Banks in Rugby, ND

Bank branch map: Rugby

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Rugby, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rugby

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Rugby, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Bank 1 branch · main office Fargo, ND Bank · 1

Cornerstone Bank has 1 branch in Rugby, 10 across North Dakota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1907. With $1.85 billion in total assets on June 30, 2026, it ranks No. 639 of 4,232 U.S. banks by total assets. The Cornerstone Bank - Rugby Branch at 235 Hwy 2 Se dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cornerstone Bank - Rugby Branch

  235 Hwy 2 Se, 58368

  Hours: see the bank's site
  DirectionsWebsite

Cornerstone Bank: profile, branches and contacts

First International Bank & Trust 1 branch · main office Watford City, ND Bank · 1

First International Bank & Trust has 1 branch in Rugby, 19 across North Dakota and 28 nationwide. FDIC records list its main office in Watford City, ND and show it operating since 1910. With $6.18 billion in total assets on June 30, 2026, it ranks No. 244 of 4,232 U.S. banks by total assets. The Rugby Branch at 215 Highway 2 Sw dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rugby Branch

  215 Highway 2 Sw, 58368

  Hours: see the bank's site
  DirectionsWebsite

First International Bank & Trust: profile, branches and contacts

First United Bank 1 branch · main office Park River, ND Bank · 1

First United Bank has 1 branch in Rugby, 19 across North Dakota and 19 nationwide. FDIC records list its main office in Park River, ND and show it operating since 1886. With $810.8 million in total assets on June 30, 2026, it ranks No. 1,249 of 4,232 U.S. banks by total assets. The Rugby Branch at 319 S Main Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rugby Branch

  319 S Main Ave, 58368

  Hours: see the bank's site
  DirectionsWebsite

First United Bank: profile, branches and contacts

Merchants Bank 1 branch · main office Rugby, ND Bank · 1

Merchants Bank has 1 branch in Rugby, 5 across North Dakota and 6 nationwide. FDIC records list its main office in Rugby, ND and show it operating since 1897. With $254.3 million in total assets on June 30, 2026, it ranks No. 2,705 of 4,232 U.S. banks by total assets. Its main office at 210 S Main Ave dates to 1897 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  210 S Main Ave, 58368

  Hours: see the bank's site
  DirectionsWebsite

Merchants Bank: profile, branches and contacts

North Star Community Credit Union 1 office · main office Maddock, ND Credit union · 1

North Star Community Credit Union has 1 office in Rugby, 13 across North Dakota. It is based in Maddock, ND and $470.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Rugby

  241 Highway 2 Se, 58368

  (701) 776-5869Today 9 am to 4:30 pm

  All hours

  Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

North Star Community Credit Union: profile, branches and contacts

Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Rugby, 14 across North Dakota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Rugby Branch at 105 3rd St Sw dates to 1906 in FDIC branch records. Its published hours do not list Saturday.

• Rugby Branch

  105 3rd St Sw, 58368

  (701) 776-5228Today 8:30 am to 4:30 pm

  All hours

  Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

  Hours: Old National branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Old National: profile, branches and contacts

Join a credit union in Rugby

1 credit union has 1 office here: North Star Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rugby page has every office in the state's directory.

Banking in Rugby: the local picture

Short answer: 5 banks run 5 branches in Rugby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Rugby, 3 elsewhere in North Dakota and 1 out of state, according to the FDIC.

The bank with the longest record here is First United Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is Merchants Bank's office at 210 S Main Ave, dating to 1897; the newest is Cornerstone Bank's at 235 Hwy 2 Se, from 2022.

The only credit union with an office here is North Star Community Credit Union.

Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Rugby

Short answer: None of the 2 Rugby locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rugby, and where the nearest one is if they do not.

Short answer: No branches in Rugby: Chase (nearest in Fargo, 179 mi), Wells Fargo (nearest in Minot, 62 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Minot, 61 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Dickinson, 166 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rugby to the nearest branch in North Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rugby residents like anyone else.

Banks near Rugby

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cando (37 miles) and Bottineau (38 miles). Minot, 61 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Rugby

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rugby between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rugby

Short answer: 1 institution has its main office in Rugby: Merchants Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rugby by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rugby offices.

Short answer: Old National is the largest bank with offices in Rugby, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. First International Bank & Trust is second with $6.18 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rugby: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.