US Bank Directory
Banks in Munich, ND
1 FDIC-insured bank operates 1 office in Munich, North Dakota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Munich
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Munich, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Munich
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Horizon Financial Bank is the only bank with an office in Munich. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Horizon Financial Bank Bank · 1
Horizon Financial Bank has 1 branch in Munich, 5 across North Dakota and 5 nationwide. FDIC records list its main office in Munich, ND and show it operating since 1905. With $201.0 million in total assets on June 30, 2026, it ranks No. 2,985 of 4,232 U.S. banks by total assets. Its main office at 416 Main St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office416 Main St, 58352
Banking in Munich: the local picture
Short answer: 1 bank runs 1 branch in Munich according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Horizon Financial Bank has its main office in Munich, according to the FDIC.
The bank with the longest record here is Horizon Financial Bank, operating since 1905 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Munich, and where the nearest one is if they do not.
Short answer: No branches in Munich: Chase (nearest in Fargo, 155 mi), Wells Fargo (nearest in Grand Forks, 97 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Grand Forks, 97 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Fargo, 155 mi).
| Bank | In Munich | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 155 miles away |
| Wells Fargo | None | Grand Forks, 97 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Grand Forks, 97 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Fargo, 155 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Munich to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Munich residents like anyone else.
Banks near Munich
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cando (21 miles) and Langdon (22 miles). Devils Lake, 39 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cando, ND | 21 mi | 2 | 3 |
| Banks in Langdon, ND | 22 mi | 3 | 3 |
| Banks in Rolla, ND | 38 mi | 2 | 2 |
| Banks in Devils Lake, ND | 39 mi | 6 | 6 |
| Banks in Walhalla, ND | 45 mi | 2 | 2 |
| Banks in Park River, ND | 53 mi | 3 | 3 |
| Banks in Cavalier, ND | 56 mi | 3 | 3 |
| Banks in Rugby, ND | 57 mi | 5 | 5 |
Bank branch openings and closings in Munich
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Munich between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Munich
Short answer: 1 institution has its main office in Munich: Horizon Financial Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Horizon Financial Bank | Bank | $201.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Munich by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Munich offices.
Short answer: Horizon Financial Bank is the largest bank with offices in Munich, with $201.0 million in total assets on June 30, 2026, No. 2,985 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Horizon Financial Bank | $201.0 million | No. 2,985 | 1 | Munich, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Munich: FAQ
How many banks are in Munich, ND?
Munich has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Horizon Financial Bank in Munich, ND?
Yes. FDIC data lists 1 Horizon Financial Bank branch in Munich as of September 5, 2026, the main office at 416 Main St. The address and directions are under Horizon Financial Bank above.
Is there a Chase in Munich, ND?
No. FDIC data lists no Chase branch in Munich as of September 5, 2026. The nearest is in Fargo, about 155 miles away in a straight line.
Which banks are headquartered in Munich?
Horizon Financial Bank has its main office in Munich, according to the FDIC.
What is the oldest bank in Munich?
Horizon Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Munich in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Munich?
Nearby cities with more banks include Cando, Langdon, Rolla. Cando is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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