US Bank Directory
Banks in Michigan, ND
1 FDIC-insured bank operates 1 office in Michigan, North Dakota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Michigan
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Michigan, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Michigan
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First United Bank is the only bank with an office in Michigan. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First United Bank Bank · 1
First United Bank has 1 branch in Michigan, 19 across North Dakota and 19 nationwide. FDIC records list its main office in Park River, ND and show it operating since 1886. With $810.8 million in total assets on June 30, 2026, it ranks No. 1,249 of 4,232 U.S. banks by total assets. The Michigan Branch at 105 Main St N dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Michigan Branch105 Main St N, 58259
Banking in Michigan: the local picture
Short answer: 1 bank runs 1 branch in Michigan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First United Bank has its main office in Park River, ND, according to the FDIC.
The bank with the longest record here is First United Bank, operating since 1886 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Michigan, and where the nearest one is if they do not.
Short answer: No branches in Michigan: Chase (nearest in Fargo, 107 mi), Wells Fargo (nearest in Grand Forks, 52 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Grand Forks, 52 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Fargo, 107 mi).
| Bank | In Michigan | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 107 miles away |
| Wells Fargo | None | Grand Forks, 52 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Grand Forks, 52 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Fargo, 107 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Michigan to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Michigan residents like anyone else.
Banks near Michigan
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Park River (24 miles) and Devils Lake (35 miles). Devils Lake, 35 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Park River, ND | 24 mi | 3 | 3 |
| Banks in Devils Lake, ND | 35 mi | 6 | 6 |
| Banks in Grafton, ND | 37 mi | 3 | 3 |
| Banks in Northwood, ND | 39 mi | 3 | 3 |
| Banks in Langdon, ND | 43 mi | 3 | 3 |
| Banks in Hatton, ND | 47 mi | 2 | 2 |
| Banks in Cavalier, ND | 49 mi | 3 | 3 |
| Banks in Cooperstown, ND | 50 mi | 3 | 3 |
Bank branch openings and closings in Michigan
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Michigan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Michigan by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Michigan offices.
Short answer: First United Bank is the largest bank with offices in Michigan, with $810.8 million in total assets on June 30, 2026, No. 1,249 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First United Bank | $810.8 million | No. 1,249 | 1 | Park River, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Michigan: FAQ
How many banks are in Michigan, ND?
Michigan has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First United Bank in Michigan, ND?
Yes. FDIC data lists 1 First United Bank branch in Michigan as of September 5, 2026. The address and directions are under First United Bank above.
Is there a Chase in Michigan, ND?
No. FDIC data lists no Chase branch in Michigan as of September 5, 2026. The nearest is in Fargo, about 107 miles away in a straight line.
What is the oldest bank in Michigan?
First United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.
Did any bank branches open or close in Michigan in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Michigan?
Nearby cities with more banks include Park River, Devils Lake, Grafton. Park River is 24 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds