US Bank Directory
Banks in Grafton, ND
3 FDIC-insured banks operate 3 offices in Grafton, North Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Grafton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Grafton, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Grafton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Old National, Choice Financial Group and First United Bank have the most locations in Grafton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Choice Financial Group Bank · 1
Choice Financial Group has 1 branch in Grafton, 13 across North Dakota and 18 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1906. With $6.38 billion in total assets on June 30, 2026, it ranks No. 240 of 4,232 U.S. banks by total assets. The Grafton Branch at 645 Hill Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Branch645 Hill Ave, 58237
First United Bank Bank · 1
First United Bank has 1 branch in Grafton, 19 across North Dakota and 19 nationwide. FDIC records list its main office in Park River, ND and show it operating since 1886. With $810.8 million in total assets on June 30, 2026, it ranks No. 1,249 of 4,232 U.S. banks by total assets. The Grafton Branch at 1011 W 11th St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Branch1011 W 11th St, 58237
North Star Community Credit Union Credit union · 1
North Star Community Credit Union has 1 office in Grafton, 13 across North Dakota. It is based in Maddock, ND and $470.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Grafton1225 Hill Ave, 58237
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Grafton, 14 across North Dakota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Grafton Branch at 910 Hill Ave dates to 1892 in FDIC branch records. Its published hours do not list Saturday.
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Grafton Branch910 Hill Ave, 58237
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Grafton
1 credit union has 1 office here: North Star Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Grafton page has every office in the state's directory.
Banking in Grafton: the local picture
Short answer: 3 banks run 3 branches in Grafton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Grafton, 2 elsewhere in North Dakota and 1 out of state, according to the FDIC.
The bank with the longest record here is First United Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is Old National's office at 910 Hill Ave, dating to 1892; the newest is Choice Financial Group's at 645 Hill Ave, from 2006.
The only credit union with an office here is North Star Community Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Grafton
Short answer: 1 of the 2 Grafton locations with published hours opens on Saturday, run by 1 institution.
- North Star Community Credit Union: 1 of 1 office (1225 Hill Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Grafton, and where the nearest one is if they do not.
Short answer: No branches in Grafton: Chase (nearest in Fargo, 110 mi), Wells Fargo (nearest in Grand Forks, 39 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Grand Forks, 38 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Fargo, 111 mi).
| Bank | In Grafton | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 110 miles away |
| Wells Fargo | None | Grand Forks, 39 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Grand Forks, 38 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Fargo, 111 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grafton to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grafton residents like anyone else.
Banks near Grafton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Park River (15 miles) and Cavalier (28 miles). Grand Forks, 39 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Park River, ND | 15 mi | 3 | 3 |
| Banks in Cavalier, ND | 28 mi | 3 | 3 |
| Banks in Grand Forks, ND | 39 mi | 14 | 20 |
| Banks in Walhalla, ND | 42 mi | 2 | 2 |
| Banks in Northwood, ND | 48 mi | 3 | 3 |
| Banks in Langdon, ND | 50 mi | 3 | 3 |
| Banks in Hatton, ND | 54 mi | 2 | 2 |
| Banks in Mayville, ND | 63 mi | 3 | 3 |
Bank branch openings and closings in Grafton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grafton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grafton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grafton offices.
Short answer: Old National is the largest bank with offices in Grafton, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Choice Financial Group is second with $6.38 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Choice Financial Group | $6.38 billion | No. 240 | 1 | Fargo, ND |
| First United Bank | $810.8 million | No. 1,249 | 1 | Park River, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grafton: FAQ
How many banks are in Grafton, ND?
Grafton has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Grafton?
Old National, with 1. Choice Financial Group has 1 and First United Bank has 1.
Is there a Old National in Grafton, ND?
Yes. FDIC data lists 1 Old National branch in Grafton as of September 5, 2026. The address and directions are under Old National above.
Is there a Choice Financial Group in Grafton, ND?
Yes. FDIC data lists 1 Choice Financial Group branch in Grafton as of September 5, 2026. The address and directions are under Choice Financial Group above.
Is there a First United Bank in Grafton, ND?
Yes. FDIC data lists 1 First United Bank branch in Grafton as of September 5, 2026. The address and directions are under First United Bank above.
Is there a Chase in Grafton, ND?
No. FDIC data lists no Chase branch in Grafton as of September 5, 2026. The nearest is in Fargo, about 110 miles away in a straight line.
Which banks in Grafton are open on Saturday?
North Star Community Credit Union publishes Saturday hours for one or more Grafton locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Grafton?
First United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.
Which credit unions can I join in Grafton?
North Star Community Credit Union has an office in Grafton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Grafton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grafton?
Nearby cities with more banks include Park River, Cavalier, Grand Forks. Park River is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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