US Bank Directory
Banks in Lakota, ND
1 FDIC-insured bank operates 1 office in Lakota, North Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lakota
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Lakota, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lakota
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: State Bank of Lakota is the only bank with an office in Lakota. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in Lakota, 24 across North Dakota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Branch - Lakota200 Main St N, 58344
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Bank of Lakota Bank · 1
State Bank of Lakota has 1 branch in Lakota, 1 across North Dakota and 1 nationwide. FDIC records list its main office in Lakota, ND and show it operating since 1900. With $64.2 million in total assets on June 30, 2026, it ranks No. 3,965 of 4,232 U.S. banks by total assets. Its main office at 125 Main St N dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office125 Main St N, 58344
Join a credit union in Lakota
1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lakota page has every office in the state's directory.
Banking in Lakota: the local picture
Short answer: 1 bank runs 1 branch in Lakota according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
State Bank of Lakota has its main office in Lakota, according to the FDIC.
The bank with the longest record here is State Bank of Lakota, operating since 1900 according to the FDIC.
The only credit union with an office here is First Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Lakota
Short answer: None of the 1 Lakota location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lakota, and where the nearest one is if they do not.
Short answer: No branches in Lakota: Chase (nearest in Fargo, 107 mi), Wells Fargo (nearest in Grand Forks, 60 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Grand Forks, 60 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Fargo, 107 mi).
| Bank | In Lakota | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 107 miles away |
| Wells Fargo | None | Grand Forks, 60 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Grand Forks, 60 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Fargo, 107 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lakota to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lakota residents like anyone else.
Banks near Lakota
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Devils Lake (24 miles) and Park River (37 miles). Devils Lake, 24 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Devils Lake, ND | 24 mi | 6 | 6 |
| Banks in Park River, ND | 37 mi | 3 | 3 |
| Banks in Northwood, ND | 42 mi | 3 | 3 |
| Banks in Cooperstown, ND | 42 mi | 3 | 3 |
| Banks in Langdon, ND | 50 mi | 3 | 3 |
| Banks in Hatton, ND | 50 mi | 2 | 2 |
| Banks in Grafton, ND | 50 mi | 3 | 3 |
| Banks in Cando, ND | 50 mi | 2 | 3 |
Bank branch openings and closings in Lakota
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lakota between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lakota
Short answer: 1 institution has its main office in Lakota: State Bank of Lakota.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| State Bank of Lakota | Bank | $64.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lakota by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lakota offices.
Short answer: State Bank of Lakota is the largest bank with offices in Lakota, with $64.2 million in total assets on June 30, 2026, No. 3,965 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| State Bank of Lakota | $64.2 million | No. 3,965 | 1 | Lakota, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lakota: FAQ
How many banks are in Lakota, ND?
Lakota has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Chase in Lakota, ND?
No. FDIC data lists no Chase branch in Lakota as of September 5, 2026. The nearest is in Fargo, about 107 miles away in a straight line.
Which banks in Lakota are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Lakota?
State Bank of Lakota has its main office in Lakota, according to the FDIC.
What is the oldest bank in Lakota?
State Bank of Lakota has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Which credit unions can I join in Lakota?
First Community Credit Union has an office in Lakota. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lakota in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lakota?
Nearby cities with more banks include Devils Lake, Park River, Northwood. Devils Lake is 24 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds