US Bank Directory
Banks in Wilmington, NC
22 FDIC-insured banks operate 52 offices in Wilmington, North Carolina, and 8 credit unions have 16 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wilmington
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 30 banks and credit unions operate 68 locations in Wilmington, according to the FDIC and the NCUA. 66 of them have coordinates on record and are on the map. 48 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
66 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wilmington
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Wilmington, with 7. It is followed by First Citizens Bank (6), Truist (5), First Bank (5). 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wells Fargo Bank · 7
Wells Fargo has 7 branches in Wilmington, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Independence Center Branch at 3750 Oleander Dr, dating to 1969; the newest, at 601 S College Rd, to 2010. 3 of its 6 Wilmington locations with published hours open on Saturday.
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Mayfaire Branch1120 Military Cutoff Rd, 28405
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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3Rd & Grace Branch300 N 3rd St, 28401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Independence Center Branch3750 Oleander Dr, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Myrtle Grove Branch5501 Carolina Beach Rd, 28412
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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University Wilmington Branch590 S College Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Nc New Hanover County Branch601 S College Rd, 28403
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Porters Neck Branch8211 Market St, 28411
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 6
First Citizens Bank has 6 branches in Wilmington, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Wilmington - Downtown Branch at 315 Market St, dating to 1906; the newest, at 8219 Market St, to 2003. None of its 6 Wilmington locations with published hours lists Saturday hours.
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Plaza East Branch1910 Eastwood Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Wilmington - Downtown Branch315 Market St, 28401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Pine Valley Branch3624 S College Rd, 28412
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Oleander Branch4022 Oleander Dr, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Wilmington Branch440 S College Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Wilmington Porter'S Neck Branch8219 Market St, 28411
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
State Employees' Credit Union Credit union · 6
State Employees' Credit Union has 6 officees in Wilmington, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 6 Wilmington locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Wilmington - Myrtle Grove141 Sanders Rd, 28412
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wilmington - Racine Dr210 Racine Dr, 28403
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wilmington - N College Road2721 Northchase Pkwy Se, 28405
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wilmington - Converse Drive3500 Converse Rd, 28403
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wilmington - Randall Pkwy5011 Randall Pkwy, 28403
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wilmington - Market St8075 Market St, 28411
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Bank Bank · 5
First Bank has 5 branches in Wilmington, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the 101 Wilmington Main at 201 Market St, dating to 1898; the newest, at 1701 Eastwood Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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074 Wilmington-Landfall Branch1701 Eastwood Rd, 28403
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101 Wilmington Main201 Market St, 28401
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102 Wilmington-Hanover Branch3605 Oleander Dr, 28403
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076 Wilmington-Monkey Junction Branch5102 S College Rd, 28412
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116 Wilmington-Porters Neck Branch8286 Market St, 28411
Truist Bank · 5
Truist has 5 branches in Wilmington, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the South College Branch at 301 S College Rd, dating to 1912; the newest, at 4320 S 17th St, to 2005. 2 of its 5 Wilmington locations with published hours open on Saturday.
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Wilmington Downtown Branch101 N 3rd St, 28401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Landfall Branch1313 Military Cutoff Rd, 28405
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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South College Branch301 S College Rd, 28403
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Oleander Drive Branch3417 Oleander Dr, 28403
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Pine Valley Branch4320 S 17th St, 28412
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Wilmington, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Hanover Center Branch at 3305 Oleander Dr, dating to 1960; the newest, at 1325 Military Cutoff Rd, to 1989. 2 of its 3 Wilmington locations with published hours open on Saturday.
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Landfall Branch1325 Military Cutoff Rd, 28405
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Hanover Center Branch3305 Oleander Dr, 28403
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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University Branch502 S College Rd, 28403
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Corning Credit Union Credit union · 3
Corning Credit Union has 3 officees in Wilmington, 6 across North Carolina. It is based in Corning, NY and $2.73 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Wilmington locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Racine Drive Branch125 Racine Dr, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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North Carolina Regional Office3705 Federal Park Dr, 28412
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Porters Neck Branch7961 Market St, 28411
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FNB Bank · 3
FNB has 3 branches in Wilmington, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the College Road Branch at 704 S College Rd, dating to 1997; the newest, at 2506 Independence Blvd, to 2008. 1 of its 3 Wilmington locations with published hours open on Saturday.
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Eastwood Branch1724 Eastwood Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
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Wilmington-Independence Branch2506 Independence Blvd, 28412
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
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College Road Branch704 S College Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 3
PNC Bank has 3 branches in Wilmington, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Oleander Branch at 3709 Oleander Dr, dating to 1964; the newest, at 5307 Carolina Beach Rd, to 2002. 2 of its 3 Wilmington locations with published hours open on Saturday.
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Murrayville Branch2314 N College Rd, 28405
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Oleander Branch3709 Oleander Dr, 28403
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Monkey Junction Branch5307 Carolina Beach Rd, 28412
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
United Bank Bank · 3
United Bank has 3 branches in Wilmington, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Military Cutoff Road Branch at 1612 Military Cutoff Rd, dating to 2013; the newest, at 115 N 3rd St, to 2016. None of its 3 Wilmington locations with published hours lists Saturday hours.
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Wilmington Branch115 N 3rd St, 28401
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Military Cutoff Road Branch1612 Military Cutoff Rd, 28403
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Wilmington Branch4710 Oleander Dr, 28403
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Bank OZK Bank · 2
Bank OZK has 2 branches in Wilmington, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Wilmington Military Branch at 1105 Military Cutoff Rd, dating to 2012; the newest, at 2401 S 17th St, to 2026. None of its 2 Wilmington locations with published hours lists Saturday hours.
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Wilmington Military Branch1105 Military Cutoff Rd, 28405
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
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Wilmington - 17Th St. Branch2401 S 17th St, 28401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Excite Credit Union Credit union · 2
Excite Credit Union has 2 officees in Wilmington, 2 across North Carolina. It is based in San Jose, CA and $615.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Wilmington locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Racine237 Racine Dr, 28403
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Glen Meade2465 S 17Th St, 28401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FSNB Bank · 2
FSNB has 2 branches in Wilmington, 12 across North Carolina and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Fsnb - Wilmington Market St Walmart Branch at 5226 Sigmon Rd, dating to 1997; the newest, at 5135 Carolina Beach Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Fsnb - Wilmington Monkey Junction Walmart Branch5135 Carolina Beach Rd, 28412
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Fsnb - Wilmington Market St Walmart Branch5226 Sigmon Rd, 28403
SouthState Bank · 2
SouthState has 2 branches in Wilmington, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Cape Fear Bank Branch at 1117 Military Cutoff Rd, dating to 1998; the newest, at 3701 Shipyard Blvd, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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Cape Fear Bank Branch1117 Military Cutoff Rd, 28405
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Wilmington Main Branch3701 Shipyard Blvd, 28403
Civic Credit Union Credit union · 1
Civic Credit Union has 1 office in Wilmington, 12 across North Carolina. It is based in Raleigh, NC and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington929 N Front St Ste 150, 28401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Davidson Trust Co. Bank · 1
Davidson Trust Co. has 1 branch in Wilmington, 1 across North Carolina and 13 nationwide. FDIC records list its main office in Great Falls, MT and show it operating since 2001. With $13.2 million in total assets on June 30, 2026, it ranks No. 4,224 of 4,232 U.S. banks by total assets. The D.A. Davidson Trust Company Branch at 1001 Military Cutoff Rd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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D.A. Davidson Trust Company Branch1001 Military Cutoff Rd, 28405
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Wilmington, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Myrtle Grove Bc Branch at 5201 College Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Myrtle Grove Bc Branch5201 College Road, 28405
First Carolina Bank Bank · 1
First Carolina Bank has 1 branch in Wilmington, 5 across North Carolina and 9 nationwide. FDIC records list its main office in Rocky Mount, NC and show it operating since 2000. With $3.41 billion in total assets on June 30, 2026, it ranks No. 379 of 4,232 U.S. banks by total assets. The Wilmington Branch at 5815 Oleander Dr dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch5815 Oleander Dr, 28403
First Community Bank Bank · 1
First Community Bank has 1 branch in Wilmington, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Kerr Avenue Branch at 29 S Kerr Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerr Avenue Branch29 S Kerr Ave, 28403
Live Oak Banking Bank · 1
Live Oak Banking has 1 branch in Wilmington, 1 across North Carolina and 1 nationwide. FDIC records list its main office in Wilmington, NC and show it operating since 2008. With $15.96 billion in total assets on June 30, 2026, it ranks No. 123 of 4,232 U.S. banks by total assets. Its main office at 1757 Tiburon Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1757 Tiburon Dr, 28403
Marine Credit Union Credit union · 1
Marine Credit Union has 1 office in Wilmington, 12 across North Carolina. It is based in Jacksonville, NC and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington1039 S College Rd Ste 106, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
North State Bank Bank · 1
North State Bank has 1 branch in Wilmington, 7 across North Carolina and 7 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 2000. With $1.46 billion in total assets on June 30, 2026, it ranks No. 761 of 4,232 U.S. banks by total assets. The Wilmington Office Branch at 1411 Commonwealth Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Office Branch1411 Commonwealth Dr, 28403
Paragon Bank Bank · 1
Paragon Bank has 1 branch in Wilmington, 1 across North Carolina and 10 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 2005. With $908.1 million in total assets on June 30, 2026, it ranks No. 1,141 of 4,232 U.S. banks by total assets. The Wilmington Branch at 6752 Parker Farm Dr dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch6752 Parker Farm Dr, 28405
Rev Credit Union Credit union · 1
Rev Credit Union has 1 office in Wilmington, 4 across North Carolina. It is based in Charleston, SC and $1.21 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington3702 College Rd S, 28412
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Self-help Credit Union Credit union · 1
Self-help Credit Union has 1 office in Wilmington, 25 across North Carolina. It is based in Durham, NC and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington307 S College Rd, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sharonview Credit Union Credit union · 1
Sharonview Credit Union has 1 office in Wilmington, 10 across North Carolina. It is based in Fort Mill, SC and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington3212 Oleander Dr, 28403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Southern Bank Bank · 1
Southern Bank has 1 branch in Wilmington, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Wilmington Office at 6752 Rock Spring Rd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Office6752 Rock Spring Rd, 28405
TD Bank Bank · 1
TD Bank has 1 branch in Wilmington, 16 across North Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Wilmington Main Branch at 802 S College Rd dates to 1995 in FDIC branch records. It opens on Saturday.
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Wilmington Main Branch802 S College Rd, 28403
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
TowneBank Bank · 1
TowneBank has 1 branch in Wilmington, 24 across North Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Wilmington Branch at 1131 Military Cutoff Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch1131 Military Cutoff Rd, 28405
United Community Bank · 1
United Community has 1 branch in Wilmington, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Wilmington Branch at 901 Military Cutoff Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch901 Military Cutoff Rd, 28405
Join a credit union in Wilmington
8 credit unions have 16 offices here: State Employees' Credit Union, Corning Credit Union, Excite Credit Union, Civic Credit Union, Self-help Credit Union and Sharonview Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wilmington page has every office in the state's directory.
Banking in Wilmington: the local picture
Short answer: 22 banks run 52 branches in Wilmington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 22 banks, 1 has its main office in Wilmington, 7 elsewhere in North Carolina and 14 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 201 Market St, dating to 1898; the newest is Bank OZK's at 2401 S 17th St, from 2026.
8 credit unions have 16 offices in Wilmington, according to the NCUA. Who can join each one is on the credit unions page.
Of the 48 locations with published hours. 12 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Wilmington
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28403 has the most bank and credit union offices in Wilmington (32), followed by 28405 (13) and 28412 (10). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28403 | 32 | 21 | First Citizens Bank, State Employees' Credit Union, Wells Fargo |
| 28405 | 13 | 13 | Bank OZK, Bank of America, Davidson Trust Co. |
| 28412 | 10 | 10 | Corning Credit Union, FNB, FSNB |
| 28401 | 8 | 8 | Bank OZK, Civic Credit Union, Excite Credit Union |
| 28411 | 5 | 5 | Corning Credit Union, First Bank, First Citizens Bank |
Banks and credit unions open on Saturday in Wilmington
Short answer: 12 of the 48 Wilmington locations with published hours open on Saturday, run by 7 institutions.
- Wells Fargo: 3 of 7 branches (1120 Military Cutoff Rd: Saturday 9 am to 2 pm, and 2 more)
- Truist: 2 of 5 branches (1313 Military Cutoff Rd: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 2 of 3 branches (1325 Military Cutoff Rd: Saturday 9 am to 2 pm, and 1 more)
- PNC Bank: 2 of 3 branches (3709 Oleander Dr: Saturday 9 am to 1 pm, and 1 more)
- FNB: 1 of 3 branches (704 S College Rd: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (802 S College Rd: Saturday 9 am to 1 pm)
- Excite Credit Union: 1 of 2 offices (237 Racine Dr: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 68 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wilmington, and where the nearest one is if they do not.
Short answer: In Wilmington: Wells Fargo (7), Bank of America (3), PNC Bank (3), Truist (5), Fifth Third Bank (1), TD Bank (1). No branches in Wilmington: Chase (nearest in Hampstead, 16 mi), U.S. Bank (nearest in Charlotte, 176 mi), Huntington (nearest in Raleigh, 120 mi), Regions Bank (nearest in Raleigh, 120 mi), BMO.
| Bank | In Wilmington | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 7 branches | here |
| Bank of America | 3 branches | here |
| PNC Bank | 3 branches | here |
| Truist | 5 branches | here |
| Fifth Third Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Hampstead, 16 miles away |
| U.S. Bank | None | Charlotte, 176 miles away |
| Huntington | None | Raleigh, 120 miles away |
| Regions Bank | None | Raleigh, 120 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilmington to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilmington residents like anyone else.
Banks near Wilmington
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Leland (9 miles) and Carolina Beach (13 miles). Southport, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Leland, NC | 9 mi | 5 | 6 |
| Banks in Carolina Beach, NC | 13 mi | 2 | 2 |
| Banks in Hampstead, NC | 14 mi | 5 | 5 |
| Banks in Southport, NC | 22 mi | 8 | 8 |
| Banks in Burgaw, NC | 23 mi | 2 | 2 |
| Banks in Oak Island, NC | 25 mi | 2 | 2 |
| Banks in Supply, NC | 31 mi | 2 | 2 |
| Banks in Sneads Ferry, NC | 34 mi | 2 | 2 |
Bank branch openings and closings in Wilmington
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Wilmington between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 11, 2026 | Opened | Bank OZK | 2401 S 17th St, 28401 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Wilmington
Short answer: 1 institution has its main office in Wilmington: Live Oak Banking.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Live Oak Banking | Bank | $15.96 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wilmington by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilmington offices.
Short answer: Bank of America is the largest bank with offices in Wilmington, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 22 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 7 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 3 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 5 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 6 | Raleigh, NC |
| SouthState | $68.79 billion | No. 41 | 2 | Winter Haven, FL |
| FNB | $50.80 billion | No. 50 | 3 | Greenville, PA |
| Bank OZK | $41.70 billion | No. 57 | 2 | Little Rock, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wilmington: FAQ
How many banks are in Wilmington, NC?
Wilmington has 22 banks with 52 branches and 8 credit unions with 16 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wilmington?
Wells Fargo, with 7. First Citizens Bank has 6 and Truist has 5.
Is there a Wells Fargo in Wilmington, NC?
Yes. FDIC data lists 7 Wells Fargo branches in Wilmington as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a First Citizens Bank in Wilmington, NC?
Yes. FDIC data lists 6 First Citizens Bank branches in Wilmington as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a Truist in Wilmington, NC?
Yes. FDIC data lists 5 Truist branches in Wilmington as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Wilmington, NC?
No. FDIC data lists no Chase branch in Wilmington as of September 5, 2026. The nearest is in Hampstead, about 16 miles away in a straight line.
Which banks in Wilmington are open on Saturday?
Wells Fargo, Truist, Bank of America and PNC Bank and 3 more publish Saturday hours for one or more Wilmington locations. The Saturday section above lists each one with its hours. 20 of the 68 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wilmington?
Live Oak Banking has its main office in Wilmington, according to the FDIC.
What is the oldest bank in Wilmington?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Wilmington?
State Employees' Credit Union, Corning Credit Union, Excite Credit Union and Civic Credit Union and 4 more have offices in Wilmington. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wilmington in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wilmington?
Nearby cities with more banks include Leland, Carolina Beach, Hampstead. Leland is 9 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 14 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (32 of 52 branches: Bank OZK, Bank of America, FNB, First Citizens Bank, PNC Bank, TD Bank and 3 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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