US Bank Directory
Banks in Carolina Beach, NC
2 FDIC-insured banks operate 2 offices in Carolina Beach, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Carolina Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Carolina Beach, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Carolina Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Truist have the most locations in Carolina Beach, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Carolina Beach, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Carolina Beach Branch at 122 Harper Ave dates to 1961 in FDIC branch records. Its published hours do not list Saturday.
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Carolina Beach Branch122 Harper Ave, 28428
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Carolina Beach, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Carolina Beach Branch at 7 Lake Park Blvd N dates to 1912 in FDIC branch records. Its published hours do not list Saturday.
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Carolina Beach Branch7 Lake Park Blvd N, 28428
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Carolina Beach: the local picture
Short answer: 2 banks run 2 branches in Carolina Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Carolina Beach, 2 elsewhere in North Carolina, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 7 Lake Park Blvd N, dating to 1912; the newest is Bank of America's at 122 Harper Ave, from 1961.
Of the 2 locations with published hours. None open on Saturday.
Saturday hours in Carolina Beach
Short answer: None of the 2 Carolina Beach locations with published hours lists Saturday hours.
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carolina Beach, and where the nearest one is if they do not.
Short answer: In Carolina Beach: Bank of America (1), Truist (1). No branches in Carolina Beach: Chase (nearest in Hampstead, 28 mi), Wells Fargo (nearest in Wilmington, 7 mi), PNC Bank (nearest in Wilmington, 7 mi), U.S. Bank (nearest in Charlotte, 180 mi), Fifth Third Bank (nearest in Wilmington, 8 mi), Huntington (nearest in Raleigh, 132 mi), Regions Bank (nearest in Raleigh, 132 mi), TD Bank (nearest in Wilmington, 13 mi), BMO.
| Bank | In Carolina Beach | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Hampstead, 28 miles away |
| Wells Fargo | None | Wilmington, 7 miles away |
| PNC Bank | None | Wilmington, 7 miles away |
| U.S. Bank | None | Charlotte, 180 miles away |
| Fifth Third Bank | None | Wilmington, 8 miles away |
| Huntington | None | Raleigh, 132 miles away |
| Regions Bank | None | Raleigh, 132 miles away |
| TD Bank | None | Wilmington, 13 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carolina Beach to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carolina Beach residents like anyone else.
Banks near Carolina Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Southport (10 miles) and Wilmington (13 miles). Wilmington, 13 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Southport, NC | 10 mi | 8 | 8 |
| Banks in Wilmington, NC | 13 mi | 22 | 52 |
| Banks in Oak Island, NC | 14 mi | 2 | 2 |
| Banks in Leland, NC | 14 mi | 5 | 6 |
| Banks in Supply, NC | 23 mi | 2 | 2 |
| Banks in Hampstead, NC | 26 mi | 5 | 5 |
| Banks in Shallotte, NC | 29 mi | 5 | 5 |
| Banks in Ocean Isle Beach, NC | 33 mi | 3 | 3 |
Bank branch openings and closings in Carolina Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carolina Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carolina Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carolina Beach offices.
Short answer: Bank of America is the largest bank with offices in Carolina Beach, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carolina Beach: FAQ
How many banks are in Carolina Beach, NC?
Carolina Beach has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Carolina Beach?
Bank of America, with 1. Truist has 1.
Is there a Bank of America in Carolina Beach, NC?
Yes. FDIC data lists 1 Bank of America branch in Carolina Beach as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Truist in Carolina Beach, NC?
Yes. FDIC data lists 1 Truist branch in Carolina Beach as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Carolina Beach, NC?
No. FDIC data lists no Chase branch in Carolina Beach as of September 5, 2026. The nearest is in Hampstead, about 28 miles away in a straight line.
Which banks in Carolina Beach are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Carolina Beach?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Carolina Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carolina Beach?
Nearby cities with more banks include Southport, Wilmington, Oak Island. Southport is 10 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Bank of America, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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