US Bank Directory

Banks in Summerfield, NC

1 FDIC-insured bank operates 1 office in Summerfield, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Summerfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Summerfield, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Summerfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Oak Ridge is the only bank with an office in Summerfield. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Oak Ridge 1 branch · main office Oak Ridge, NC Bank · 1

Bank of Oak Ridge has 1 branch in Summerfield, 5 across North Carolina and 5 nationwide. FDIC records list its main office in Oak Ridge, NC and show it operating since 2000. With $658.1 million in total assets on June 30, 2026, it ranks No. 1,445 of 4,232 U.S. banks by total assets. The Summerfield Branch at 4423 Us Highway 220 N dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Summerfield Branch
    4423 Us Highway 220 N, 27358
    Hours: see the bank's site
Bank of Oak Ridge: profile, branches and contacts

Banking in Summerfield: the local picture

Short answer: 1 bank runs 1 branch in Summerfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of Oak Ridge has its main office in Oak Ridge, NC, according to the FDIC.

The bank with the longest record here is Bank of Oak Ridge, operating since 2000 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Summerfield, and where the nearest one is if they do not.

Short answer: No branches in Summerfield: Chase (nearest in Greensboro, 5 mi), Wells Fargo (nearest in Greensboro, 4 mi), Bank of America (nearest in Greensboro, 5 mi), PNC Bank (nearest in Greensboro, 8 mi), U.S. Bank (nearest in Huntersville, 75 mi), Truist (nearest in Greensboro, 5 mi), Fifth Third Bank (nearest in Chapel Hill, 50 mi), Huntington (nearest in Greensboro, 10 mi), Regions Bank (nearest in Raleigh, 73 mi), TD Bank (nearest in Raleigh, 71 mi), BMO.

BankIn SummerfieldNearest branch if none here
ChaseNoneGreensboro, 5 miles away
Wells FargoNoneGreensboro, 4 miles away
Bank of AmericaNoneGreensboro, 5 miles away
PNC BankNoneGreensboro, 8 miles away
U.S. BankNoneHuntersville, 75 miles away
TruistNoneGreensboro, 5 miles away
Fifth Third BankNoneChapel Hill, 50 miles away
HuntingtonNoneGreensboro, 10 miles away
Regions BankNoneRaleigh, 73 miles away
TD BankNoneRaleigh, 71 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Summerfield to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Summerfield residents like anyone else.

Banks near Summerfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oak Ridge (6 miles) and Greensboro (8 miles). Greensboro, 8 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Summerfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Summerfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Summerfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Summerfield offices.

Short answer: Bank of Oak Ridge is the largest bank with offices in Summerfield, with $658.1 million in total assets on June 30, 2026, No. 1,445 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Oak Ridge$658.1 millionNo. 1,4451Oak Ridge, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Summerfield: FAQ

How many banks are in Summerfield, NC?

Summerfield has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Bank of Oak Ridge in Summerfield, NC?

Yes. FDIC data lists 1 Bank of Oak Ridge branch in Summerfield as of September 5, 2026. The address and directions are under Bank of Oak Ridge above.

Is there a Chase in Summerfield, NC?

No. FDIC data lists no Chase branch in Summerfield as of September 5, 2026. The nearest is in Greensboro, about 5 miles away in a straight line.

What is the oldest bank in Summerfield?

Bank of Oak Ridge has the longest record among banks with a branch here: the FDIC shows it operating since 2000.

Did any bank branches open or close in Summerfield in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Summerfield?

Nearby cities with more banks include Oak Ridge, Greensboro, Kernersville. Oak Ridge is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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