US Bank Directory
Banks in Kernersville, NC
12 FDIC-insured banks operate 13 offices in Kernersville, North Carolina, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kernersville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 19 locations in Kernersville, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kernersville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Kernersville, with 2. The other 11 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Allegacy Credit Union Credit union · 2
Allegacy Credit Union has 2 officees in Kernersville, 29 across North Carolina. It is based in Winston Salem, NC and $2.57 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kernersville locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Glenn High School1600 Union Cross Rd, 27284
All hours
Mon 12 pm to 2 pm; Tue not published; Wed 12 pm to 2 pm; Thu not published; Fri 12 pm to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kernersville Mtn212 E Mountain St, 27284
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Kernersville, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kernersville locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Kernersville - Century Place Blvd130 Century Place Blvd, 27284
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kernersville - Hwy 66789 Stafford Center Dr, 27284
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Kernersville, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kernersville location is the Kernersville Main Branch at 237 E Mountain St, dating to 1989; the newest, at 124 Harmon Creek Rd, to 2002. None of its 2 Kernersville locations with published hours lists Saturday hours.
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Harmon Creek Branch124 Harmon Creek Rd, 27284
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Kernersville Main Branch237 E Mountain St, 27284
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Kernersville, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Kernersville Branch at 205 E Mountain St dates to 1972 in FDIC branch records. It opens on Saturday.
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Kernersville Branch205 E Mountain St, 27284
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Empeople Credit Union Credit union · 1
Empeople Credit Union has 1 office in Kernersville, 3 across North Carolina. It is based in Moline, IL and $2.28 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kernersville1000 John Deere Rd, 27284
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Kernersville, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Kernersville Branch at 134 S Main St dates to 1984 in FDIC branch records. Its published hours do not list Saturday.
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Kernersville Branch134 S Main St, 27284
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Kernersville, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Kernersville Branch at 1000 S Main St dates to 1990 in FDIC branch records. Its published hours do not list Saturday.
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Kernersville Branch1000 S Main St, 27284
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Kernersville, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Kernersville Branch at 230 E Mountain St dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Kernersville Branch230 E Mountain St, 27284
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Huntington Bank · 1
Huntington has 1 branch in Kernersville, 7 across North Carolina and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Kernersville Downtown Branch at 250 E Mountain St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kernersville Downtown Branch250 E Mountain St, 27284
Piedmont Federal Savings Bank Bank · 1
Piedmont Federal Savings Bank has 1 branch in Kernersville, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Winston Salem, NC and show it operating since 1903. With $1.32 billion in total assets on June 30, 2026, it ranks No. 840 of 4,232 U.S. banks by total assets. The Kernersville Branch at 505 Pineview Dr dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kernersville Branch505 Pineview Dr, 27284
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Kernersville, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Kernersville Branch at 211 Broad St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kernersville Branch211 Broad St, 27284
PNC Bank Bank · 1
PNC Bank has 1 branch in Kernersville, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Kernersville Branch at 823 S Main St dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Kernersville Branch823 S Main St, 27284
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The Fidelity Bank Bank · 1
The Fidelity Bank has 1 branch in Kernersville, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Kernersville Branch at 163 S Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kernersville Branch163 S Main St, 27284
Truliant Credit Union Credit union · 1
Truliant Credit Union has 1 office in Kernersville, 30 across North Carolina. It is based in Winston Salem, NC and $5.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kernersville794 S Main St Ste A, 27284
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Kernersville, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Kernersville Ii Branch at 221 E Mountain St dates to 1965 in FDIC branch records. It opens on Saturday.
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Kernersville Ii Branch221 E Mountain St, 27284
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Kernersville, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Kernersville North Caolina Branch at 1130 S Main St dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kernersville North Caolina Branch1130 S Main St, 27284
Join a credit union in Kernersville
4 credit unions have 6 offices here: State Employees' Credit Union, Allegacy Credit Union, Truliant Credit Union and Empeople Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kernersville page has every office in the state's directory.
Banking in Kernersville: the local picture
Short answer: 12 banks run 13 branches in Kernersville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Kernersville, 5 elsewhere in North Carolina and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Piedmont Federal Savings Bank's office at 505 Pineview Dr, dating to 1903; the newest is Huntington's at 250 E Mountain St, from 2026.
4 credit unions have 6 offices in Kernersville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Kernersville
Short answer: 2 of the 14 Kernersville locations with published hours open on Saturday, run by 2 institutions.
- Bank of America: 1 of 1 branch (205 E Mountain St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (221 E Mountain St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kernersville, and where the nearest one is if they do not.
Short answer: In Kernersville: Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (2), Huntington (1). No branches in Kernersville: Chase (nearest in Greensboro, 11 mi), U.S. Bank (nearest in Huntersville, 64 mi), Fifth Third Bank (nearest in Landis, 49 mi), Regions Bank (nearest in Cornelius, 63 mi), TD Bank (nearest in Charlotte, 73 mi), BMO.
| Bank | In Kernersville | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Huntington | 1 branch | here |
| Chase | None | Greensboro, 11 miles away |
| U.S. Bank | None | Huntersville, 64 miles away |
| Fifth Third Bank | None | Landis, 49 miles away |
| Regions Bank | None | Cornelius, 63 miles away |
| TD Bank | None | Charlotte, 73 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kernersville to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kernersville residents like anyone else.
Banks near Kernersville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oak Ridge (6 miles) and High Point (10 miles). Winston Salem, 11 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oak Ridge, NC | 6 mi | 2 | 2 |
| Banks in High Point, NC | 10 mi | 13 | 29 |
| Banks in Winston Salem, NC | 11 mi | 23 | 66 |
| Banks in Greensboro, NC | 14 mi | 21 | 73 |
| Banks in Archdale, NC | 15 mi | 6 | 6 |
| Banks in Thomasville, NC | 17 mi | 8 | 8 |
| Banks in Clemmons, NC | 18 mi | 7 | 7 |
| Banks in King, NC | 19 mi | 5 | 5 |
Bank branch openings and closings in Kernersville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Kernersville between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 8, 2026 | Opened | Huntington | 250 E Mountain St, 27284 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Kernersville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kernersville offices.
Short answer: Bank of America is the largest bank with offices in Kernersville, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kernersville: FAQ
How many banks are in Kernersville, NC?
Kernersville has 12 banks with 13 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kernersville?
Truist, with 2. Bank of America has 1 and Wells Fargo has 1.
Is there a Truist in Kernersville, NC?
Yes. FDIC data lists 2 Truist branches in Kernersville as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Kernersville, NC?
Yes. FDIC data lists 1 Bank of America branch in Kernersville as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Kernersville, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Kernersville as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Kernersville, NC?
No. FDIC data lists no Chase branch in Kernersville as of September 5, 2026. The nearest is in Greensboro, about 11 miles away in a straight line.
Which banks in Kernersville are open on Saturday?
Bank of America and Wells Fargo publish Saturday hours for one or more Kernersville locations. The Saturday section above lists each one with its hours. 5 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Kernersville?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kernersville?
State Employees' Credit Union, Allegacy Credit Union, Truliant Credit Union and Empeople Credit Union have offices in Kernersville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kernersville in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kernersville?
Nearby cities with more banks include Oak Ridge, High Point, Winston Salem. Oak Ridge is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 13 branches: Bank of America, FNB, First Citizens Bank, First Horizon, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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