US Bank Directory
Banks in Horse Shoe, NC
1 FDIC-insured bank operates 1 office in Horse Shoe, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Horse Shoe
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Horse Shoe, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Horse Shoe
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Citizens Bank is the only bank with an office in Horse Shoe. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Horse Shoe, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Mills River Main at 101 Cross Road Dr dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Mills River Main101 Cross Road Dr, 28759
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Horse Shoe: the local picture
Short answer: 1 bank runs 1 branch in Horse Shoe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.
The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.
Of the 1 location with published hours. None open on Saturday.
Saturday hours in Horse Shoe
Short answer: None of the 1 Horse Shoe location with published hours lists Saturday hours.
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Horse Shoe, and where the nearest one is if they do not.
Short answer: No branches in Horse Shoe: Chase (nearest in Asheville, 8 mi), Wells Fargo (nearest in Arden, 6 mi), Bank of America (nearest in Hendersonville, 8 mi), PNC Bank (nearest in Arden, 6 mi), U.S. Bank (nearest in Huntersville, 96 mi), Truist (nearest in Hendersonville, 8 mi), Fifth Third Bank (nearest in Asheville, 9 mi), Huntington (nearest in Charlotte, 97 mi), Regions Bank (nearest in Highlands, 43 mi), TD Bank (nearest in Asheville, 8 mi), BMO.
| Bank | In Horse Shoe | Nearest branch if none here |
|---|---|---|
| Chase | None | Asheville, 8 miles away |
| Wells Fargo | None | Arden, 6 miles away |
| Bank of America | None | Hendersonville, 8 miles away |
| PNC Bank | None | Arden, 6 miles away |
| U.S. Bank | None | Huntersville, 96 miles away |
| Truist | None | Hendersonville, 8 miles away |
| Fifth Third Bank | None | Asheville, 9 miles away |
| Huntington | None | Charlotte, 97 miles away |
| Regions Bank | None | Highlands, 43 miles away |
| TD Bank | None | Asheville, 8 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Horse Shoe to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Horse Shoe residents like anyone else.
Banks near Horse Shoe
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fletcher (5 miles) and Arden (6 miles). Asheville, 12 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fletcher, NC | 5 mi | 2 | 2 |
| Banks in Arden, NC | 6 mi | 6 | 6 |
| Banks in Hendersonville, NC | 8 mi | 12 | 15 |
| Banks in Candler, NC | 12 mi | 2 | 2 |
| Banks in Asheville, NC | 12 mi | 21 | 49 |
| Banks in Brevard, NC | 13 mi | 5 | 7 |
| Banks in Black Mountain, NC | 21 mi | 4 | 4 |
| Banks in Weaverville, NC | 22 mi | 7 | 7 |
Bank branch openings and closings in Horse Shoe
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Horse Shoe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Horse Shoe by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Horse Shoe offices.
Short answer: First Citizens Bank is the largest bank with offices in Horse Shoe, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Horse Shoe: FAQ
How many banks are in Horse Shoe, NC?
Horse Shoe has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Citizens Bank in Horse Shoe, NC?
Yes. FDIC data lists 1 First Citizens Bank branch in Horse Shoe as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Chase in Horse Shoe, NC?
No. FDIC data lists no Chase branch in Horse Shoe as of September 5, 2026. The nearest is in Asheville, about 8 miles away in a straight line.
Which banks in Horse Shoe are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Horse Shoe?
First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.
Did any bank branches open or close in Horse Shoe in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Horse Shoe?
Nearby cities with more banks include Fletcher, Arden, Hendersonville. Fletcher is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: First Citizens Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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