US Bank Directory

Banks in Candler, NC

2 FDIC-insured banks operate 2 offices in Candler, North Carolina, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Candler

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Candler, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Candler

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and First Bank have the most locations in Candler, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Telco Community Credit Union 2 offices · main office Candler, NC Credit union · 2

Telco Community Credit Union has 2 officees in Candler, 13 across North Carolina. It is based in Candler, NC and $424.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Candler locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    1137 Smokey Park Hwy, 28715
    (828) 252-6458Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Candler Office
    1141 Smokey Park Hwy, 28715
    (828) 633-6604Today 8:30 am to 5:30 pm
    All hours

    Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Telco Community Credit Union: profile, branches and contacts
First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Candler, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 212 Enka at 907 Smoky Park Hwy dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Bank: profile, branches and contacts
Mountain Credit Union 1 office · main office Waynesville, NC Credit union · 1

Mountain Credit Union has 1 office in Candler, 7 across North Carolina. It is based in Waynesville, NC and $370.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Mountain Credit Union
    1453 Sand Hill Rd, 28715
    (828) 667-7245Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mountain Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Candler, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Enka Candler Branch at 53 Westridge Market Pl dates to 1989 in FDIC branch records. Its published hours do not list Saturday.

  • Enka Candler Branch
    53 Westridge Market Pl, 28715
    (828) 255-2049Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Candler

2 credit unions have 3 offices here: Telco Community Credit Union and Mountain Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Candler page has every office in the state's directory.

Banking in Candler: the local picture

Short answer: 2 banks run 2 branches in Candler according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Candler, 1 elsewhere in North Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 53 Westridge Market Pl, dating to 1989; the newest is First Bank's at 907 Smoky Park Hwy, from 2003.

2 credit unions have 3 offices in Candler, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Candler

Short answer: None of the 4 Candler locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Candler, and where the nearest one is if they do not.

Short answer: In Candler: Wells Fargo (1). No branches in Candler: Chase (nearest in Asheville, 8 mi), Bank of America (nearest in Asheville, 5 mi), PNC Bank (nearest in Asheville, 6 mi), U.S. Bank (nearest in Huntersville, 101 mi), Truist (nearest in Asheville, 4 mi), Fifth Third Bank (nearest in Asheville, 8 mi), Huntington (nearest in Charlotte, 104 mi), Regions Bank (nearest in Highlands, 46 mi), TD Bank (nearest in Asheville, 4 mi), BMO.

BankIn CandlerNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneAsheville, 8 miles away
Bank of AmericaNoneAsheville, 5 miles away
PNC BankNoneAsheville, 6 miles away
U.S. BankNoneHuntersville, 101 miles away
TruistNoneAsheville, 4 miles away
Fifth Third BankNoneAsheville, 8 miles away
HuntingtonNoneCharlotte, 104 miles away
Regions BankNoneHighlands, 46 miles away
TD BankNoneAsheville, 4 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Candler to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Candler residents like anyone else.

Banks near Candler

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Asheville (6 miles) and Arden (10 miles). Asheville, 6 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Candler

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Candler between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Candler

Short answer: 1 institution has its main office in Candler: Telco Community Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Telco Community Credit UnionCredit union$424.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Candler by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Candler offices.

Short answer: Wells Fargo is the largest bank with offices in Candler, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Bank is second with $13.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
First Bank$13.03 billionNo. 1381Southern Pines, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Candler: FAQ

How many banks are in Candler, NC?

Candler has 2 banks with 2 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Candler?

Wells Fargo, with 1. First Bank has 1.

Is there a Wells Fargo in Candler, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Candler as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a First Bank in Candler, NC?

Yes. FDIC data lists 1 First Bank branch in Candler as of September 5, 2026. The address and directions are under First Bank above.

Is there a Chase in Candler, NC?

No. FDIC data lists no Chase branch in Candler as of September 5, 2026. The nearest is in Asheville, about 8 miles away in a straight line.

Which banks in Candler are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

Which banks are headquartered in Candler?

Telco Community Credit Union has its main office in Candler, according to the FDIC and the NCUA.

What is the oldest bank in Candler?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Candler?

Telco Community Credit Union and Mountain Credit Union have offices in Candler. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Candler in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Candler?

Nearby cities with more banks include Asheville, Arden, Fletcher. Asheville is 6 miles away with 21 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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