Banks in Clyde, NC

Bank branch map: Clyde

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clyde, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Clyde

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: HomeTrust Bank is the only bank with an office in Clyde. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

HomeTrust Bank 1 branch · main office Asheville, NC Bank · 1

HomeTrust Bank has 1 branch in Clyde, 18 across North Carolina and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. The Clyde Branch at 8583 Carolina Blvd dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clyde Branch

  8583 Carolina Blvd, 28721

  Hours: see the bank's site
  DirectionsWebsite

HomeTrust Bank: profile, branches and contacts

State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Clyde, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Waynesville

  24 Credit Union Way, 28721

  (828) 452-3570Today 8:30 am to 5:30 pm

  All hours

  Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

State Employees' Credit Union: profile, branches and contacts

Join a credit union in Clyde

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clyde page has every office in the state's directory.

Banking in Clyde: the local picture

Short answer: 1 bank runs 1 branch in Clyde according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

HomeTrust Bank has its main office in Asheville, NC, according to the FDIC.

The bank with the longest record here is HomeTrust Bank, operating since 1926 according to the FDIC.

The only credit union with an office here is State Employees' Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Clyde

Short answer: None of the 1 Clyde location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clyde, and where the nearest one is if they do not.

Short answer: No branches in Clyde: Chase (nearest in Asheville, 22 mi), Wells Fargo (nearest in Waynesville, 5 mi), Bank of America (nearest in Asheville, 19 mi), PNC Bank (nearest in Asheville, 21 mi), U.S. Bank (nearest in Huntersville, 115 mi), Truist (nearest in Waynesville, 5 mi), Fifth Third Bank (nearest in Asheville, 22 mi), Huntington (nearest in Charlotte, 118 mi), Regions Bank (nearest in Highlands, 37 mi), TD Bank (nearest in Asheville, 17 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clyde to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clyde residents like anyone else.

Banks near Clyde

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waynesville (5 miles) and Candler (15 miles). Asheville, 21 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Clyde

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clyde between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clyde by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clyde offices.

Short answer: HomeTrust Bank is the largest bank with offices in Clyde, with $4.44 billion in total assets on June 30, 2026, No. 314 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clyde: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.