US Bank Directory

Banks in Canton, NC

1 FDIC-insured bank operates 1 office in Canton, North Carolina, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Canton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Canton, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Canton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank is the only bank with an office in Canton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Champion Credit Union 2 offices · main office Canton, NC Credit union · 2

Champion Credit Union has 2 officees in Canton, 8 across North Carolina. It is based in Canton, NC and $555.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Canton locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    3 Academy St, 28716
    (828) 648-1515Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Champion Cu - Admin Bldg
    275 New Clyde Hwy, 28716
    (828) 648-1515Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Champion Credit Union: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Canton, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Canton Branch at 129 Park St dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

  • Canton Branch
    129 Park St, 28716
    (828) 648-2308Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts

Join a credit union in Canton

1 credit union has 2 offices here: Champion Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Canton page has every office in the state's directory.

Banking in Canton: the local picture

Short answer: 1 bank runs 1 branch in Canton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.

The only credit union with an office here is Champion Credit Union.

Of the 3 locations with published hours. None open on Saturday.

Saturday hours in Canton

Short answer: None of the 3 Canton locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Canton, and where the nearest one is if they do not.

Short answer: No branches in Canton: Chase (nearest in Asheville, 18 mi), Wells Fargo (nearest in Waynesville, 9 mi), Bank of America (nearest in Asheville, 15 mi), PNC Bank (nearest in Asheville, 16 mi), U.S. Bank (nearest in Huntersville, 111 mi), Truist (nearest in Waynesville, 9 mi), Fifth Third Bank (nearest in Asheville, 18 mi), Huntington (nearest in Charlotte, 114 mi), Regions Bank (nearest in Highlands, 39 mi), TD Bank (nearest in Asheville, 13 mi), BMO.

BankIn CantonNearest branch if none here
ChaseNoneAsheville, 18 miles away
Wells FargoNoneWaynesville, 9 miles away
Bank of AmericaNoneAsheville, 15 miles away
PNC BankNoneAsheville, 16 miles away
U.S. BankNoneHuntersville, 111 miles away
TruistNoneWaynesville, 9 miles away
Fifth Third BankNoneAsheville, 18 miles away
HuntingtonNoneCharlotte, 114 miles away
Regions BankNoneHighlands, 39 miles away
TD BankNoneAsheville, 13 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Canton to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Canton residents like anyone else.

Banks near Canton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waynesville (9 miles) and Candler (10 miles). Asheville, 16 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Canton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Canton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Canton

Short answer: 1 institution has its main office in Canton: Champion Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Champion Credit UnionCredit union$555.1 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Canton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Canton offices.

Short answer: First Citizens Bank is the largest bank with offices in Canton, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Canton: FAQ

How many banks are in Canton, NC?

Canton has 1 bank with 1 branch and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a First Citizens Bank in Canton, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Canton as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Canton, NC?

No. FDIC data lists no Chase branch in Canton as of September 5, 2026. The nearest is in Asheville, about 18 miles away in a straight line.

Which banks in Canton are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Canton?

Champion Credit Union has its main office in Canton, according to the FDIC and the NCUA.

What is the oldest bank in Canton?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Which credit unions can I join in Canton?

Champion Credit Union has an office in Canton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Canton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Canton?

Nearby cities with more banks include Waynesville, Candler, Asheville. Waynesville is 9 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: First Citizens Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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