US Bank Directory
Banks in Culbertson, MT
1 FDIC-insured bank operates 1 office in Culbertson, Montana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Culbertson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Culbertson, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Culbertson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Opportunity Bank of Montana is the only bank with an office in Culbertson. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Opportunity Bank of Montana Bank · 1
Opportunity Bank of Montana has 1 branch in Culbertson, 30 across Montana and 30 nationwide. FDIC records list its main office in Helena, MT and show it operating since 1922. With $2.12 billion in total assets on June 30, 2026, it ranks No. 580 of 4,232 U.S. banks by total assets. The Culbertson Branch at 205 Broadway Ave dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Culbertson Branch205 Broadway Ave, 59218
Richland Credit Union Credit union · 1
Richland Credit Union has 1 office in Culbertson, 2 across Montana. It is based in Sidney, MT and $117.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Richland Federal Credit Union18 2Nd East, 59218
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Culbertson
1 credit union has 1 office here: Richland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Culbertson page has every office in the state's directory.
Banking in Culbertson: the local picture
Short answer: 1 bank runs 1 branch in Culbertson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Opportunity Bank of Montana has its main office in Helena, MT, according to the FDIC.
The bank with the longest record here is Opportunity Bank of Montana, operating since 1922 according to the FDIC.
The only credit union with an office here is Richland Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Culbertson
Short answer: None of the 1 Culbertson location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Culbertson, and where the nearest one is if they do not.
Short answer: No branches in Culbertson: Chase (nearest in Billings, 246 mi), Wells Fargo (nearest in Sidney, 34 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Miles City, 135 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Culbertson | Nearest branch if none here |
|---|---|---|
| Chase | None | Billings, 246 miles away |
| Wells Fargo | None | Sidney, 34 miles away |
| Bank of America | None | none in Montana |
| PNC Bank | None | none in Montana |
| U.S. Bank | None | Miles City, 135 miles away |
| Truist | None | none in Montana |
| Fifth Third Bank | None | none in Montana |
| Huntington | None | none in Montana |
| Regions Bank | None | none in Montana |
| TD Bank | None | none in Montana |
| BMO | None | none in Montana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Culbertson to the nearest branch in Montana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Culbertson residents like anyone else.
Banks near Culbertson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sidney (34 miles) and Plentywood (44 miles). Plentywood, 44 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sidney, MT | 34 mi | 3 | 4 |
| Banks in Plentywood, MT | 44 mi | 4 | 4 |
| Banks in Wolf Point, MT | 52 mi | 2 | 2 |
| Banks in Glendive, MT | 72 mi | 2 | 2 |
| Banks in Glasgow, MT | 98 mi | 4 | 4 |
| Banks in Miles City, MT | 135 mi | 3 | 5 |
| Banks in Malta, MT | 155 mi | 3 | 3 |
| Banks in Hardin, MT | 221 mi | 2 | 2 |
Bank branch openings and closings in Culbertson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Culbertson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Culbertson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Culbertson offices.
Short answer: Opportunity Bank of Montana is the largest bank with offices in Culbertson, with $2.12 billion in total assets on June 30, 2026, No. 580 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Opportunity Bank of Montana | $2.12 billion | No. 580 | 1 | Helena, MT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Culbertson: FAQ
How many banks are in Culbertson, MT?
Culbertson has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Opportunity Bank of Montana in Culbertson, MT?
Yes. FDIC data lists 1 Opportunity Bank of Montana branch in Culbertson as of September 5, 2026. The address and directions are under Opportunity Bank of Montana above.
Is there a Chase in Culbertson, MT?
No. FDIC data lists no Chase branch in Culbertson as of September 5, 2026. The nearest is in Billings, about 246 miles away in a straight line.
Which banks in Culbertson are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Culbertson?
Opportunity Bank of Montana has the longest record among banks with a branch here: the FDIC shows it operating since 1922.
Which credit unions can I join in Culbertson?
Richland Credit Union has an office in Culbertson. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Culbertson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Culbertson?
Nearby cities with more banks include Sidney, Plentywood, Wolf Point. Sidney is 34 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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