US Bank Directory

Banks in Wolf Point, MT

2 FDIC-insured banks operate 2 offices in Wolf Point, Montana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Wolf Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wolf Point, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wolf Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Opportunity Bank of Montana and Independence Bank have the most locations in Wolf Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Independence Bank 1 branch · main office Havre, MT Bank · 1

Independence Bank has 1 branch in Wolf Point, 10 across Montana and 10 nationwide. FDIC records list its main office in Havre, MT and show it operating since 1973. With $1.39 billion in total assets on June 30, 2026, it ranks No. 795 of 4,232 U.S. banks by total assets. The Wolf Point Branch at 300 Us Highway 2 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wolf Point Branch
    300 Us Highway 2, 59201
    Hours: see the bank's site
Independence Bank: profile, branches and contacts
Opportunity Bank of Montana 1 branch · main office Helena, MT Bank · 1

Opportunity Bank of Montana has 1 branch in Wolf Point, 30 across Montana and 30 nationwide. FDIC records list its main office in Helena, MT and show it operating since 1922. With $2.12 billion in total assets on June 30, 2026, it ranks No. 580 of 4,232 U.S. banks by total assets. The Wolf Point Branch at 111 3rd Ave S dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wolf Point Branch
    111 3rd Ave S, 59201
    Hours: see the bank's site
Opportunity Bank of Montana: profile, branches and contacts
Wolf Point Credit Union 1 office · main office Wolf Point, MT Credit union · 1

Wolf Point Credit Union has 1 office in Wolf Point, 2 across Montana. It is based in Wolf Point, MT and $23.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    217 3Rd Ave S, 59201
    (406) 653-2880Today 9 am to 4:30 pm
    All hours

    Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Wolf Point Credit Union: profile, branches and contacts

Join a credit union in Wolf Point

1 credit union has 1 office here: Wolf Point Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wolf Point page has every office in the state's directory.

Banking in Wolf Point: the local picture

Short answer: 2 banks run 2 branches in Wolf Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wolf Point, 2 elsewhere in Montana, according to the FDIC.

The bank with the longest record here is Opportunity Bank of Montana, operating since 1922 according to the FDIC. In FDIC branch records, the longest-running branch is Opportunity Bank of Montana's office at 111 3rd Ave S, dating to 1913; the newest is Independence Bank's at 300 Us Highway 2, from 2023.

The only credit union with an office here is Wolf Point Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Wolf Point

Short answer: None of the 1 Wolf Point location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wolf Point, and where the nearest one is if they do not.

Short answer: No branches in Wolf Point: Chase (nearest in Billings, 206 mi), Wells Fargo (nearest in Glasgow, 47 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Miles City, 117 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn Wolf PointNearest branch if none here
ChaseNoneBillings, 206 miles away
Wells FargoNoneGlasgow, 47 miles away
Bank of AmericaNonenone in Montana
PNC BankNonenone in Montana
U.S. BankNoneMiles City, 117 miles away
TruistNonenone in Montana
Fifth Third BankNonenone in Montana
HuntingtonNonenone in Montana
Regions BankNonenone in Montana
TD BankNonenone in Montana
BMONonenone in Montana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wolf Point to the nearest branch in Montana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wolf Point residents like anyone else.

Banks near Wolf Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glasgow (46 miles) and Plentywood (68 miles). Glasgow, 46 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Wolf Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wolf Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wolf Point

Short answer: 1 institution has its main office in Wolf Point: Wolf Point Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Wolf Point Credit UnionCredit union$23.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wolf Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wolf Point offices.

Short answer: Opportunity Bank of Montana is the largest bank with offices in Wolf Point, with $2.12 billion in total assets on June 30, 2026, No. 580 among U.S. banks by total assets. Independence Bank is second with $1.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Opportunity Bank of Montana$2.12 billionNo. 5801Helena, MT
Independence Bank$1.39 billionNo. 7951Havre, MT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wolf Point: FAQ

How many banks are in Wolf Point, MT?

Wolf Point has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wolf Point?

Opportunity Bank of Montana, with 1. Independence Bank has 1.

Is there a Opportunity Bank of Montana in Wolf Point, MT?

Yes. FDIC data lists 1 Opportunity Bank of Montana branch in Wolf Point as of September 5, 2026. The address and directions are under Opportunity Bank of Montana above.

Is there a Independence Bank in Wolf Point, MT?

Yes. FDIC data lists 1 Independence Bank branch in Wolf Point as of September 5, 2026. The address and directions are under Independence Bank above.

Is there a Chase in Wolf Point, MT?

No. FDIC data lists no Chase branch in Wolf Point as of September 5, 2026. The nearest is in Billings, about 206 miles away in a straight line.

Which banks in Wolf Point are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Wolf Point?

Wolf Point Credit Union has its main office in Wolf Point, according to the FDIC and the NCUA.

What is the oldest bank in Wolf Point?

Opportunity Bank of Montana has the longest record among banks with a branch here: the FDIC shows it operating since 1922.

Which credit unions can I join in Wolf Point?

Wolf Point Credit Union has an office in Wolf Point. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wolf Point in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wolf Point?

Nearby cities with more banks include Glasgow, Plentywood, Sidney. Glasgow is 46 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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