US Bank Directory
Banks in Waveland, MS
2 FDIC-insured banks operate 2 offices in Waveland, Mississippi, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Waveland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Waveland, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waveland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Woodforest and The Peoples Bank, Biloxi, Mississippi have the most locations in Waveland, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Keesler Credit Union Credit union · 1
Keesler Credit Union has 1 office in Waveland, 31 across Mississippi. It is based in Biloxi, MS and $5.24 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bay-Waveland481 Highway 90, 39576
All hours
Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
The Peoples Bank, Biloxi, Mississippi Bank · 1
The Peoples Bank, Biloxi, Mississippi has 1 branch in Waveland, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Biloxi, MS and show it operating since 1896. With $770.7 million in total assets on June 30, 2026, it ranks No. 1,300 of 4,232 U.S. banks by total assets. The Waveland Branch at 470 Highway 90 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waveland Branch470 Highway 90, 39576
Woodforest Bank · 1
Woodforest has 1 branch in Waveland, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8136 Waveland Mississippi Walmart Branch at 460 Highway 90 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8136 Waveland Mississippi Walmart Branch460 Highway 90, 39576
Join a credit union in Waveland
1 credit union has 1 office here: Keesler Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waveland page has every office in the state's directory.
Banking in Waveland: the local picture
Short answer: 2 banks run 2 branches in Waveland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Waveland, 1 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is The Peoples Bank, Biloxi, Mississippi, operating since 1896 according to the FDIC. In FDIC branch records, the longest-running branch is The Peoples Bank, Biloxi, Mississippi's office at 470 Highway 90, dating to 2004; the newest is Woodforest's at 460 Highway 90, from 2008.
The only credit union with an office here is Keesler Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Waveland
Short answer: 1 of the 1 Waveland location with published hours opens on Saturday, run by 1 institution.
- Keesler Credit Union: 1 of 1 office (481 Highway 90: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waveland, and where the nearest one is if they do not.
Short answer: No branches in Waveland: Chase (nearest in Pearl, 142 mi), Wells Fargo (nearest in Gulfport, 21 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 323 mi), Fifth Third Bank, Huntington (nearest in Gulfport, 18 mi), Regions Bank (nearest in Bay Saint Louis, 2 mi), TD Bank, BMO.
| Bank | In Waveland | Nearest branch if none here |
|---|---|---|
| Chase | None | Pearl, 142 miles away |
| Wells Fargo | None | Gulfport, 21 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 323 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Gulfport, 18 miles away |
| Regions Bank | None | Bay Saint Louis, 2 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waveland to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waveland residents like anyone else.
Banks near Waveland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bay Saint Louis (3 miles) and Diamondhead (5 miles). Gulfport, 20 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bay Saint Louis, MS | 3 mi | 5 | 6 |
| Banks in Diamondhead, MS | 5 mi | 2 | 2 |
| Banks in Pass Christian, MS | 9 mi | 2 | 2 |
| Banks in Long Beach, MS | 14 mi | 3 | 3 |
| Banks in Gulfport, MS | 20 mi | 11 | 29 |
| Banks in Picayune, MS | 23 mi | 6 | 9 |
| Banks in Biloxi, MS | 28 mi | 11 | 17 |
| Banks in Diberville, MS | 31 mi | 6 | 6 |
Bank branch openings and closings in Waveland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waveland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waveland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waveland offices.
Short answer: Woodforest is the largest bank with offices in Waveland, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. The Peoples Bank, Biloxi, Mississippi is second with $770.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| The Peoples Bank, Biloxi, Mississippi | $770.7 million | No. 1,300 | 1 | Biloxi, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waveland: FAQ
How many banks are in Waveland, MS?
Waveland has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waveland?
Woodforest, with 1. The Peoples Bank, Biloxi, Mississippi has 1.
Is there a Woodforest in Waveland, MS?
Yes. FDIC data lists 1 Woodforest branch in Waveland as of September 5, 2026. The address and directions are under Woodforest above.
Is there a The Peoples Bank, Biloxi, Mississippi in Waveland, MS?
Yes. FDIC data lists 1 The Peoples Bank, Biloxi, Mississippi branch in Waveland as of September 5, 2026. The address and directions are under The Peoples Bank, Biloxi, Mississippi above.
Is there a Chase in Waveland, MS?
No. FDIC data lists no Chase branch in Waveland as of September 5, 2026. The nearest is in Pearl, about 142 miles away in a straight line.
Which banks in Waveland are open on Saturday?
Keesler Credit Union publishes Saturday hours for one or more Waveland locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waveland?
The Peoples Bank, Biloxi, Mississippi has the longest record among banks with a branch here: the FDIC shows it operating since 1896.
Which credit unions can I join in Waveland?
Keesler Credit Union has an office in Waveland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waveland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waveland?
Nearby cities with more banks include Bay Saint Louis, Diamondhead, Pass Christian. Bay Saint Louis is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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