US Bank Directory

Banks in Waveland, MS

2 FDIC-insured banks operate 2 offices in Waveland, Mississippi, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Waveland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Waveland, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waveland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Woodforest and The Peoples Bank, Biloxi, Mississippi have the most locations in Waveland, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Keesler Credit Union 1 office · main office Biloxi, MS Credit union · 1

Keesler Credit Union has 1 office in Waveland, 31 across Mississippi. It is based in Biloxi, MS and $5.24 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Bay-Waveland
    481 Highway 90, 39576
    (228) 385-5591Today 9:30 am to 5 pm
    All hours

    Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Keesler Credit Union: profile, branches and contacts
The Peoples Bank, Biloxi, Mississippi 1 branch · main office Biloxi, MS Bank · 1

The Peoples Bank, Biloxi, Mississippi has 1 branch in Waveland, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Biloxi, MS and show it operating since 1896. With $770.7 million in total assets on June 30, 2026, it ranks No. 1,300 of 4,232 U.S. banks by total assets. The Waveland Branch at 470 Highway 90 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Peoples Bank, Biloxi, Mississippi: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Waveland, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8136 Waveland Mississippi Walmart Branch at 460 Highway 90 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8136 Waveland Mississippi Walmart Branch
    460 Highway 90, 39576
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Waveland

1 credit union has 1 office here: Keesler Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waveland page has every office in the state's directory.

Banking in Waveland: the local picture

Short answer: 2 banks run 2 branches in Waveland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Waveland, 1 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is The Peoples Bank, Biloxi, Mississippi, operating since 1896 according to the FDIC. In FDIC branch records, the longest-running branch is The Peoples Bank, Biloxi, Mississippi's office at 470 Highway 90, dating to 2004; the newest is Woodforest's at 460 Highway 90, from 2008.

The only credit union with an office here is Keesler Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Waveland

Short answer: 1 of the 1 Waveland location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waveland, and where the nearest one is if they do not.

Short answer: No branches in Waveland: Chase (nearest in Pearl, 142 mi), Wells Fargo (nearest in Gulfport, 21 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 323 mi), Fifth Third Bank, Huntington (nearest in Gulfport, 18 mi), Regions Bank (nearest in Bay Saint Louis, 2 mi), TD Bank, BMO.

BankIn WavelandNearest branch if none here
ChaseNonePearl, 142 miles away
Wells FargoNoneGulfport, 21 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 323 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneGulfport, 18 miles away
Regions BankNoneBay Saint Louis, 2 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waveland to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waveland residents like anyone else.

Banks near Waveland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bay Saint Louis (3 miles) and Diamondhead (5 miles). Gulfport, 20 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Waveland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waveland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waveland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waveland offices.

Short answer: Woodforest is the largest bank with offices in Waveland, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. The Peoples Bank, Biloxi, Mississippi is second with $770.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Woodforest$8.98 billionNo. 1811The Woodlands, TX
The Peoples Bank, Biloxi, Mississippi$770.7 millionNo. 1,3001Biloxi, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waveland: FAQ

How many banks are in Waveland, MS?

Waveland has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Waveland?

Woodforest, with 1. The Peoples Bank, Biloxi, Mississippi has 1.

Is there a Woodforest in Waveland, MS?

Yes. FDIC data lists 1 Woodforest branch in Waveland as of September 5, 2026. The address and directions are under Woodforest above.

Is there a The Peoples Bank, Biloxi, Mississippi in Waveland, MS?

Yes. FDIC data lists 1 The Peoples Bank, Biloxi, Mississippi branch in Waveland as of September 5, 2026. The address and directions are under The Peoples Bank, Biloxi, Mississippi above.

Is there a Chase in Waveland, MS?

No. FDIC data lists no Chase branch in Waveland as of September 5, 2026. The nearest is in Pearl, about 142 miles away in a straight line.

Which banks in Waveland are open on Saturday?

Keesler Credit Union publishes Saturday hours for one or more Waveland locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Waveland?

The Peoples Bank, Biloxi, Mississippi has the longest record among banks with a branch here: the FDIC shows it operating since 1896.

Which credit unions can I join in Waveland?

Keesler Credit Union has an office in Waveland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Waveland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waveland?

Nearby cities with more banks include Bay Saint Louis, Diamondhead, Pass Christian. Bay Saint Louis is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds