Banks in Bay Saint Louis, MS

Bank branch map: Bay Saint Louis

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Bay Saint Louis, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Saint Louis

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Hancock Whitney has the most locations in Bay Saint Louis, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hancock Whitney Hancock Whitney Bank · 2 branches · main office Gulfport, MS Bank · 2

Hancock Whitney has 2 branches in Bay Saint Louis, 27 across Mississippi and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bay Saint Louis location is the Bay Main Branch at 100 S Beach Blvd, dating to 1938; the newest, at 601 Highway 90, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Main Branch

  100 S Beach Blvd, 39520

  Hours: see the bank's site
  DirectionsWebsite
• Bay 90 Branch

  601 Highway 90, 39520

  Hours: see the bank's site
  DirectionsWebsite

Hancock Whitney: profile, branches and contacts

Community Bank of Mississippi 1 branch · main office Flowood, MS Bank · 1

Community Bank of Mississippi has 1 branch in Bay Saint Louis, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Main Street Branch at 541 Main Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Street Branch

  541 Main Street, 39520

  Hours: see the bank's site
  DirectionsWebsite

Community Bank of Mississippi: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Bay Saint Louis, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Bay St Louis Branch at 1121 Highway 90 dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay St Louis Branch

  1121 Highway 90, 39520

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Bay Saint Louis, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Bay St Louis Hwy 90 Branch at 800 Highway 90 dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay St Louis Hwy 90 Branch

  800 Highway 90, 39520

  Hours: see the bank's site
  DirectionsWebsite

Renasant: profile, branches and contacts

The Peoples Bank, Biloxi, Mississippi 1 branch · main office Biloxi, MS Bank · 1

The Peoples Bank, Biloxi, Mississippi has 1 branch in Bay Saint Louis, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Biloxi, MS and show it operating since 1896. With $770.7 million in total assets on June 30, 2026, it ranks No. 1,300 of 4,232 U.S. banks by total assets. The Bay St. Louis Branch at 408 Highway 90 dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay St. Louis Branch

  408 Highway 90, 39520

  Hours: see the bank's site
  DirectionsWebsite

The Peoples Bank, Biloxi, Mississippi: profile, branches and contacts

Banking in Bay Saint Louis: the local picture

Short answer: 5 banks run 6 branches in Bay Saint Louis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Bay Saint Louis, 4 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is The Peoples Bank, Biloxi, Mississippi, operating since 1896 according to the FDIC. In FDIC branch records, the longest-running branch is Hancock Whitney's office at 100 S Beach Blvd, dating to 1938; the newest is Community Bank of Mississippi's at 541 Main Street, from 2023.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Saint Louis, and where the nearest one is if they do not.

Short answer: In Bay Saint Louis: Regions Bank (1). No branches in Bay Saint Louis: Chase (nearest in Pearl, 142 mi), Wells Fargo (nearest in Gulfport, 19 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 323 mi), Fifth Third Bank, Huntington (nearest in Gulfport, 15 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Saint Louis to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Saint Louis residents like anyone else.

Banks near Bay Saint Louis

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waveland (3 miles) and Diamondhead (5 miles). Gulfport, 17 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Bay Saint Louis

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Saint Louis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bay Saint Louis by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Saint Louis offices.

Short answer: Regions Bank is the largest bank with offices in Bay Saint Louis, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Hancock Whitney is second with $36.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Saint Louis: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.