US Bank Directory
Banks in Monticello, MS
3 FDIC-insured banks operate 3 offices in Monticello, Mississippi, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Monticello
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Monticello, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Monticello
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank, BankPlus and First Bank have the most locations in Monticello, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ferguson Credit Union Credit union · 3
Ferguson Credit Union has 3 officees in Monticello, 8 across Mississippi. It is based in Monticello, MS and $96.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Monticello locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1026 E Broad St, 39654
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Monticello Branch1026 E Broad St, 39654
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Gp Branch577 Na Sandifer Hwy, 39654
All hours
Mon to Fri 8 am to 4 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
BankPlus Bank · 1
BankPlus has 1 branch in Monticello, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Monticello East Broad St Branch at 332 E Broad St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello East Broad St Branch332 E Broad St, 39654
First Bank Bank · 1
First Bank has 1 branch in Monticello, 14 across Mississippi and 14 nationwide. FDIC records list its main office in Mccomb, MS and show it operating since 1895. With $562.9 million in total assets on June 30, 2026, it ranks No. 1,644 of 4,232 U.S. banks by total assets. The Highway 84 Branch at 410 E Broad St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Highway 84 Branch410 E Broad St, 39654
Regions Bank Bank · 1
Regions Bank has 1 branch in Monticello, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Monticello Ms Branch at 240 E Broad St dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Ms Branch240 E Broad St, 39654
Join a credit union in Monticello
1 credit union has 3 offices here: Ferguson Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monticello page has every office in the state's directory.
Banking in Monticello: the local picture
Short answer: 3 banks run 3 branches in Monticello according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Monticello, 2 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is First Bank, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 240 E Broad St, dating to 1966; the newest is BankPlus's at 332 E Broad St, from 2001.
The only credit union with an office here is Ferguson Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Monticello
Short answer: 1 of the 3 Monticello locations with published hours opens on Saturday, run by 1 institution.
- Ferguson Credit Union: 1 of 3 offices (577 Na Sandifer Hwy: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monticello, and where the nearest one is if they do not.
Short answer: In Monticello: Regions Bank (1). No branches in Monticello: Chase (nearest in Pearl, 51 mi), Wells Fargo (nearest in Hattiesburg, 48 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 236 mi), Fifth Third Bank, Huntington (nearest in Magee, 30 mi), TD Bank, BMO.
| Bank | In Monticello | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Pearl, 51 miles away |
| Wells Fargo | None | Hattiesburg, 48 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 236 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Magee, 30 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monticello to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monticello residents like anyone else.
Banks near Monticello
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Prentiss (14 miles) and Wesson (20 miles). Brookhaven, 20 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Prentiss, MS | 14 mi | 2 | 2 |
| Banks in Wesson, MS | 20 mi | 2 | 2 |
| Banks in Brookhaven, MS | 20 mi | 11 | 15 |
| Banks in Columbia, MS | 27 mi | 5 | 8 |
| Banks in Hazlehurst, MS | 28 mi | 4 | 7 |
| Banks in Mccomb, MS | 30 mi | 6 | 13 |
| Banks in Tylertown, MS | 30 mi | 3 | 4 |
| Banks in Magee, MS | 31 mi | 5 | 6 |
Bank branch openings and closings in Monticello
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monticello between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Monticello
Short answer: 1 institution has its main office in Monticello: Ferguson Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Ferguson Credit Union | Credit union | $96.2 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Monticello by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monticello offices.
Short answer: Regions Bank is the largest bank with offices in Monticello, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. BankPlus is second with $8.38 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| First Bank | $562.9 million | No. 1,644 | 1 | Mccomb, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monticello: FAQ
How many banks are in Monticello, MS?
Monticello has 3 banks with 3 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Monticello?
Regions Bank, with 1. BankPlus has 1 and First Bank has 1.
Is there a Regions Bank in Monticello, MS?
Yes. FDIC data lists 1 Regions Bank branch in Monticello as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a BankPlus in Monticello, MS?
Yes. FDIC data lists 1 BankPlus branch in Monticello as of September 5, 2026. The address and directions are under BankPlus above.
Is there a First Bank in Monticello, MS?
Yes. FDIC data lists 1 First Bank branch in Monticello as of September 5, 2026. The address and directions are under First Bank above.
Is there a Chase in Monticello, MS?
No. FDIC data lists no Chase branch in Monticello as of September 5, 2026. The nearest is in Pearl, about 51 miles away in a straight line.
Which banks in Monticello are open on Saturday?
Ferguson Credit Union publishes Saturday hours for one or more Monticello locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Monticello?
Ferguson Credit Union has its main office in Monticello, according to the FDIC and the NCUA.
What is the oldest bank in Monticello?
First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1895.
Which credit unions can I join in Monticello?
Ferguson Credit Union has an office in Monticello. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Monticello in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monticello?
Nearby cities with more banks include Prentiss, Wesson, Brookhaven. Prentiss is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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