US Bank Directory
Banks in Columbia, MS
5 FDIC-insured banks operate 8 offices in Columbia, Mississippi, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Columbia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 11 locations in Columbia, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Columbia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Trustmark, Citizens Bank and First Southern Bank have the most locations in Columbia, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank Bank · 2
Citizens Bank has 2 branches in Columbia, 8 across Mississippi and 8 nationwide. FDIC records list its main office in Columbia, MS and show it operating since 1914. With $466.3 million in total assets on June 30, 2026, it ranks No. 1,875 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is its main office at 814 Main St, dating to 1914; the newest, at 625 Highway 98 By Pass, to 1979. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office814 Main St, 39429
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Park Avenue Branch625 Highway 98 By Pass, 39429
Ferguson Credit Union Credit union · 2
Ferguson Credit Union has 2 officees in Columbia, 8 across Mississippi. It is based in Monticello, MS and $96.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Columbia locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Columbia Branch519 Highway 98 Byp, 39429
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Mortgage & Business Center609 High School Ave, 39429
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Southern Bank Bank · 2
First Southern Bank has 2 branches in Columbia, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Columbia, MS and show it operating since 1960. With $317.3 million in total assets on June 30, 2026, it ranks No. 2,401 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is its main office at 1075 Highway 98 Byp, dating to 1960; the newest, at 340 Second St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1075 Highway 98 Byp, 39429
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Second Street Branch340 Second St, 39429
Trustmark Bank · 2
Trustmark has 2 branches in Columbia, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the Columbia Branch at 709 Main St, dating to 1800; the newest, at 722 Broad St, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
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Columbia Branch709 Main St, 39429
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Broad Street Branch722 Broad St, 39429
BankPlus Bank · 1
BankPlus has 1 branch in Columbia, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Columbia Sumrall Road Branch at 428 Sumrall Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Columbia Sumrall Road Branch428 Sumrall Rd, 39429
Regions Bank Bank · 1
Regions Bank has 1 branch in Columbia, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Columbia Ms Branch at 1000 Highway 13 N dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Columbia Ms Branch1000 Highway 13 N, 39429
Zellco Credit Union Credit union · 1
Zellco Credit Union has 1 office in Columbia, 1 across Mississippi. It is based in Bogalusa, LA and $94.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Columbia Office547 Eagle Day Ave, 39429
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Columbia
2 credit unions have 3 offices here: Ferguson Credit Union and Zellco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Columbia page has every office in the state's directory.
Banking in Columbia: the local picture
Short answer: 5 banks run 8 branches in Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Columbia, 2 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is Trustmark, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Trustmark's office at 709 Main St, dating to 1800; the newest is BankPlus's at 428 Sumrall Rd, from 2003.
2 credit unions have 3 offices in Columbia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Columbia
Short answer: None of the 3 Columbia locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Columbia, and where the nearest one is if they do not.
Short answer: In Columbia: Regions Bank (1). No branches in Columbia: Chase (nearest in Pearl, 72 mi), Wells Fargo (nearest in Hattiesburg, 29 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 257 mi), Fifth Third Bank, Huntington (nearest in Hattiesburg, 25 mi), TD Bank, BMO.
| Bank | In Columbia | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Pearl, 72 miles away |
| Wells Fargo | None | Hattiesburg, 29 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 257 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Hattiesburg, 25 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbia to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbia residents like anyone else.
Banks near Columbia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sumrall (20 miles) and Tylertown (21 miles). Hattiesburg, 28 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sumrall, MS | 20 mi | 2 | 2 |
| Banks in Tylertown, MS | 21 mi | 3 | 4 |
| Banks in Prentiss, MS | 24 mi | 2 | 2 |
| Banks in Purvis, MS | 26 mi | 3 | 3 |
| Banks in Monticello, MS | 27 mi | 3 | 3 |
| Banks in Hattiesburg, MS | 28 mi | 20 | 44 |
| Banks in Seminary, MS | 29 mi | 3 | 3 |
| Banks in Collins, MS | 31 mi | 4 | 5 |
Bank branch openings and closings in Columbia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Columbia
Short answer: 2 institutions have their main office in Columbia: Citizens Bank and First Southern Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens Bank | Bank | $466.3 million | 2 |
| First Southern Bank | Bank | $317.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Columbia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbia offices.
Short answer: Regions Bank is the largest bank with offices in Columbia, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Trustmark is second with $19.19 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Trustmark | $19.19 billion | No. 109 | 2 | Jackson, MS |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| Citizens Bank | $466.3 million | No. 1,875 | 2 | Columbia, MS |
| First Southern Bank | $317.3 million | No. 2,401 | 2 | Columbia, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Columbia: FAQ
How many banks are in Columbia, MS?
Columbia has 5 banks with 8 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Columbia?
Trustmark, with 2. Citizens Bank has 2 and First Southern Bank has 2.
Is there a Trustmark in Columbia, MS?
Yes. FDIC data lists 2 Trustmark branches in Columbia as of September 5, 2026. Its branches are listed under Trustmark above, with the address and directions for each.
Is there a Citizens Bank in Columbia, MS?
Yes. FDIC data lists 2 Citizens Bank branches in Columbia as of September 5, 2026, the main office at 814 Main St. Its branches are listed under Citizens Bank above, with the address and directions for each.
Is there a First Southern Bank in Columbia, MS?
Yes. FDIC data lists 2 First Southern Bank branches in Columbia as of September 5, 2026, the main office at 1075 Highway 98 Byp. Its branches are listed under First Southern Bank above, with the address and directions for each.
Is there a Chase in Columbia, MS?
No. FDIC data lists no Chase branch in Columbia as of September 5, 2026. The nearest is in Pearl, about 72 miles away in a straight line.
Which banks in Columbia are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Columbia?
Citizens Bank and First Southern Bank have their main office in Columbia, according to the FDIC.
What is the oldest bank in Columbia?
Trustmark has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Which credit unions can I join in Columbia?
Ferguson Credit Union and Zellco Credit Union have offices in Columbia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Columbia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Columbia?
Nearby cities with more banks include Sumrall, Tylertown, Prentiss. Sumrall is 20 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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