Banks in Lula, MS

Bank branch map: Lula

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Lula, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lula

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Bancorp Bank is the only bank with an office in Lula. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Southern Bancorp Bank 1 branch · main office Arkadelphia, AR Bank · 1

Southern Bancorp Bank has 1 branch in Lula, 21 across Mississippi and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Lula Branch at 111 2nd St dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lula Branch

  111 2nd St, 38644

  Hours: see the bank's site
  DirectionsWebsite

Southern Bancorp Bank: profile, branches and contacts

Banking in Lula: the local picture

Short answer: 1 bank runs 1 branch in Lula according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Southern Bancorp Bank has its main office in Arkadelphia, AR, according to the FDIC.

The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lula, and where the nearest one is if they do not.

Short answer: No branches in Lula: Chase (nearest in Hernando, 38 mi), Wells Fargo (nearest in Southaven, 45 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 46 mi), Fifth Third Bank, Huntington (nearest in Senatobia, 31 mi), Regions Bank (nearest in Clarksdale, 20 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lula to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lula residents like anyone else.

Banks near Lula

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tunica (17 miles) and Marks (18 miles). Hernando, 38 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Lula

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lula between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lula by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lula offices.

Short answer: Southern Bancorp Bank is the largest bank with offices in Lula, with $3.01 billion in total assets on June 30, 2026, No. 426 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lula: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.