US Bank Directory

Banks in Urbana, MO

1 FDIC-insured bank operates 1 office in Urbana, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Urbana

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Urbana, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Urbana

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Oakstar Bank is the only bank with an office in Urbana. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Oakstar Bank 1 branch · main office Springfield, MO Bank · 1

Oakstar Bank has 1 branch in Urbana, 18 across Missouri and 27 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2005. With $3.29 billion in total assets on June 30, 2026, it ranks No. 392 of 4,232 U.S. banks by total assets. The Urbana Branch at 109 N Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Oakstar Bank: profile, branches and contacts

Banking in Urbana: the local picture

Short answer: 1 bank runs 1 branch in Urbana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Oakstar Bank has its main office in Springfield, MO, according to the FDIC.

The bank with the longest record here is Oakstar Bank, operating since 2005 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Urbana, and where the nearest one is if they do not.

Short answer: No branches in Urbana: Chase (nearest in Springfield, 46 mi), Wells Fargo (nearest in Saint Louis, 169 mi), Bank of America (nearest in Springfield, 42 mi), PNC Bank (nearest in Lee'S Summit, 101 mi), U.S. Bank (nearest in Bolivar, 21 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 42 mi), Regions Bank (nearest in Springfield, 48 mi), TD Bank, BMO (nearest in Lees Summit, 96 mi).

BankIn UrbanaNearest branch if none here
ChaseNoneSpringfield, 46 miles away
Wells FargoNoneSaint Louis, 169 miles away
Bank of AmericaNoneSpringfield, 42 miles away
PNC BankNoneLee'S Summit, 101 miles away
U.S. BankNoneBolivar, 21 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 42 miles away
Regions BankNoneSpringfield, 48 miles away
TD BankNonenone in Missouri
BMONoneLees Summit, 96 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Urbana to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Urbana residents like anyone else.

Banks near Urbana

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Buffalo (15 miles) and Bolivar (21 miles). Lebanon, 30 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Urbana

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Urbana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Urbana by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Urbana offices.

Short answer: Oakstar Bank is the largest bank with offices in Urbana, with $3.29 billion in total assets on June 30, 2026, No. 392 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Oakstar Bank$3.29 billionNo. 3921Springfield, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Urbana: FAQ

How many banks are in Urbana, MO?

Urbana has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Oakstar Bank in Urbana, MO?

Yes. FDIC data lists 1 Oakstar Bank branch in Urbana as of September 5, 2026. The address and directions are under Oakstar Bank above.

Is there a Chase in Urbana, MO?

No. FDIC data lists no Chase branch in Urbana as of September 5, 2026. The nearest is in Springfield, about 46 miles away in a straight line.

What is the oldest bank in Urbana?

Oakstar Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2005.

Did any bank branches open or close in Urbana in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Urbana?

Nearby cities with more banks include Buffalo, Bolivar, Camdenton. Buffalo is 15 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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