US Bank Directory

Banks in Matthews, MO

1 FDIC-insured bank operates 1 office in Matthews, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Matthews

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Matthews, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Matthews

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank and Trust Company is the only bank with an office in Matthews. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank and Trust Company 1 branch · main office Caruthersville, MO Bank · 1

First State Bank and Trust Company has 1 branch in Matthews, 10 across Missouri and 7 nationwide. FDIC records list its main office in Caruthersville, MO and show it operating since 1934. With $659.0 million in total assets on June 30, 2026, it ranks No. 1,443 of 4,232 U.S. banks by total assets. The Matthews Branch at 100 W Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank and Trust Company: profile, branches and contacts

Banking in Matthews: the local picture

Short answer: 1 bank runs 1 branch in Matthews according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank and Trust Company has its main office in Caruthersville, MO, according to the FDIC.

The bank with the longest record here is First State Bank and Trust Company, operating since 1934 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Matthews, and where the nearest one is if they do not.

Short answer: No branches in Matthews: Chase (nearest in Arnold, 124 mi), Wells Fargo (nearest in Saint Louis, 134 mi), Bank of America (nearest in Festus, 110 mi), PNC Bank (nearest in De Soto, 109 mi), U.S. Bank (nearest in Sikeston, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 135 mi), Regions Bank (nearest in Sikeston, 9 mi), TD Bank, BMO (nearest in Arnold, 124 mi).

BankIn MatthewsNearest branch if none here
ChaseNoneArnold, 124 miles away
Wells FargoNoneSaint Louis, 134 miles away
Bank of AmericaNoneFestus, 110 miles away
PNC BankNoneDe Soto, 109 miles away
U.S. BankNoneSikeston, 9 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 135 miles away
Regions BankNoneSikeston, 9 miles away
TD BankNonenone in Missouri
BMONoneArnold, 124 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Matthews to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Matthews residents like anyone else.

Banks near Matthews

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sikeston (8 miles) and East Prairie (11 miles). Sikeston, 8 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Matthews

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Matthews between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Matthews by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Matthews offices.

Short answer: First State Bank and Trust Company is the largest bank with offices in Matthews, with $659.0 million in total assets on June 30, 2026, No. 1,443 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank and Trust Company$659.0 millionNo. 1,4431Caruthersville, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Matthews: FAQ

How many banks are in Matthews, MO?

Matthews has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First State Bank and Trust Company in Matthews, MO?

Yes. FDIC data lists 1 First State Bank and Trust Company branch in Matthews as of September 5, 2026. The address and directions are under First State Bank and Trust Company above.

Is there a Chase in Matthews, MO?

No. FDIC data lists no Chase branch in Matthews as of September 5, 2026. The nearest is in Arnold, about 124 miles away in a straight line.

What is the oldest bank in Matthews?

First State Bank and Trust Company has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Did any bank branches open or close in Matthews in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Matthews?

Nearby cities with more banks include Sikeston, East Prairie, New Madrid. Sikeston is 8 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds