US Bank Directory
Banks in Kirkwood, MO
10 FDIC-insured banks operate 10 offices in Kirkwood, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kirkwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 11 locations in Kirkwood, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kirkwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Kirkwood, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Academy Bank Bank · 1
Academy Bank has 1 branch in Kirkwood, 29 across Missouri and 80 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1966. With $3.23 billion in total assets on June 30, 2026, it ranks No. 401 of 4,232 U.S. banks by total assets. The Kirkwood Wal-Mart Branch # 89 at 1202 S Kirkwood Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kirkwood Wal-Mart Branch # 891202 S Kirkwood Rd, 63122
Chase Bank · 1
Chase has 1 branch in Kirkwood, 45 across Missouri and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Kirkwood Branch at 101 N Kirkwood Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kirkwood Branch101 N Kirkwood Rd, 63122
Commerce Bank Bank · 1
Commerce Bank has 1 branch in Kirkwood, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Kirkwood Branch at 350 N Kirkwood Rd dates to 1890 in FDIC branch records. It opens on Saturday.
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Kirkwood Branch350 N Kirkwood Rd, 63122
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Enterprise Bank & Trust Bank · 1
Enterprise Bank & Trust has 1 branch in Kirkwood, 18 across Missouri and 57 nationwide. FDIC records list its main office in Clayton, MO and show it operating since 1988. With $17.36 billion in total assets on June 30, 2026, it ranks No. 115 of 4,232 U.S. banks by total assets. The Kirkwood Branch at 1052 S Kirkwood Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kirkwood Branch1052 S Kirkwood Rd, 63122
First Bank Bank · 1
First Bank has 1 branch in Kirkwood, 27 across Missouri and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Kirkwood Facility at 301 S Kirkwood Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kirkwood Facility301 S Kirkwood Rd, 63122
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in Kirkwood, 35 across Missouri. It is based in Chesterfield, MO and $4.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kirkwood10357 Manchester Rd, 63122
All hours
Mon to Fri 8:30 am to 4 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Midwest Regional Bank Bank · 1
Midwest Regional Bank has 1 branch in Kirkwood, 7 across Missouri and 7 nationwide. FDIC records list its main office in Clayton, MO and show it operating since 1894. With $949.0 million in total assets on June 30, 2026, it ranks No. 1,096 of 4,232 U.S. banks by total assets. The Midwest Regional Bank - Kirkwood Branch at 10840 Manchester Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Midwest Regional Bank - Kirkwood Branch10840 Manchester Rd, 63122
PNC Bank Bank · 1
PNC Bank has 1 branch in Kirkwood, 27 across Missouri and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Kirkwood Branch at 333 S Kirkwood Rd dates to 1997 in FDIC branch records. It opens on Saturday.
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Kirkwood Branch333 S Kirkwood Rd, 63122
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Royal Banks of Missouri Bank · 1
Royal Banks of Missouri has 1 branch in Kirkwood, 17 across Missouri and 19 nationwide. FDIC records list its main office in Saint Louis, MO and show it operating since 1965. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,022 of 4,232 U.S. banks by total assets. The Kirkwood Banking Center at 301 N Kirkwood Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kirkwood Banking Center301 N Kirkwood Rd, 63122
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Kirkwood, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Kirkwood Road Office at 470 N Kirkwood Rd dates to 1907 in FDIC branch records. It opens on Saturday.
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Kirkwood Road Office470 N Kirkwood Rd, 63122
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Kirkwood, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Kirkwood Facility at 426 N. Kirkwood Rd. dates to 1986 in FDIC branch records. It opens on Saturday.
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Kirkwood Facility426 N. Kirkwood Rd., 63122
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Kirkwood
1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kirkwood page has every office in the state's directory.
Banking in Kirkwood: the local picture
Short answer: 10 banks run 10 branches in Kirkwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Kirkwood, 7 elsewhere in Missouri and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Commerce Bank's office at 350 N Kirkwood Rd, dating to 1890; the newest is Chase's at 101 N Kirkwood Rd, from 2019.
The only credit union with an office here is First Community Credit Union.
Of the 5 locations with published hours. 5 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Kirkwood
Short answer: 5 of the 5 Kirkwood locations with published hours open on Saturday, run by 5 institutions.
- U.S. Bank: 1 of 1 branch (470 N Kirkwood Rd: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (333 S Kirkwood Rd: Saturday 9 am to 1 pm)
- UMB Bank: 1 of 1 branch (426 N. Kirkwood Rd.: Saturday 9 am to 12 pm)
- Commerce Bank: 1 of 1 branch (350 N Kirkwood Rd: Saturday 9 am to 12 pm)
- First Community Credit Union: 1 of 1 office (10357 Manchester Rd: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kirkwood, and where the nearest one is if they do not.
Short answer: In Kirkwood: Chase (1), PNC Bank (1), U.S. Bank (1). No branches in Kirkwood: Wells Fargo (nearest in Saint Louis, 11 mi), Bank of America (nearest in Saint Louis, 2 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 2 mi), Regions Bank (nearest in Saint Louis, 2 mi), TD Bank, BMO (nearest in Sunset Hills, 2 mi).
| Bank | In Kirkwood | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | Saint Louis, 11 miles away |
| Bank of America | None | Saint Louis, 2 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 2 miles away |
| Regions Bank | None | Saint Louis, 2 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Sunset Hills, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kirkwood to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kirkwood residents like anyone else.
Banks near Kirkwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Glendale (2 miles) and Sunset Hills (2 miles). Des Peres, 2 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Glendale, MO | 2 mi | 2 | 2 |
| Banks in Sunset Hills, MO | 2 mi | 2 | 2 |
| Banks in Des Peres, MO | 2 mi | 12 | 12 |
| Banks in Webster Groves, MO | 3 mi | 7 | 7 |
| Banks in Frontenac, MO | 4 mi | 3 | 3 |
| Banks in Brentwood, MO | 5 mi | 4 | 4 |
| Banks in Valley Park, MO | 5 mi | 3 | 3 |
| Banks in Affton, MO | 5 mi | 4 | 4 |
Bank branch openings and closings in Kirkwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kirkwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kirkwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kirkwood offices.
Short answer: Chase is the largest bank with offices in Kirkwood, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Commerce Bank | $35.02 billion | No. 61 | 1 | Kansas City, MO |
| Enterprise Bank & Trust | $17.36 billion | No. 115 | 1 | Clayton, MO |
| First Bank | $6.65 billion | No. 234 | 1 | St. Louis, MO |
| Academy Bank | $3.23 billion | No. 401 | 1 | Kansas City, MO |
| Royal Banks of Missouri | $1.03 billion | No. 1,022 | 1 | Saint Louis, MO |
| Midwest Regional Bank | $949.0 million | No. 1,096 | 1 | Clayton, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kirkwood: FAQ
How many banks are in Kirkwood, MO?
Kirkwood has 10 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kirkwood?
Chase, with 1. U.S. Bank has 1 and PNC Bank has 1.
Is there a Chase in Kirkwood, MO?
Yes. FDIC data lists 1 Chase branch in Kirkwood as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Kirkwood, MO?
Yes. FDIC data lists 1 U.S. Bank branch in Kirkwood as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a PNC Bank in Kirkwood, MO?
Yes. FDIC data lists 1 PNC Bank branch in Kirkwood as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Kirkwood, MO?
No. FDIC data lists no Wells Fargo branch in Kirkwood as of September 5, 2026. The nearest is in Saint Louis, about 11 miles away in a straight line.
Which banks in Kirkwood are open on Saturday?
U.S. Bank, PNC Bank, UMB Bank and Commerce Bank and 1 more publish Saturday hours for one or more Kirkwood locations. The Saturday section above lists each one with its hours. 6 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Kirkwood?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kirkwood?
First Community Credit Union has an office in Kirkwood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kirkwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kirkwood?
Nearby cities with more banks include Glendale, Sunset Hills, Des Peres. Glendale is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Commerce Bank, PNC Bank, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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