US Bank Directory
Banks in Garden City, MO
2 FDIC-insured banks operate 2 offices in Garden City, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Garden City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Garden City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Garden City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community First Bank and Sherwood Community Bank have the most locations in Garden City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community First Bank Bank · 1
Community First Bank has 1 branch in Garden City, 4 across Missouri and 4 nationwide. FDIC records list its main office in Butler, MO and show it operating since 1932. With $258.9 million in total assets on June 30, 2026, it ranks No. 2,681 of 4,232 U.S. banks by total assets. The Lead Bank Main Street Branch at 200 N 3rd St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lead Bank Main Street Branch200 N 3rd St, 64747
Sherwood Community Bank Bank · 1
Sherwood Community Bank has 1 branch in Garden City, 4 across Missouri and 4 nationwide. FDIC records list its main office in Creighton, MO and show it operating since 1902. With $77.9 million in total assets on June 30, 2026, it ranks No. 3,873 of 4,232 U.S. banks by total assets. The Garden City Branch at 89 Old 7 Highway dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City Branch89 Old 7 Highway, 64747
Banking in Garden City: the local picture
Short answer: 2 banks run 2 branches in Garden City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Garden City, 2 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is Sherwood Community Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Sherwood Community Bank's office at 89 Old 7 Highway, dating to 2002; the newest is Community First Bank's at 200 N 3rd St, from 2015.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Garden City, and where the nearest one is if they do not.
Short answer: No branches in Garden City: Chase (nearest in Belton, 24 mi), Wells Fargo (nearest in Saint Louis, 213 mi), Bank of America (nearest in Belton, 24 mi), PNC Bank (nearest in Lee'S Summit, 27 mi), U.S. Bank (nearest in Raymore, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 106 mi), Regions Bank (nearest in Columbia, 101 mi), TD Bank, BMO (nearest in Lees Summit, 21 mi).
| Bank | In Garden City | Nearest branch if none here |
|---|---|---|
| Chase | None | Belton, 24 miles away |
| Wells Fargo | None | Saint Louis, 213 miles away |
| Bank of America | None | Belton, 24 miles away |
| PNC Bank | None | Lee'S Summit, 27 miles away |
| U.S. Bank | None | Raymore, 22 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 106 miles away |
| Regions Bank | None | Columbia, 101 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Lees Summit, 21 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garden City to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garden City residents like anyone else.
Banks near Garden City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Harrisonville (11 miles) and Holden (13 miles). Harrisonville, 11 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Harrisonville, MO | 11 mi | 7 | 7 |
| Banks in Holden, MO | 13 mi | 2 | 2 |
| Banks in Pleasant Hill, MO | 16 mi | 2 | 2 |
| Banks in Adrian, MO | 17 mi | 2 | 2 |
| Banks in Peculiar, MO | 18 mi | 2 | 2 |
| Banks in Raymore, MO | 22 mi | 5 | 5 |
| Banks in Lake Lotawana, MO | 23 mi | 2 | 2 |
| Banks in Belton, MO | 24 mi | 7 | 7 |
Bank branch openings and closings in Garden City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garden City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Garden City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garden City offices.
Short answer: Community First Bank is the largest bank with offices in Garden City, with $258.9 million in total assets on June 30, 2026, No. 2,681 among U.S. banks by total assets. Sherwood Community Bank is second with $77.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community First Bank | $258.9 million | No. 2,681 | 1 | Butler, MO |
| Sherwood Community Bank | $77.9 million | No. 3,873 | 1 | Creighton, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garden City: FAQ
How many banks are in Garden City, MO?
Garden City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Garden City?
Community First Bank, with 1. Sherwood Community Bank has 1.
Is there a Community First Bank in Garden City, MO?
Yes. FDIC data lists 1 Community First Bank branch in Garden City as of September 5, 2026. The address and directions are under Community First Bank above.
Is there a Sherwood Community Bank in Garden City, MO?
Yes. FDIC data lists 1 Sherwood Community Bank branch in Garden City as of September 5, 2026. The address and directions are under Sherwood Community Bank above.
Is there a Chase in Garden City, MO?
No. FDIC data lists no Chase branch in Garden City as of September 5, 2026. The nearest is in Belton, about 24 miles away in a straight line.
What is the oldest bank in Garden City?
Sherwood Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Garden City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garden City?
Nearby cities with more banks include Harrisonville, Holden, Pleasant Hill. Harrisonville is 11 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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