US Bank Directory

Banks in El Dorado Springs, MO

4 FDIC-insured banks operate 4 offices in El Dorado Springs, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: El Dorado Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in El Dorado Springs, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in El Dorado Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in El Dorado Springs, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank of El Dorado Springs 1 branch · main office El Dorado Springs, MO Bank · 1

Community Bank of El Dorado Springs has 1 branch in El Dorado Springs, 1 across Missouri and 1 nationwide. FDIC records list its main office in El Dorado Springs, MO and show it operating since 1981. With $143.6 million in total assets on June 30, 2026, it ranks No. 3,368 of 4,232 U.S. banks by total assets. Its main office at 210 E. Us Highway 54 dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    210 E. Us Highway 54, 64744
    Hours: see the bank's site
Community Bank of El Dorado Springs: profile, branches and contacts
Community National Bank & Trust 1 branch · main office Chanute, KS Bank · 1

Community National Bank & Trust has 1 branch in El Dorado Springs, 8 across Missouri and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. The E Hiway 54 Branch at 724 E Highway 54 dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • E Hiway 54 Branch
    724 E Highway 54, 64744
    Hours: see the bank's site
Community National Bank & Trust: profile, branches and contacts
Mid-Missouri Bank 1 branch · main office Springfield, MO Bank · 1

Mid-Missouri Bank has 1 branch in El Dorado Springs, 14 across Missouri and 14 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 1872. With $946.7 million in total assets on June 30, 2026, it ranks No. 1,100 of 4,232 U.S. banks by total assets. The Eldorado Springs Branch at 118 W Us Highway 54 dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Eldorado Springs Branch
    118 W Us Highway 54, 64744
    Hours: see the bank's site
Mid-Missouri Bank: profile, branches and contacts
Simmons Bank 1 branch · main office Pine Bluff, AR Bank · 1

Simmons Bank has 1 branch in El Dorado Springs, 47 across Missouri and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The El Dorado Springs Branch at 1406 S State Highway 32 dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • El Dorado Springs Branch
    1406 S State Highway 32, 64744
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts

Banking in El Dorado Springs: the local picture

Short answer: 4 banks run 4 branches in El Dorado Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in El Dorado Springs, 1 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is Mid-Missouri Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Community National Bank & Trust's office at 724 E Highway 54, dating to 1888; the newest is Simmons Bank's at 1406 S State Highway 32, from 1999.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in El Dorado Springs, and where the nearest one is if they do not.

Short answer: No branches in El Dorado Springs: Chase (nearest in Springfield, 63 mi), Wells Fargo (nearest in Saint Louis, 213 mi), Bank of America (nearest in Springfield, 58 mi), PNC Bank (nearest in Lee'S Summit, 77 mi), U.S. Bank (nearest in Nevada, 18 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 60 mi), Regions Bank (nearest in Republic, 59 mi), TD Bank, BMO (nearest in Lees Summit, 71 mi).

BankIn El Dorado SpringsNearest branch if none here
ChaseNoneSpringfield, 63 miles away
Wells FargoNoneSaint Louis, 213 miles away
Bank of AmericaNoneSpringfield, 58 miles away
PNC BankNoneLee'S Summit, 77 miles away
U.S. BankNoneNevada, 18 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 60 miles away
Regions BankNoneRepublic, 59 miles away
TD BankNonenone in Missouri
BMONoneLees Summit, 71 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Dorado Springs to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Dorado Springs residents like anyone else.

Banks near El Dorado Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stockton (17 miles) and Nevada (18 miles). Nevada, 18 miles away, has the most banks nearby: 6.

Bank branch openings and closings in El Dorado Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in El Dorado Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in El Dorado Springs

Short answer: 1 institution has its main office in El Dorado Springs: Community Bank of El Dorado Springs.

InstitutionTypeTotal assets, June 30, 2026Offices here
Community Bank of El Dorado SpringsBank$143.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in El Dorado Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Dorado Springs offices.

Short answer: Simmons Bank is the largest bank with offices in El Dorado Springs, with $24.73 billion in total assets on June 30, 2026, No. 87 among U.S. banks by total assets. Community National Bank & Trust is second with $2.53 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Simmons Bank$24.73 billionNo. 871Pine Bluff, AR
Community National Bank & Trust$2.53 billionNo. 5011Chanute, KS
Mid-Missouri Bank$946.7 millionNo. 1,1001Springfield, MO
Community Bank of El Dorado Springs$143.6 millionNo. 3,3681El Dorado Springs, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in El Dorado Springs: FAQ

How many banks are in El Dorado Springs, MO?

El Dorado Springs has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in El Dorado Springs?

Simmons Bank, with 1. Community National Bank & Trust has 1 and Mid-Missouri Bank has 1.

Is there a Simmons Bank in El Dorado Springs, MO?

Yes. FDIC data lists 1 Simmons Bank branch in El Dorado Springs as of September 5, 2026. The address and directions are under Simmons Bank above.

Is there a Community National Bank & Trust in El Dorado Springs, MO?

Yes. FDIC data lists 1 Community National Bank & Trust branch in El Dorado Springs as of September 5, 2026. The address and directions are under Community National Bank & Trust above.

Is there a Mid-Missouri Bank in El Dorado Springs, MO?

Yes. FDIC data lists 1 Mid-Missouri Bank branch in El Dorado Springs as of September 5, 2026. The address and directions are under Mid-Missouri Bank above.

Is there a Chase in El Dorado Springs, MO?

No. FDIC data lists no Chase branch in El Dorado Springs as of September 5, 2026. The nearest is in Springfield, about 63 miles away in a straight line.

Which banks are headquartered in El Dorado Springs?

Community Bank of El Dorado Springs has its main office in El Dorado Springs, according to the FDIC.

What is the oldest bank in El Dorado Springs?

Mid-Missouri Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in El Dorado Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near El Dorado Springs?

Nearby cities with more banks include Stockton, Nevada, Osceola. Stockton is 17 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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