US Bank Directory

Banks in Chillicothe, MO

5 FDIC-insured banks operate 8 offices in Chillicothe, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Chillicothe

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 8 locations in Chillicothe, according to the FDIC. 8 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chillicothe

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Bank, BTC Bank and Chillicothe State Bank have the most locations in Chillicothe, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BTC Bank 2 branches · main office Bethany, MO Bank · 2

BTC Bank has 2 branches in Chillicothe, 30 across Missouri and 30 nationwide. FDIC records list its main office in Bethany, MO and show it operating since 1919. With $1.91 billion in total assets on June 30, 2026, it ranks No. 627 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chillicothe location is the Chillicothe Branch at 400 W Business 36, dating to 2007; the newest, at 2550 N Washington St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Chillicothe North Branch
    2550 N Washington St, 64601
    Hours: see the bank's site
  • Chillicothe Branch
    400 W Business 36, 64601
    Hours: see the bank's site
BTC Bank: profile, branches and contacts
Chillicothe State Bank 2 branches · main office Chillicothe, MO Bank · 2

Chillicothe State Bank has 2 branches in Chillicothe, 2 across Missouri and 2 nationwide. FDIC records list its main office in Chillicothe, MO and show it operating since 1937. With $135.2 million in total assets on June 30, 2026, it ranks No. 3,443 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chillicothe location is its main office at 600 Washington St, dating to 1937; the newest, at 815 S Washington St, to 1978. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    600 Washington St, 64601
    Hours: see the bank's site
  • Drive-In Facility
    815 S Washington St, 64601
    Hours: see the bank's site
Chillicothe State Bank: profile, branches and contacts
Southern Bank 2 branches · main office Poplar Bluff, MO Bank · 2

Southern Bank has 2 branches in Chillicothe, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Chillicothe Facility Branch at 515 Washington St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chillicothe Facility Branch
    515 Washington St, 64601
    Hours: see the bank's site
  • Chillicothe Drive-Thru Facility Branch
    515 Washington St, 64601
    Hours: see the bank's site
Southern Bank: profile, branches and contacts
Investors Community Bank 1 branch · main office Chillicothe, MO Bank · 1

Investors Community Bank has 1 branch in Chillicothe, 2 across Missouri and 2 nationwide. FDIC records list its main office in Chillicothe, MO and show it operating since 1934. With $98.5 million in total assets on June 30, 2026, it ranks No. 3,705 of 4,232 U.S. banks by total assets. Its main office at 522 Washington St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    522 Washington St, 64601
    Hours: see the bank's site
Investors Community Bank: profile, branches and contacts
NBH Bank 1 branch · main office Greenwood Village, CO Bank · 1

NBH Bank has 1 branch in Chillicothe, 18 across Missouri and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Chillicothe Branch # 81 at 345 S Washington St dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chillicothe Branch # 81
    345 S Washington St, 64601
    Hours: see the bank's site
NBH Bank: profile, branches and contacts

Banking in Chillicothe: the local picture

Short answer: 5 banks run 8 branches in Chillicothe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 2 have their main office in Chillicothe, 2 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Southern Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Investors Community Bank's office at 522 Washington St, dating to 1934; the newest is BTC Bank's at 2550 N Washington St, from 2026.

None of the 8 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chillicothe, and where the nearest one is if they do not.

Short answer: No branches in Chillicothe: Chase (nearest in Kansas City, 62 mi), Wells Fargo (nearest in Saint Louis, 196 mi), Bank of America (nearest in Liberty, 61 mi), PNC Bank (nearest in Kansas City, 73 mi), U.S. Bank (nearest in Trenton, 20 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 177 mi), Regions Bank (nearest in Columbia, 87 mi), TD Bank, BMO (nearest in Liberty, 61 mi).

BankIn ChillicotheNearest branch if none here
ChaseNoneKansas City, 62 miles away
Wells FargoNoneSaint Louis, 196 miles away
Bank of AmericaNoneLiberty, 61 miles away
PNC BankNoneKansas City, 73 miles away
U.S. BankNoneTrenton, 20 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 177 miles away
Regions BankNoneColumbia, 87 miles away
TD BankNonenone in Missouri
BMONoneLiberty, 61 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chillicothe to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chillicothe residents like anyone else.

Banks near Chillicothe

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jamesport (19 miles) and Trenton (20 miles). Brookfield, 25 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Chillicothe

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Chillicothe between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 30, 2026OpenedBTC Bank2550 N Washington St, 64601

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Chillicothe

Short answer: 2 institutions have their main office in Chillicothe: Chillicothe State Bank and Investors Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Chillicothe State BankBank$135.2 million2
Investors Community BankBank$98.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Chillicothe by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chillicothe offices.

Short answer: NBH Bank is the largest bank with offices in Chillicothe, with $12.54 billion in total assets on June 30, 2026, No. 143 among U.S. banks by total assets. Southern Bank is second with $5.19 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
NBH Bank$12.54 billionNo. 1431Greenwood Village, CO
Southern Bank$5.19 billionNo. 2842Poplar Bluff, MO
BTC Bank$1.91 billionNo. 6272Bethany, MO
Chillicothe State Bank$135.2 millionNo. 3,4432Chillicothe, MO
Investors Community Bank$98.5 millionNo. 3,7051Chillicothe, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chillicothe: FAQ

How many banks are in Chillicothe, MO?

Chillicothe has 5 banks with 8 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Chillicothe?

Southern Bank, with 2. BTC Bank has 2 and Chillicothe State Bank has 2.

Is there a Southern Bank in Chillicothe, MO?

Yes. FDIC data lists 2 Southern Bank branches in Chillicothe as of September 5, 2026. Its branches are listed under Southern Bank above, with the address and directions for each.

Is there a BTC Bank in Chillicothe, MO?

Yes. FDIC data lists 2 BTC Bank branches in Chillicothe as of September 5, 2026. Its branches are listed under BTC Bank above, with the address and directions for each.

Is there a Chase in Chillicothe, MO?

No. FDIC data lists no Chase branch in Chillicothe as of September 5, 2026. The nearest is in Kansas City, about 62 miles away in a straight line.

Which banks are headquartered in Chillicothe?

Chillicothe State Bank and Investors Community Bank have their main office in Chillicothe, according to the FDIC.

What is the oldest bank in Chillicothe?

Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Did any bank branches open or close in Chillicothe in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chillicothe?

Nearby cities with more banks include Jamesport, Trenton, Gallatin. Jamesport is 19 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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