Banks in Warroad, MN

Bank branch map: Warroad

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Warroad, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Warroad

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Security State Bank of Warroad is the only bank with offices in Warroad, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Security State Bank of Warroad 2 branches · main office Warroad, MN Bank · 2

Security State Bank of Warroad has 2 branches in Warroad, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Warroad, MN and show it operating since 1912. With $138.3 million in total assets on June 30, 2026, it ranks No. 3,414 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warroad location is its main office at 502 Lake St Ne, dating to 1912; the newest, at 505 Lake St Ne, to 1934. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  502 Lake St Ne, 56763

  Hours: see the bank's site
  DirectionsWebsite
• Warroad Branch

  505 Lake St Ne, 56763

  Hours: see the bank's site
  DirectionsWebsite

Security State Bank of Warroad: profile, branches and contacts

Banking in Warroad: the local picture

Short answer: 1 bank runs 2 branches in Warroad according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Security State Bank of Warroad has its main office in Warroad, according to the FDIC.

The bank with the longest record here is Security State Bank of Warroad, operating since 1912 according to the FDIC. In FDIC branch records, the longest-running branch is Security State Bank of Warroad's office at 502 Lake St Ne, dating to 1912; the newest is Security State Bank of Warroad's at 505 Lake St Ne, from 1934.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Warroad, and where the nearest one is if they do not.

Short answer: No branches in Warroad: Chase (nearest in Saint Cloud, 238 mi), Wells Fargo (nearest in Thief River Falls, 67 mi), Bank of America (nearest in Coon Rapids, 272 mi), PNC Bank, U.S. Bank (nearest in Grand Rapids, 142 mi), Truist, Fifth Third Bank, Huntington (nearest in Duluth, 208 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 124 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Warroad to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Warroad residents like anyone else.

Banks near Warroad

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Roseau (21 miles) and Baudette (35 miles). Thief River Falls, 67 miles away, has the most banks nearby: 3.

Bank branch openings and closings in Warroad

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Warroad between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Warroad

Short answer: 1 institution has its main office in Warroad: Security State Bank of Warroad.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Warroad by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Warroad offices.

Short answer: Security State Bank of Warroad is the largest bank with offices in Warroad, with $138.3 million in total assets on June 30, 2026, No. 3,414 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Warroad: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.