US Bank Directory
Banks in Roseau, MN
2 FDIC-insured banks operate 2 offices in Roseau, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Roseau
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Roseau, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Roseau
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Border Bank and Citizens State Bank of Roseau have the most locations in Roseau, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Border Bank Bank · 1
Border Bank has 1 branch in Roseau, 9 across Minnesota and 11 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1972. With $1.06 billion in total assets on June 30, 2026, it ranks No. 999 of 4,232 U.S. banks by total assets. The Roseau Office Branch at 1083 3rd St Nw dates to 1949 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roseau Office Branch1083 3rd St Nw, 56751
Citizens State Bank of Roseau Bank · 1
Citizens State Bank of Roseau has 1 branch in Roseau, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Roseau, MN and show it operating since 1905. With $290.9 million in total assets on June 30, 2026, it ranks No. 2,530 of 4,232 U.S. banks by total assets. Its main office at 118 Main Ave S dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office118 Main Ave S, 56751
Banking in Roseau: the local picture
Short answer: 2 banks run 2 branches in Roseau according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Roseau and 1 out of state, according to the FDIC.
The bank with the longest record here is Citizens State Bank of Roseau, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens State Bank of Roseau's office at 118 Main Ave S, dating to 1905; the newest is Border Bank's at 1083 3rd St Nw, from 1949.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Roseau, and where the nearest one is if they do not.
Short answer: No branches in Roseau: Chase (nearest in Saint Cloud, 239 mi), Wells Fargo (nearest in Thief River Falls, 54 mi), Bank of America (nearest in Coon Rapids, 277 mi), PNC Bank, U.S. Bank (nearest in Grand Rapids, 152 mi), Truist, Fifth Third Bank, Huntington (nearest in Duluth, 221 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 112 mi).
| Bank | In Roseau | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 239 miles away |
| Wells Fargo | None | Thief River Falls, 54 miles away |
| Bank of America | None | Coon Rapids, 277 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Grand Rapids, 152 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Duluth, 221 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ada, 112 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roseau to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roseau residents like anyone else.
Banks near Roseau
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hallock (54 miles) and Thief River Falls (54 miles). Thief River Falls, 54 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hallock, MN | 54 mi | 2 | 2 |
| Banks in Thief River Falls, MN | 54 mi | 3 | 5 |
| Banks in Baudette, MN | 54 mi | 2 | 2 |
| Banks in Warren, MN | 64 mi | 3 | 3 |
| Banks in Red Lake Falls, MN | 71 mi | 2 | 2 |
| Banks in Crookston, MN | 83 mi | 3 | 3 |
| Banks in East Grand Forks, MN | 85 mi | 3 | 3 |
| Banks in Fosston, MN | 88 mi | 3 | 3 |
Bank branch openings and closings in Roseau
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Roseau between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Roseau
Short answer: 1 institution has its main office in Roseau: Citizens State Bank of Roseau.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens State Bank of Roseau | Bank | $290.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Roseau by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roseau offices.
Short answer: Border Bank is the largest bank with offices in Roseau, with $1.06 billion in total assets on June 30, 2026, No. 999 among U.S. banks by total assets. Citizens State Bank of Roseau is second with $290.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Border Bank | $1.06 billion | No. 999 | 1 | Fargo, ND |
| Citizens State Bank of Roseau | $290.9 million | No. 2,530 | 1 | Roseau, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Roseau: FAQ
How many banks are in Roseau, MN?
Roseau has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Roseau?
Border Bank, with 1. Citizens State Bank of Roseau has 1.
Is there a Border Bank in Roseau, MN?
Yes. FDIC data lists 1 Border Bank branch in Roseau as of September 5, 2026. The address and directions are under Border Bank above.
Is there a Chase in Roseau, MN?
No. FDIC data lists no Chase branch in Roseau as of September 5, 2026. The nearest is in Saint Cloud, about 239 miles away in a straight line.
Which banks are headquartered in Roseau?
Citizens State Bank of Roseau has its main office in Roseau, according to the FDIC.
What is the oldest bank in Roseau?
Citizens State Bank of Roseau has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Roseau in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Roseau?
Nearby cities with more banks include Hallock, Thief River Falls, Baudette. Hallock is 54 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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