US Bank Directory
Banks in Oslo, MN
1 FDIC-insured bank operates 1 office in Oslo, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Oslo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Oslo, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Oslo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Frandsen Bank & Trust is the only bank with an office in Oslo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Frandsen Bank & Trust Bank · 1
Frandsen Bank & Trust has 1 branch in Oslo, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Oslo Branch at 212 Main St dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oslo Branch212 Main St, 56744
Banking in Oslo: the local picture
Short answer: 1 bank runs 1 branch in Oslo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Frandsen Bank & Trust has its main office in Lonsdale, MN, according to the FDIC.
The bank with the longest record here is Frandsen Bank & Trust, operating since 1901 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Oslo, and where the nearest one is if they do not.
Short answer: No branches in Oslo: Chase (nearest in Saint Cloud, 230 mi), Wells Fargo (nearest in Thief River Falls, 44 mi), Bank of America (nearest in Coon Rapids, 274 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 141 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 230 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 68 mi).
| Bank | In Oslo | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 230 miles away |
| Wells Fargo | None | Thief River Falls, 44 miles away |
| Bank of America | None | Coon Rapids, 274 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fergus Falls, 141 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 230 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ada, 68 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oslo to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oslo residents like anyone else.
Banks near Oslo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Warren (17 miles) and East Grand Forks (19 miles). Warren, 17 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Warren, MN | 17 mi | 3 | 3 |
| Banks in East Grand Forks, MN | 19 mi | 3 | 3 |
| Banks in Crookston, MN | 38 mi | 3 | 3 |
| Banks in Hallock, MN | 41 mi | 2 | 2 |
| Banks in Thief River Falls, MN | 44 mi | 3 | 5 |
| Banks in Red Lake Falls, MN | 45 mi | 2 | 2 |
| Banks in Ada, MN | 68 mi | 3 | 3 |
| Banks in Roseau, MN | 77 mi | 2 | 2 |
Bank branch openings and closings in Oslo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oslo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oslo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oslo offices.
Short answer: Frandsen Bank & Trust is the largest bank with offices in Oslo, with $3.66 billion in total assets on June 30, 2026, No. 359 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Frandsen Bank & Trust | $3.66 billion | No. 359 | 1 | Lonsdale, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oslo: FAQ
How many banks are in Oslo, MN?
Oslo has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Frandsen Bank & Trust in Oslo, MN?
Yes. FDIC data lists 1 Frandsen Bank & Trust branch in Oslo as of September 5, 2026. The address and directions are under Frandsen Bank & Trust above.
Is there a Chase in Oslo, MN?
No. FDIC data lists no Chase branch in Oslo as of September 5, 2026. The nearest is in Saint Cloud, about 230 miles away in a straight line.
What is the oldest bank in Oslo?
Frandsen Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Oslo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oslo?
Nearby cities with more banks include Warren, East Grand Forks, Crookston. Warren is 17 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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