US Bank Directory
Banks in Mountain Lake, MN
1 FDIC-insured bank operates 1 office in Mountain Lake, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Mountain Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Mountain Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mountain Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Prairie Bank is the only bank with an office in Mountain Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
United Prairie Bank Bank · 1
United Prairie Bank has 1 branch in Mountain Lake, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Mountain Lake, MN and show it operating since 1919. With $939.3 million in total assets on June 30, 2026, it ranks No. 1,108 of 4,232 U.S. banks by total assets. Its main office at 1141 3rd Ave dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1141 3rd Ave, 56159
Banking in Mountain Lake: the local picture
Short answer: 1 bank runs 1 branch in Mountain Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
United Prairie Bank has its main office in Mountain Lake, according to the FDIC.
The bank with the longest record here is United Prairie Bank, operating since 1919 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Mountain Lake, and where the nearest one is if they do not.
Short answer: No branches in Mountain Lake: Chase (nearest in Chaska, 88 mi), Wells Fargo (nearest in Mankato, 48 mi), Bank of America (nearest in Eden Prairie, 97 mi), PNC Bank, U.S. Bank (nearest in Fairmont, 31 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 48 mi), Regions Bank, TD Bank, BMO (nearest in Windom, 11 mi).
| Bank | In Mountain Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | Chaska, 88 miles away |
| Wells Fargo | None | Mankato, 48 miles away |
| Bank of America | None | Eden Prairie, 97 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fairmont, 31 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 48 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Windom, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mountain Lake to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mountain Lake residents like anyone else.
Banks near Mountain Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Windom (11 miles) and Saint James (15 miles). Windom, 11 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Windom, MN | 11 mi | 3 | 3 |
| Banks in Saint James, MN | 15 mi | 2 | 2 |
| Banks in Trimont, MN | 16 mi | 2 | 2 |
| Banks in Springfield, MN | 21 mi | 2 | 2 |
| Banks in Lakefield, MN | 22 mi | 3 | 3 |
| Banks in Jackson, MN | 22 mi | 3 | 3 |
| Banks in Madelia, MN | 26 mi | 2 | 2 |
| Banks in Sleepy Eye, MN | 27 mi | 2 | 2 |
Bank branch openings and closings in Mountain Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mountain Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Mountain Lake
Short answer: 1 institution has its main office in Mountain Lake: United Prairie Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| United Prairie Bank | Bank | $939.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Mountain Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mountain Lake offices.
Short answer: United Prairie Bank is the largest bank with offices in Mountain Lake, with $939.3 million in total assets on June 30, 2026, No. 1,108 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Prairie Bank | $939.3 million | No. 1,108 | 1 | Mountain Lake, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mountain Lake: FAQ
How many banks are in Mountain Lake, MN?
Mountain Lake has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a United Prairie Bank in Mountain Lake, MN?
Yes. FDIC data lists 1 United Prairie Bank branch in Mountain Lake as of September 5, 2026, the main office at 1141 3rd Ave. The address and directions are under United Prairie Bank above.
Is there a Chase in Mountain Lake, MN?
No. FDIC data lists no Chase branch in Mountain Lake as of September 5, 2026. The nearest is in Chaska, about 88 miles away in a straight line.
Which banks are headquartered in Mountain Lake?
United Prairie Bank has its main office in Mountain Lake, according to the FDIC.
What is the oldest bank in Mountain Lake?
United Prairie Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1919.
Did any bank branches open or close in Mountain Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mountain Lake?
Nearby cities with more banks include Windom, Saint James, Trimont. Windom is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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