US Bank Directory
Banks in Saint James, MN
2 FDIC-insured banks operate 2 offices in Saint James, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Saint James
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Saint James, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint James
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pioneer Bank and The First National Bank at St. James have the most locations in Saint James, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Saint James, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Mapleton, MN and show it operating since 1903. With $883.8 million in total assets on June 30, 2026, it ranks No. 1,167 of 4,232 U.S. banks by total assets. The St. James Branch at 123 Armstrong Blvd S dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. James Branch123 Armstrong Blvd S, 56081
The First National Bank at St. James Bank · 1
The First National Bank at St. James has 1 branch in Saint James, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Saint James, MN and show it operating since 1934. With $37.9 million in total assets on June 30, 2026, it ranks No. 4,133 of 4,232 U.S. banks by total assets. Its main office at 202 1st Ave S dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office202 1st Ave S, 56081
Banking in Saint James: the local picture
Short answer: 2 banks run 2 branches in Saint James according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Saint James, 1 elsewhere in Minnesota, according to the FDIC.
The bank with the longest record here is Pioneer Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank at St. James's office at 202 1st Ave S, dating to 1934; the newest is Pioneer Bank's at 123 Armstrong Blvd S, from 1936.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint James, and where the nearest one is if they do not.
Short answer: No branches in Saint James: Chase (nearest in Chaska, 75 mi), Wells Fargo (nearest in Mankato, 34 mi), Bank of America (nearest in Eden Prairie, 84 mi), PNC Bank, U.S. Bank (nearest in Fairmont, 24 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 34 mi), Regions Bank, TD Bank, BMO (nearest in Windom, 25 mi).
| Bank | In Saint James | Nearest branch if none here |
|---|---|---|
| Chase | None | Chaska, 75 miles away |
| Wells Fargo | None | Mankato, 34 miles away |
| Bank of America | None | Eden Prairie, 84 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fairmont, 24 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 34 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Windom, 25 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint James to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint James residents like anyone else.
Banks near Saint James
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Madelia (12 miles) and Trimont (16 miles). Fairmont, 24 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Madelia, MN | 12 mi | 2 | 2 |
| Banks in Trimont, MN | 16 mi | 2 | 2 |
| Banks in Sleepy Eye, MN | 22 mi | 2 | 2 |
| Banks in Fairmont, MN | 24 mi | 6 | 6 |
| Banks in New Ulm, MN | 25 mi | 5 | 5 |
| Banks in Springfield, MN | 25 mi | 2 | 2 |
| Banks in Windom, MN | 25 mi | 3 | 3 |
| Banks in Jackson, MN | 31 mi | 3 | 3 |
Bank branch openings and closings in Saint James
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint James between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint James
Short answer: 1 institution has its main office in Saint James: The First National Bank at St. James.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank at St. James | Bank | $37.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint James by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint James offices.
Short answer: Pioneer Bank is the largest bank with offices in Saint James, with $883.8 million in total assets on June 30, 2026, No. 1,167 among U.S. banks by total assets. The First National Bank at St. James is second with $37.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pioneer Bank | $883.8 million | No. 1,167 | 1 | Mapleton, MN |
| The First National Bank at St. James | $37.9 million | No. 4,133 | 1 | Saint James, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint James: FAQ
How many banks are in Saint James, MN?
Saint James has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint James?
Pioneer Bank, with 1. The First National Bank at St. James has 1.
Is there a Pioneer Bank in Saint James, MN?
Yes. FDIC data lists 1 Pioneer Bank branch in Saint James as of September 5, 2026. The address and directions are under Pioneer Bank above.
Is there a The First National Bank at St. James in Saint James, MN?
Yes. FDIC data lists 1 The First National Bank at St. James branch in Saint James as of September 5, 2026, the main office at 202 1st Ave S. The address and directions are under The First National Bank at St. James above.
Is there a Chase in Saint James, MN?
No. FDIC data lists no Chase branch in Saint James as of September 5, 2026. The nearest is in Chaska, about 75 miles away in a straight line.
Which banks are headquartered in Saint James?
The First National Bank at St. James has its main office in Saint James, according to the FDIC.
What is the oldest bank in Saint James?
Pioneer Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Saint James in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint James?
Nearby cities with more banks include Madelia, Trimont, Sleepy Eye. Madelia is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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