US Bank Directory

Banks in Saint James, MN

2 FDIC-insured banks operate 2 offices in Saint James, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Saint James

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Saint James, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Saint James

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pioneer Bank and The First National Bank at St. James have the most locations in Saint James, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pioneer Bank 1 branch · main office Mapleton, MN Bank · 1

Pioneer Bank has 1 branch in Saint James, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Mapleton, MN and show it operating since 1903. With $883.8 million in total assets on June 30, 2026, it ranks No. 1,167 of 4,232 U.S. banks by total assets. The St. James Branch at 123 Armstrong Blvd S dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • St. James Branch
    123 Armstrong Blvd S, 56081
    Hours: see the bank's site
Pioneer Bank: profile, branches and contacts
The First National Bank at St. James 1 branch · main office Saint James, MN Bank · 1

The First National Bank at St. James has 1 branch in Saint James, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Saint James, MN and show it operating since 1934. With $37.9 million in total assets on June 30, 2026, it ranks No. 4,133 of 4,232 U.S. banks by total assets. Its main office at 202 1st Ave S dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    202 1st Ave S, 56081
    Hours: see the bank's site
The First National Bank at St. James: profile, branches and contacts

Banking in Saint James: the local picture

Short answer: 2 banks run 2 branches in Saint James according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Saint James, 1 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is Pioneer Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank at St. James's office at 202 1st Ave S, dating to 1934; the newest is Pioneer Bank's at 123 Armstrong Blvd S, from 1936.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Saint James, and where the nearest one is if they do not.

Short answer: No branches in Saint James: Chase (nearest in Chaska, 75 mi), Wells Fargo (nearest in Mankato, 34 mi), Bank of America (nearest in Eden Prairie, 84 mi), PNC Bank, U.S. Bank (nearest in Fairmont, 24 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 34 mi), Regions Bank, TD Bank, BMO (nearest in Windom, 25 mi).

BankIn Saint JamesNearest branch if none here
ChaseNoneChaska, 75 miles away
Wells FargoNoneMankato, 34 miles away
Bank of AmericaNoneEden Prairie, 84 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneFairmont, 24 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneMankato, 34 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneWindom, 25 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint James to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint James residents like anyone else.

Banks near Saint James

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Madelia (12 miles) and Trimont (16 miles). Fairmont, 24 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Saint James

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Saint James between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Saint James

Short answer: 1 institution has its main office in Saint James: The First National Bank at St. James.

InstitutionTypeTotal assets, June 30, 2026Offices here
The First National Bank at St. JamesBank$37.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Saint James by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint James offices.

Short answer: Pioneer Bank is the largest bank with offices in Saint James, with $883.8 million in total assets on June 30, 2026, No. 1,167 among U.S. banks by total assets. The First National Bank at St. James is second with $37.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Pioneer Bank$883.8 millionNo. 1,1671Mapleton, MN
The First National Bank at St. James$37.9 millionNo. 4,1331Saint James, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Saint James: FAQ

How many banks are in Saint James, MN?

Saint James has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Saint James?

Pioneer Bank, with 1. The First National Bank at St. James has 1.

Is there a Pioneer Bank in Saint James, MN?

Yes. FDIC data lists 1 Pioneer Bank branch in Saint James as of September 5, 2026. The address and directions are under Pioneer Bank above.

Is there a The First National Bank at St. James in Saint James, MN?

Yes. FDIC data lists 1 The First National Bank at St. James branch in Saint James as of September 5, 2026, the main office at 202 1st Ave S. The address and directions are under The First National Bank at St. James above.

Is there a Chase in Saint James, MN?

No. FDIC data lists no Chase branch in Saint James as of September 5, 2026. The nearest is in Chaska, about 75 miles away in a straight line.

Which banks are headquartered in Saint James?

The First National Bank at St. James has its main office in Saint James, according to the FDIC.

What is the oldest bank in Saint James?

Pioneer Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Saint James in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Saint James?

Nearby cities with more banks include Madelia, Trimont, Sleepy Eye. Madelia is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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