US Bank Directory
Banks in Lino Lakes, MN
4 FDIC-insured banks operate 4 offices in Lino Lakes, Minnesota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lino Lakes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Lino Lakes, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lino Lakes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Lino Lakes, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers & Merchants Savings Bank Bank · 1
Farmers & Merchants Savings Bank has 1 branch in Lino Lakes, 2 across Minnesota and 7 nationwide. FDIC records list its main office in Manchester, IA and show it operating since 1925. With $616.8 million in total assets on June 30, 2026, it ranks No. 1,537 of 4,232 U.S. banks by total assets. The Lino Lakes Branch at 7641 Lake Dr dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lino Lakes Branch7641 Lake Dr, 55014
First Resource Bank Bank · 1
First Resource Bank has 1 branch in Lino Lakes, 7 across Minnesota and 8 nationwide. FDIC records list its main office in Lino Lakes, MN and show it operating since 2005. With $1.08 billion in total assets on June 30, 2026, it ranks No. 971 of 4,232 U.S. banks by total assets. Its main office at 7449 Village Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office7449 Village Dr, 55014
Members Choice Wv Credit Union Credit union · 1
Members Choice Wv Credit Union has 1 office in Lino Lakes, 1 across Minnesota. It is based in Charleston, WV and $93.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gbs - Sharetec7989 Lake Dr, 55014
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Smw Financial Credit Union Credit union · 1
Smw Financial Credit Union has 1 office in Lino Lakes, 2 across Minnesota. It is based in Lino Lakes, MN and $92.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office700 Apollo Dr, 55014
All hours
Mon to Fri 7:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lino Lakes, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Lino Lakes Branch at 7984 Lake Dr dates to 1980 in FDIC branch records. It opens on Saturday.
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Lino Lakes Branch7984 Lake Dr, 55014
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lino Lakes, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lino Lakes Branch at 640 Apollo Dr dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Lino Lakes Branch640 Apollo Dr, 55014
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lino Lakes
2 credit unions have 2 offices here: Members Choice Wv Credit Union and Smw Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lino Lakes page has every office in the state's directory.
Banking in Lino Lakes: the local picture
Short answer: 4 banks run 4 branches in Lino Lakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Lino Lakes and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers & Merchants Savings Bank's office at 7641 Lake Dr, dating to 1980; the newest is Wells Fargo's at 640 Apollo Dr, from 2006.
2 credit unions have 2 offices in Lino Lakes, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lino Lakes
Short answer: 2 of the 4 Lino Lakes locations with published hours open on Saturday, run by 2 institutions.
- U.S. Bank: 1 of 1 branch (7984 Lake Dr: Saturday 9 am to 12 pm)
- Smw Financial Credit Union: 1 of 1 office (700 Apollo Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lino Lakes, and where the nearest one is if they do not.
Short answer: In Lino Lakes: Wells Fargo (1), U.S. Bank (1). No branches in Lino Lakes: Chase (nearest in Blaine, 8 mi), Bank of America (nearest in Blaine, 6 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Blaine, 3 mi), Regions Bank, TD Bank, BMO (nearest in Blaine, 6 mi).
| Bank | In Lino Lakes | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Blaine, 8 miles away |
| Bank of America | None | Blaine, 6 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Blaine, 3 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Blaine, 6 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lino Lakes to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lino Lakes residents like anyone else.
Banks near Lino Lakes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hugo (6 miles) and Blaine (6 miles). Blaine, 6 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hugo, MN | 6 mi | 2 | 2 |
| Banks in Blaine, MN | 6 mi | 11 | 14 |
| Banks in Mounds View, MN | 7 mi | 2 | 2 |
| Banks in North Oaks, MN | 7 mi | 2 | 2 |
| Banks in Ham Lake, MN | 8 mi | 2 | 2 |
| Banks in Shoreview, MN | 8 mi | 4 | 4 |
| Banks in Forest Lake, MN | 8 mi | 9 | 9 |
| Banks in Vadnais Heights, MN | 9 mi | 2 | 2 |
Bank branch openings and closings in Lino Lakes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lino Lakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lino Lakes
Short answer: 2 institutions have their main office in Lino Lakes: First Resource Bank and Smw Financial Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Resource Bank | Bank | $1.08 billion | 1 |
| Smw Financial Credit Union | Credit union | $92.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lino Lakes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lino Lakes offices.
Short answer: Wells Fargo is the largest bank with offices in Lino Lakes, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| First Resource Bank | $1.08 billion | No. 971 | 1 | Lino Lakes, MN |
| Farmers & Merchants Savings Bank | $616.8 million | No. 1,537 | 1 | Manchester, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lino Lakes: FAQ
How many banks are in Lino Lakes, MN?
Lino Lakes has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lino Lakes?
Wells Fargo, with 1. U.S. Bank has 1 and First Resource Bank has 1.
Is there a Wells Fargo in Lino Lakes, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Lino Lakes as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Lino Lakes, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Lino Lakes as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a First Resource Bank in Lino Lakes, MN?
Yes. FDIC data lists 1 First Resource Bank branch in Lino Lakes as of September 5, 2026, the main office at 7449 Village Dr. The address and directions are under First Resource Bank above.
Is there a Chase in Lino Lakes, MN?
No. FDIC data lists no Chase branch in Lino Lakes as of September 5, 2026. The nearest is in Blaine, about 8 miles away in a straight line.
Which banks in Lino Lakes are open on Saturday?
U.S. Bank and Smw Financial Credit Union publish Saturday hours for one or more Lino Lakes locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lino Lakes?
First Resource Bank and Smw Financial Credit Union have their main office in Lino Lakes, according to the FDIC and the NCUA.
What is the oldest bank in Lino Lakes?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Lino Lakes?
Members Choice Wv Credit Union and Smw Financial Credit Union have offices in Lino Lakes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lino Lakes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lino Lakes?
Nearby cities with more banks include Hugo, Blaine, Mounds View. Hugo is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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