US Bank Directory
Banks in Lake Crystal, MN
1 FDIC-insured bank operates 1 office in Lake Crystal, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lake Crystal
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lake Crystal, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake Crystal
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Minnstar Bank is the only bank with an office in Lake Crystal. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Minnstar Bank Bank · 1
Minnstar Bank has 1 branch in Lake Crystal, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Lake Crystal, MN and show it operating since 1934. With $204.0 million in total assets on June 30, 2026, it ranks No. 2,961 of 4,232 U.S. banks by total assets. Its main office at 202 N Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office202 N Main St, 56055
Banking in Lake Crystal: the local picture
Short answer: 1 bank runs 1 branch in Lake Crystal according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Minnstar Bank has its main office in Lake Crystal, according to the FDIC.
The bank with the longest record here is Minnstar Bank, operating since 1934 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Crystal, and where the nearest one is if they do not.
Short answer: No branches in Lake Crystal: Chase (nearest in Chaska, 56 mi), Wells Fargo (nearest in Mankato, 11 mi), Bank of America (nearest in Eden Prairie, 64 mi), PNC Bank, U.S. Bank (nearest in Mankato, 11 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 11 mi), Regions Bank, TD Bank, BMO (nearest in Windom, 48 mi).
| Bank | In Lake Crystal | Nearest branch if none here |
|---|---|---|
| Chase | None | Chaska, 56 miles away |
| Wells Fargo | None | Mankato, 11 miles away |
| Bank of America | None | Eden Prairie, 64 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Mankato, 11 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 11 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Windom, 48 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Crystal to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Crystal residents like anyone else.
Banks near Lake Crystal
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Madelia (11 miles) and North Mankato (11 miles). Mankato, 13 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Madelia, MN | 11 mi | 2 | 2 |
| Banks in North Mankato, MN | 11 mi | 2 | 2 |
| Banks in Mankato, MN | 13 mi | 15 | 20 |
| Banks in Eagle Lake, MN | 17 mi | 2 | 2 |
| Banks in New Ulm, MN | 19 mi | 5 | 5 |
| Banks in Saint Peter, MN | 20 mi | 3 | 3 |
| Banks in Saint James, MN | 22 mi | 2 | 2 |
| Banks in Sleepy Eye, MN | 28 mi | 2 | 2 |
Bank branch openings and closings in Lake Crystal
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Crystal between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lake Crystal
Short answer: 1 institution has its main office in Lake Crystal: Minnstar Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Minnstar Bank | Bank | $204.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lake Crystal by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Crystal offices.
Short answer: Minnstar Bank is the largest bank with offices in Lake Crystal, with $204.0 million in total assets on June 30, 2026, No. 2,961 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Minnstar Bank | $204.0 million | No. 2,961 | 1 | Lake Crystal, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Crystal: FAQ
How many banks are in Lake Crystal, MN?
Lake Crystal has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Minnstar Bank in Lake Crystal, MN?
Yes. FDIC data lists 1 Minnstar Bank branch in Lake Crystal as of September 5, 2026, the main office at 202 N Main St. The address and directions are under Minnstar Bank above.
Is there a Chase in Lake Crystal, MN?
No. FDIC data lists no Chase branch in Lake Crystal as of September 5, 2026. The nearest is in Chaska, about 56 miles away in a straight line.
Which banks are headquartered in Lake Crystal?
Minnstar Bank has its main office in Lake Crystal, according to the FDIC.
What is the oldest bank in Lake Crystal?
Minnstar Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Did any bank branches open or close in Lake Crystal in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Crystal?
Nearby cities with more banks include Madelia, North Mankato, Mankato. Madelia is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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