US Bank Directory
Banks in Houston, MN
1 FDIC-insured bank operates 1 office in Houston, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Houston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Houston, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Houston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Rushford State Bank (Incorporated) is the only bank with an office in Houston. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Rushford State Bank (Incorporated) Bank · 1
Rushford State Bank (Incorporated) has 1 branch in Houston, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Rushford, MN and show it operating since 1867. With $114.7 million in total assets on June 30, 2026, it ranks No. 3,586 of 4,232 U.S. banks by total assets. The Houston Branch at 108 E Cedar St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Houston Branch108 E Cedar St, 55943
Banking in Houston: the local picture
Short answer: 1 bank runs 1 branch in Houston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Rushford State Bank (Incorporated) has its main office in Rushford, MN, according to the FDIC.
The bank with the longest record here is Rushford State Bank (Incorporated), operating since 1867 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Houston, and where the nearest one is if they do not.
Short answer: No branches in Houston: Chase (nearest in Cottage Grove, 101 mi), Wells Fargo (nearest in Winona, 20 mi), Bank of America (nearest in Apple Valley, 106 mi), PNC Bank, U.S. Bank (nearest in Rochester, 48 mi), Truist, Fifth Third Bank, Huntington (nearest in Cottage Grove, 101 mi), Regions Bank, TD Bank, BMO (nearest in Caledonia, 10 mi).
| Bank | In Houston | Nearest branch if none here |
|---|---|---|
| Chase | None | Cottage Grove, 101 miles away |
| Wells Fargo | None | Winona, 20 miles away |
| Bank of America | None | Apple Valley, 106 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Rochester, 48 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Cottage Grove, 101 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Caledonia, 10 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houston to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houston residents like anyone else.
Banks near Houston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Caledonia (10 miles) and Rushford (10 miles). Winona, 20 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Caledonia, MN | 10 mi | 3 | 3 |
| Banks in Rushford, MN | 10 mi | 2 | 2 |
| Banks in La Crescent, MN | 14 mi | 3 | 3 |
| Banks in Winona, MN | 20 mi | 6 | 10 |
| Banks in St. Charles, MN | 29 mi | 2 | 2 |
| Banks in Chatfield, MN | 32 mi | 2 | 2 |
| Banks in Plainview, MN | 41 mi | 2 | 2 |
| Banks in Spring Valley, MN | 42 mi | 4 | 4 |
Bank branch openings and closings in Houston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Houston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Houston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houston offices.
Short answer: Rushford State Bank (Incorporated) is the largest bank with offices in Houston, with $114.7 million in total assets on June 30, 2026, No. 3,586 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Rushford State Bank (Incorporated) | $114.7 million | No. 3,586 | 1 | Rushford, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Houston: FAQ
How many banks are in Houston, MN?
Houston has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Rushford State Bank (Incorporated) in Houston, MN?
Yes. FDIC data lists 1 Rushford State Bank (Incorporated) branch in Houston as of September 5, 2026. The address and directions are under Rushford State Bank (Incorporated) above.
Is there a Chase in Houston, MN?
No. FDIC data lists no Chase branch in Houston as of September 5, 2026. The nearest is in Cottage Grove, about 101 miles away in a straight line.
What is the oldest bank in Houston?
Rushford State Bank (Incorporated) has the longest record among banks with a branch here: the FDIC shows it operating since 1867.
Did any bank branches open or close in Houston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Houston?
Nearby cities with more banks include Caledonia, Rushford, La Crescent. Caledonia is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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