US Bank Directory

Banks in La Crescent, MN

3 FDIC-insured banks operate 3 offices in La Crescent, Minnesota, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: La Crescent

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in La Crescent, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in La Crescent

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Alerus Financial, Merchants Bank and ESB Bank have the most locations in La Crescent, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alerus Financial 1 branch · main office Grand Forks, ND Bank · 1

Alerus Financial has 1 branch in La Crescent, 15 across Minnesota and 27 nationwide. FDIC records list its main office in Grand Forks, ND and show it operating since 1933. With $5.28 billion in total assets on June 30, 2026, it ranks No. 282 of 4,232 U.S. banks by total assets. The 5 La Crescent Branch at 208 S Walnut St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 5 La Crescent Branch
    208 S Walnut St, 55947
    Hours: see the bank's site
Alerus Financial: profile, branches and contacts
Altra Credit Union 1 office · main office Onalaska, WI Credit union · 1

Altra Credit Union has 1 office in La Crescent, 4 across Minnesota. It is based in Onalaska, WI and $3.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Altra Federal Credit Union
    205 N Chestnut St, 55947
    (507) 895-3700Today: hours not published
    All hours

    Mon not published; Tue 9 am to 5:30 pm; Wed not published; Thu 9 am to 5:30 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Altra Credit Union: profile, branches and contacts
ESB Bank 1 branch · main office Caledonia, MN Bank · 1

ESB Bank has 1 branch in La Crescent, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Caledonia, MN and show it operating since 1909. With $208.9 million in total assets on June 30, 2026, it ranks No. 2,934 of 4,232 U.S. banks by total assets. The La Crescent Branch at 109 S Walnut St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • La Crescent Branch
    109 S Walnut St, 55947
    Hours: see the bank's site
ESB Bank: profile, branches and contacts
Merchants Bank 1 branch · main office Winona, MN Bank · 1

Merchants Bank has 1 branch in La Crescent, 20 across Minnesota and 22 nationwide. FDIC records list its main office in Winona, MN and show it operating since 1875. With $2.88 billion in total assets on June 30, 2026, it ranks No. 444 of 4,232 U.S. banks by total assets. The La Crescent Branch at 316 Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Merchants Bank: profile, branches and contacts

Join a credit union in La Crescent

1 credit union has 1 office here: Altra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in La Crescent page has every office in the state's directory.

Banking in La Crescent: the local picture

Short answer: 3 banks run 3 branches in La Crescent according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in La Crescent, 2 elsewhere in Minnesota and 1 out of state, according to the FDIC.

The bank with the longest record here is Merchants Bank, operating since 1875 according to the FDIC. In FDIC branch records, the longest-running branch is ESB Bank's office at 109 S Walnut St, dating to 1879; the newest is Merchants Bank's at 316 Main St, from 2003.

The only credit union with an office here is Altra Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in La Crescent

Short answer: None of the 1 La Crescent location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in La Crescent, and where the nearest one is if they do not.

Short answer: No branches in La Crescent: Chase (nearest in Cottage Grove, 107 mi), Wells Fargo (nearest in Winona, 23 mi), Bank of America (nearest in Woodbury, 111 mi), PNC Bank, U.S. Bank (nearest in Rochester, 59 mi), Truist, Fifth Third Bank, Huntington (nearest in Cottage Grove, 107 mi), Regions Bank, TD Bank, BMO (nearest in Caledonia, 17 mi).

BankIn La CrescentNearest branch if none here
ChaseNoneCottage Grove, 107 miles away
Wells FargoNoneWinona, 23 miles away
Bank of AmericaNoneWoodbury, 111 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneRochester, 59 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneCottage Grove, 107 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneCaledonia, 17 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of La Crescent to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to La Crescent residents like anyone else.

Banks near La Crescent

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Caledonia (17 miles) and Rushford (22 miles). Winona, 23 miles away, has the most banks nearby: 6.

Bank branch openings and closings in La Crescent

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in La Crescent between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in La Crescent by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its La Crescent offices.

Short answer: Alerus Financial is the largest bank with offices in La Crescent, with $5.28 billion in total assets on June 30, 2026, No. 282 among U.S. banks by total assets. Merchants Bank is second with $2.88 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Alerus Financial$5.28 billionNo. 2821Grand Forks, ND
Merchants Bank$2.88 billionNo. 4441Winona, MN
ESB Bank$208.9 millionNo. 2,9341Caledonia, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in La Crescent: FAQ

How many banks are in La Crescent, MN?

La Crescent has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in La Crescent?

Alerus Financial, with 1. Merchants Bank has 1 and ESB Bank has 1.

Is there a Alerus Financial in La Crescent, MN?

Yes. FDIC data lists 1 Alerus Financial branch in La Crescent as of September 5, 2026. The address and directions are under Alerus Financial above.

Is there a Merchants Bank in La Crescent, MN?

Yes. FDIC data lists 1 Merchants Bank branch in La Crescent as of September 5, 2026. The address and directions are under Merchants Bank above.

Is there a ESB Bank in La Crescent, MN?

Yes. FDIC data lists 1 ESB Bank branch in La Crescent as of September 5, 2026. The address and directions are under ESB Bank above.

Is there a Chase in La Crescent, MN?

No. FDIC data lists no Chase branch in La Crescent as of September 5, 2026. The nearest is in Cottage Grove, about 107 miles away in a straight line.

Which banks in La Crescent are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in La Crescent?

Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1875.

Which credit unions can I join in La Crescent?

Altra Credit Union has an office in La Crescent. Check each credit union's membership rules before you apply.

Did any bank branches open or close in La Crescent in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near La Crescent?

Nearby cities with more banks include Caledonia, Rushford, Winona. Caledonia is 17 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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