US Bank Directory
Banks in Cedar, MN
1 FDIC-insured bank operates 1 office in Cedar, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cedar
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cedar, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cedar
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank & Trust is the only bank with an office in Cedar. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank & Trust Bank · 1
First Bank & Trust has 1 branch in Cedar, 7 across Minnesota and 22 nationwide. FDIC records list its main office in Brookings, SD and show it operating since 1925. With $4.78 billion in total assets on June 30, 2026, it ranks No. 296 of 4,232 U.S. banks by total assets. The East Bethel Branch at 21420 Aberdeen St Ne dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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East Bethel Branch21420 Aberdeen St Ne, 55011
Banking in Cedar: the local picture
Short answer: 1 bank runs 1 branch in Cedar according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Bank & Trust has its main office in Brookings, SD, according to the FDIC.
The bank with the longest record here is First Bank & Trust, operating since 1925 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cedar, and where the nearest one is if they do not.
Short answer: No branches in Cedar: Chase (nearest in Andover, 10 mi), Wells Fargo (nearest in Andover, 10 mi), Bank of America (nearest in Blaine, 11 mi), PNC Bank, U.S. Bank (nearest in Andover, 11 mi), Truist, Fifth Third Bank, Huntington (nearest in Coon Rapids, 13 mi), Regions Bank, TD Bank, BMO (nearest in Ramsey, 12 mi).
| Bank | In Cedar | Nearest branch if none here |
|---|---|---|
| Chase | None | Andover, 10 miles away |
| Wells Fargo | None | Andover, 10 miles away |
| Bank of America | None | Blaine, 11 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Andover, 11 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Coon Rapids, 13 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ramsey, 12 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar residents like anyone else.
Banks near Cedar
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ham Lake (7 miles) and Isanti (10 miles). Forest Lake, 13 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ham Lake, MN | 7 mi | 2 | 2 |
| Banks in Isanti, MN | 10 mi | 2 | 2 |
| Banks in Andover, MN | 11 mi | 4 | 4 |
| Banks in Ramsey, MN | 13 mi | 3 | 3 |
| Banks in Anoka, MN | 13 mi | 5 | 5 |
| Banks in Coon Rapids, MN | 13 mi | 7 | 8 |
| Banks in Forest Lake, MN | 13 mi | 9 | 9 |
| Banks in Lino Lakes, MN | 13 mi | 4 | 4 |
Bank branch openings and closings in Cedar
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cedar between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cedar by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar offices.
Short answer: First Bank & Trust is the largest bank with offices in Cedar, with $4.78 billion in total assets on June 30, 2026, No. 296 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank & Trust | $4.78 billion | No. 296 | 1 | Brookings, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cedar: FAQ
How many banks are in Cedar, MN?
Cedar has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Bank & Trust in Cedar, MN?
Yes. FDIC data lists 1 First Bank & Trust branch in Cedar as of September 5, 2026. The address and directions are under First Bank & Trust above.
Is there a Chase in Cedar, MN?
No. FDIC data lists no Chase branch in Cedar as of September 5, 2026. The nearest is in Andover, about 10 miles away in a straight line.
What is the oldest bank in Cedar?
First Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1925.
Did any bank branches open or close in Cedar in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cedar?
Nearby cities with more banks include Ham Lake, Isanti, Andover. Ham Lake is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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