US Bank Directory

Banks in Buffalo Lake, MN

1 FDIC-insured bank operates 1 office in Buffalo Lake, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Buffalo Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Buffalo Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Buffalo Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Grand Marais State Bank is the only bank with an office in Buffalo Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Grand Marais State Bank 1 branch · main office Grand Marais, MN Bank · 1

Grand Marais State Bank has 1 branch in Buffalo Lake, 5 across Minnesota and 5 nationwide. FDIC records list its main office in Grand Marais, MN and show it operating since 1916. With $207.2 million in total assets on June 30, 2026, it ranks No. 2,944 of 4,232 U.S. banks by total assets. The Buffalo Lake Branch at 109 W Yellowstone Trl dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Buffalo Lake Branch
    109 W Yellowstone Trl, 55314
    Hours: see the bank's site
Grand Marais State Bank: profile, branches and contacts

Banking in Buffalo Lake: the local picture

Short answer: 1 bank runs 1 branch in Buffalo Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Grand Marais State Bank has its main office in Grand Marais, MN, according to the FDIC.

The bank with the longest record here is Grand Marais State Bank, operating since 1916 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Buffalo Lake, and where the nearest one is if they do not.

Short answer: No branches in Buffalo Lake: Chase (nearest in Chaska, 50 mi), Wells Fargo (nearest in Hutchinson, 16 mi), Bank of America (nearest in Eden Prairie, 59 mi), PNC Bank, U.S. Bank (nearest in Willmar, 34 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 50 mi), Regions Bank, TD Bank, BMO (nearest in Paynesville, 45 mi).

BankIn Buffalo LakeNearest branch if none here
ChaseNoneChaska, 50 miles away
Wells FargoNoneHutchinson, 16 miles away
Bank of AmericaNoneEden Prairie, 59 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneWillmar, 34 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneMankato, 50 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONonePaynesville, 45 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Buffalo Lake to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Buffalo Lake residents like anyone else.

Banks near Buffalo Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fairfax (15 miles) and Hutchinson (16 miles). Hutchinson, 16 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Buffalo Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Buffalo Lake between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 1, 2026OpenedGrand Marais State Bank109 W Yellowstone Trl, 55314

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Buffalo Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Buffalo Lake offices.

Short answer: Grand Marais State Bank is the largest bank with offices in Buffalo Lake, with $207.2 million in total assets on June 30, 2026, No. 2,944 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Grand Marais State Bank$207.2 millionNo. 2,9441Grand Marais, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Buffalo Lake: FAQ

How many banks are in Buffalo Lake, MN?

Buffalo Lake has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Grand Marais State Bank in Buffalo Lake, MN?

Yes. FDIC data lists 1 Grand Marais State Bank branch in Buffalo Lake as of September 5, 2026. The address and directions are under Grand Marais State Bank above.

Is there a Chase in Buffalo Lake, MN?

No. FDIC data lists no Chase branch in Buffalo Lake as of September 5, 2026. The nearest is in Chaska, about 50 miles away in a straight line.

What is the oldest bank in Buffalo Lake?

Grand Marais State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1916.

Did any bank branches open or close in Buffalo Lake in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Buffalo Lake?

Nearby cities with more banks include Fairfax, Hutchinson, Winthrop. Fairfax is 15 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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