Banks in Winthrop, MN

Bank branch map: Winthrop

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Winthrop, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Winthrop

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: MidCountry Bank and Perennial Bank have the most locations in Winthrop, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

MidCountry Bank 1 branch · main office Minneapolis, MN Bank · 1

MidCountry Bank has 1 branch in Winthrop, 16 across Minnesota and 16 nationwide. FDIC records list its main office in Minneapolis, MN and show it operating since 1933. With $1.07 billion in total assets on June 30, 2026, it ranks No. 984 of 4,232 U.S. banks by total assets. The Winthrop Branch at 122 E 2nd St dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winthrop Branch

  122 E 2nd St, 55396

  Hours: see the bank's site
  DirectionsWebsite

MidCountry Bank: profile, branches and contacts

Perennial Bank 1 branch · main office Darwin, MN Bank · 1

Perennial Bank has 1 branch in Winthrop, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Darwin, MN and show it operating since 1914. With $158.1 million in total assets on June 30, 2026, it ranks No. 3,264 of 4,232 U.S. banks by total assets. The Winthrop Br at 102 E 2nd St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winthrop Br

  102 E 2nd St, 55396

  Hours: see the bank's site
  DirectionsWebsite

Perennial Bank: profile, branches and contacts

Banking in Winthrop: the local picture

Short answer: 2 banks run 2 branches in Winthrop according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Winthrop, 2 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is Perennial Bank, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is Perennial Bank's office at 102 E 2nd St, dating to 1903; the newest is MidCountry Bank's at 122 E 2nd St, from 1933.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Winthrop, and where the nearest one is if they do not.

Short answer: No branches in Winthrop: Chase (nearest in Chaska, 41 mi), Wells Fargo (nearest in Hutchinson, 24 mi), Bank of America (nearest in Eden Prairie, 50 mi), PNC Bank, U.S. Bank (nearest in Mankato, 32 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 32 mi), Regions Bank, TD Bank, BMO (nearest in Chanhassen, 46 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winthrop to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winthrop residents like anyone else.

Banks near Winthrop

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gaylord (7 miles) and New Ulm (16 miles). Hutchinson, 24 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Winthrop

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winthrop between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winthrop by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winthrop offices.

Short answer: MidCountry Bank is the largest bank with offices in Winthrop, with $1.07 billion in total assets on June 30, 2026, No. 984 among U.S. banks by total assets. Perennial Bank is second with $158.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winthrop: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.