US Bank Directory
Banks in Pickford, MI
1 FDIC-insured bank operates 1 office in Pickford, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Pickford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Pickford, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pickford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Central Savings Bank is the only bank with an office in Pickford. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
4front Credit Union Credit union · 1
4front Credit Union has 1 office in Pickford, 23 across Michigan. It is based in Traverse City, MI and $1.02 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pickford7196 E Charles, 49774
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Central Savings Bank Bank · 1
Central Savings Bank has 1 branch in Pickford, 9 across Michigan and 9 nationwide. FDIC records list its main office in Sault Sainte Marie, MI and show it operating since 1902. With $516.8 million in total assets on June 30, 2026, it ranks No. 1,752 of 4,232 U.S. banks by total assets. The Pickford Branch at 125 E Harold St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pickford Branch125 E Harold St, 49774
Join a credit union in Pickford
1 credit union has 1 office here: 4front Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pickford page has every office in the state's directory.
Banking in Pickford: the local picture
Short answer: 1 bank runs 1 branch in Pickford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Central Savings Bank has its main office in Sault Sainte Marie, MI, according to the FDIC.
The bank with the longest record here is Central Savings Bank, operating since 1902 according to the FDIC.
The only credit union with an office here is 4front Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Pickford
Short answer: None of the 1 Pickford location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pickford, and where the nearest one is if they do not.
Short answer: No branches in Pickford: Chase (nearest in Harbor Springs, 58 mi), Wells Fargo (nearest in Birmingham, 257 mi), Bank of America (nearest in Grand Rapids, 226 mi), PNC Bank (nearest in Cheboygan, 36 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Petoskey, 61 mi), Huntington (nearest in Sault Ste. Marie, 23 mi), Regions Bank, TD Bank, BMO.
| Bank | In Pickford | Nearest branch if none here |
|---|---|---|
| Chase | None | Harbor Springs, 58 miles away |
| Wells Fargo | None | Birmingham, 257 miles away |
| Bank of America | None | Grand Rapids, 226 miles away |
| PNC Bank | None | Cheboygan, 36 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Petoskey, 61 miles away |
| Huntington | None | Sault Ste. Marie, 23 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pickford to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pickford residents like anyone else.
Banks near Pickford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cedarville (11 miles) and Sault Ste. Marie (23 miles). Petoskey, 62 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cedarville, MI | 11 mi | 2 | 2 |
| Banks in Sault Ste. Marie, MI | 23 mi | 2 | 2 |
| Banks in Mackinac Island, MI | 25 mi | 2 | 2 |
| Banks in St. Ignace, MI | 27 mi | 2 | 4 |
| Banks in Cheboygan, MI | 36 mi | 4 | 7 |
| Banks in Newberry, MI | 56 mi | 2 | 2 |
| Banks in Harbor Springs, MI | 58 mi | 2 | 4 |
| Banks in Petoskey, MI | 62 mi | 7 | 11 |
Bank branch openings and closings in Pickford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pickford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Pickford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pickford offices.
Short answer: Central Savings Bank is the largest bank with offices in Pickford, with $516.8 million in total assets on June 30, 2026, No. 1,752 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central Savings Bank | $516.8 million | No. 1,752 | 1 | Sault Sainte Marie, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pickford: FAQ
How many banks are in Pickford, MI?
Pickford has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Central Savings Bank in Pickford, MI?
Yes. FDIC data lists 1 Central Savings Bank branch in Pickford as of September 5, 2026. The address and directions are under Central Savings Bank above.
Is there a Chase in Pickford, MI?
No. FDIC data lists no Chase branch in Pickford as of September 5, 2026. The nearest is in Harbor Springs, about 58 miles away in a straight line.
Which banks in Pickford are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Pickford?
Central Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Pickford?
4front Credit Union has an office in Pickford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pickford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pickford?
Nearby cities with more banks include Cedarville, Sault Ste. Marie, Mackinac Island. Cedarville is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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