US Bank Directory

Banks in Sault Ste. Marie, MI

2 FDIC-insured banks operate 2 offices in Sault Ste. Marie, Michigan.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Sault Ste. Marie

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Sault Ste. Marie, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sault Ste. Marie

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington and Nicolet Bank have the most locations in Sault Ste. Marie, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Sault Ste. Marie, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Sault Ste. Marie Branch at 511 Ashmun St dates to 1886 in FDIC branch records. Its published hours do not list Saturday.

  • Sault Ste. Marie Branch
    511 Ashmun St, 49783
    (906) 635-5251Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
Nicolet Bank Nicolet National Bank · 1 branch · main office Green Bay, WI Bank · 1

Nicolet Bank has 1 branch in Sault Ste. Marie, 15 across Michigan and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Sault Ste Marie Branch at 138 Ridge St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sault Ste Marie Branch
    138 Ridge St, 49783
    Hours: see the bank's site
Nicolet Bank: profile, branches and contacts

Banking in Sault Ste. Marie: the local picture

Short answer: 2 banks run 2 branches in Sault Ste. Marie according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sault Ste. Marie and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 511 Ashmun St, dating to 1886; the newest is Nicolet Bank's at 138 Ridge St, from 1995.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Sault Ste. Marie

Short answer: None of the 1 Sault Ste. Marie location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sault Ste. Marie, and where the nearest one is if they do not.

Short answer: In Sault Ste. Marie: Huntington (1). No branches in Sault Ste. Marie: Chase (nearest in Harbor Springs, 79 mi), Wells Fargo (nearest in Birmingham, 279 mi), Bank of America (nearest in Grand Rapids, 249 mi), PNC Bank (nearest in Cheboygan, 59 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Petoskey, 83 mi), Regions Bank, TD Bank, BMO.

BankIn Sault Ste. MarieNearest branch if none here
Huntington1 branchhere
ChaseNoneHarbor Springs, 79 miles away
Wells FargoNoneBirmingham, 279 miles away
Bank of AmericaNoneGrand Rapids, 249 miles away
PNC BankNoneCheboygan, 59 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNonePetoskey, 83 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sault Ste. Marie to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sault Ste. Marie residents like anyone else.

Banks near Sault Ste. Marie

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cedarville (35 miles) and Mackinac Island (47 miles). Petoskey, 83 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Sault Ste. Marie

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sault Ste. Marie between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sault Ste. Marie by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sault Ste. Marie offices.

Short answer: Huntington is the largest bank with offices in Sault Ste. Marie, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Nicolet Bank is second with $15.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
Nicolet Bank$15.39 billionNo. 1261Green Bay, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sault Ste. Marie: FAQ

How many banks are in Sault Ste. Marie, MI?

Sault Ste. Marie has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Sault Ste. Marie?

Huntington, with 1. Nicolet Bank has 1.

Is there a Huntington in Sault Ste. Marie, MI?

Yes. FDIC data lists 1 Huntington branch in Sault Ste. Marie as of September 5, 2026. The address and directions are under Huntington above.

Is there a Nicolet Bank in Sault Ste. Marie, MI?

Yes. FDIC data lists 1 Nicolet Bank branch in Sault Ste. Marie as of September 5, 2026. The address and directions are under Nicolet Bank above.

Is there a Chase in Sault Ste. Marie, MI?

No. FDIC data lists no Chase branch in Sault Ste. Marie as of September 5, 2026. The nearest is in Harbor Springs, about 79 miles away in a straight line.

Which banks in Sault Ste. Marie are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Sault Ste. Marie?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Sault Ste. Marie in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sault Ste. Marie?

Nearby cities with more banks include Cedarville, Mackinac Island, St. Ignace. Cedarville is 35 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Huntington)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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