US Bank Directory

Banks in Birch Run, MI

1 FDIC-insured bank operates 1 office in Birch Run, Michigan, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Birch Run

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Birch Run, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Birch Run

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: ChoiceOne Bank is the only bank with an office in Birch Run. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Frankenmuth Credit Union 2 offices · main office Frankenmuth, MI Credit union · 2

Frankenmuth Credit Union has 2 officees in Birch Run, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Birch Run locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Birch Run
    8131 Main St, 48415
    (989) 497-1600Today 8 am to 5 pm
    All hours

    Mon to Wed 8 am to 5 pm; Thu 10 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Meijer Drive South Birch Run
    9430 Meijer South Drive, 48415
    (989) 497-1600Today 10 am to 7 pm
    All hours

    Mon 9 am to 7 pm; Tue to Wed 10 am to 7 pm; Thu not published; Fri 9 am to 7 pm; Sat 9 am to 4 pm; Sun 10 am to 4 pm

    Hours: NCUA, March 31, 2026

Frankenmuth Credit Union: profile, branches and contacts
ChoiceOne Bank 1 branch · main office Sparta, MI Bank · 1

ChoiceOne Bank has 1 branch in Birch Run, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. The Birch Run Branch at 8412 Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

ChoiceOne Bank: profile, branches and contacts
Great Lakes Credit Union 1 office · main office Bay City, MI Credit union · 1

Great Lakes Credit Union has 1 office in Birch Run, 4 across Michigan. It is based in Bay City, MI and $60.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Great Lakes Fcu
    9315 Tiffany Blvd, 48415
    (989) 624-9344Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Great Lakes Credit Union: profile, branches and contacts

Join a credit union in Birch Run

2 credit unions have 3 offices here: Frankenmuth Credit Union and Great Lakes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Birch Run page has every office in the state's directory.

Banking in Birch Run: the local picture

Short answer: 1 bank runs 1 branch in Birch Run according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

ChoiceOne Bank has its main office in Sparta, MI, according to the FDIC.

The bank with the longest record here is ChoiceOne Bank, operating since 1898 according to the FDIC.

2 credit unions have 3 offices in Birch Run, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Birch Run

Short answer: 2 of the 3 Birch Run locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Birch Run, and where the nearest one is if they do not.

Short answer: No branches in Birch Run: Chase (nearest in Clio, 5 mi), Wells Fargo (nearest in Birmingham, 57 mi), Bank of America (nearest in Clarkston, 39 mi), PNC Bank (nearest in Clio, 6 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Flint, 17 mi), Huntington (nearest in Clio, 6 mi), Regions Bank, TD Bank, BMO.

BankIn Birch RunNearest branch if none here
ChaseNoneClio, 5 miles away
Wells FargoNoneBirmingham, 57 miles away
Bank of AmericaNoneClarkston, 39 miles away
PNC BankNoneClio, 6 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneFlint, 17 miles away
HuntingtonNoneClio, 6 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Birch Run to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Birch Run residents like anyone else.

Banks near Birch Run

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clio (5 miles) and Frankenmuth (7 miles). Saginaw, 17 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Birch Run

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Birch Run between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Birch Run by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Birch Run offices.

Short answer: ChoiceOne Bank is the largest bank with offices in Birch Run, with $4.45 billion in total assets on June 30, 2026, No. 312 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
ChoiceOne Bank$4.45 billionNo. 3121Sparta, MI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Birch Run: FAQ

How many banks are in Birch Run, MI?

Birch Run has 1 bank with 1 branch and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a ChoiceOne Bank in Birch Run, MI?

Yes. FDIC data lists 1 ChoiceOne Bank branch in Birch Run as of September 5, 2026. The address and directions are under ChoiceOne Bank above.

Is there a Chase in Birch Run, MI?

No. FDIC data lists no Chase branch in Birch Run as of September 5, 2026. The nearest is in Clio, about 5 miles away in a straight line.

Which banks in Birch Run are open on Saturday?

Frankenmuth Credit Union and Great Lakes Credit Union publish Saturday hours for one or more Birch Run locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Birch Run?

ChoiceOne Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Which credit unions can I join in Birch Run?

Frankenmuth Credit Union and Great Lakes Credit Union have offices in Birch Run. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Birch Run in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Birch Run?

Nearby cities with more banks include Clio, Frankenmuth, Flushing. Clio is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds