US Bank Directory
Banks in Winthrop, ME
2 FDIC-insured banks operate 2 offices in Winthrop, Maine, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Winthrop
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Winthrop, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Winthrop
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Camden National Bank and Kennebec Savings Bank have the most locations in Winthrop, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Camden National Bank Bank · 1
Camden National Bank has 1 branch in Winthrop, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Winthrop Branch at 18 Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winthrop Branch18 Main St, 04364
Kennebec Savings Bank Bank · 1
Kennebec Savings Bank has 1 branch in Winthrop, 8 across Maine and 8 nationwide. FDIC records list its main office in Augusta, ME and show it operating since 1870. With $1.87 billion in total assets on June 30, 2026, it ranks No. 633 of 4,232 U.S. banks by total assets. The Winthrop Branch at 84 Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winthrop Branch84 Main St, 04364
Winthrop Area Credit Union Credit union · 1
Winthrop Area Credit Union has 1 office in Winthrop, 1 across Maine. It is based in Winthrop, ME and $105.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office94 Highland Ave, 04364
All hours
Mon to Thu 7:30 am to 5 pm; Fri 7:30 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Winthrop
1 credit union has 1 office here: Winthrop Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winthrop page has every office in the state's directory.
Banking in Winthrop: the local picture
Short answer: 2 banks run 2 branches in Winthrop according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Winthrop, 2 elsewhere in Maine, according to the FDIC.
The bank with the longest record here is Kennebec Savings Bank, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Kennebec Savings Bank's office at 84 Main St, dating to 1992; the newest is Camden National Bank's at 18 Main St, from 1992.
The only credit union with an office here is Winthrop Area Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Winthrop
Short answer: None of the 1 Winthrop location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winthrop, and where the nearest one is if they do not.
Short answer: No branches in Winthrop: Chase (nearest in Yarmouth, 36 mi), Wells Fargo, Bank of America (nearest in Brunswick, 27 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Augusta, 9 mi), BMO.
| Bank | In Winthrop | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 36 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 27 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Augusta, 9 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winthrop to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winthrop residents like anyone else.
Banks near Winthrop
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hallowell (9 miles) and Augusta (9 miles). Auburn, 19 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hallowell, ME | 9 mi | 2 | 2 |
| Banks in Augusta, ME | 9 mi | 7 | 10 |
| Banks in Jay, ME | 17 mi | 2 | 2 |
| Banks in Lewiston, ME | 18 mi | 7 | 7 |
| Banks in Auburn, ME | 19 mi | 9 | 9 |
| Banks in Waterville, ME | 24 mi | 6 | 8 |
| Banks in Topsham, ME | 25 mi | 2 | 2 |
| Banks in Wiscasset, ME | 26 mi | 3 | 3 |
Bank branch openings and closings in Winthrop
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winthrop between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winthrop
Short answer: 1 institution has its main office in Winthrop: Winthrop Area Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Winthrop Area Credit Union | Credit union | $105.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winthrop by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winthrop offices.
Short answer: Camden National Bank is the largest bank with offices in Winthrop, with $6.94 billion in total assets on June 30, 2026, No. 224 among U.S. banks by total assets. Kennebec Savings Bank is second with $1.87 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Camden National Bank | $6.94 billion | No. 224 | 1 | Camden, ME |
| Kennebec Savings Bank | $1.87 billion | No. 633 | 1 | Augusta, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winthrop: FAQ
How many banks are in Winthrop, ME?
Winthrop has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Winthrop?
Camden National Bank, with 1. Kennebec Savings Bank has 1.
Is there a Camden National Bank in Winthrop, ME?
Yes. FDIC data lists 1 Camden National Bank branch in Winthrop as of September 5, 2026. The address and directions are under Camden National Bank above.
Is there a Kennebec Savings Bank in Winthrop, ME?
Yes. FDIC data lists 1 Kennebec Savings Bank branch in Winthrop as of September 5, 2026. The address and directions are under Kennebec Savings Bank above.
Is there a Chase in Winthrop, ME?
No. FDIC data lists no Chase branch in Winthrop as of September 5, 2026. The nearest is in Yarmouth, about 36 miles away in a straight line.
Which banks in Winthrop are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Winthrop?
Winthrop Area Credit Union has its main office in Winthrop, according to the FDIC and the NCUA.
What is the oldest bank in Winthrop?
Kennebec Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Winthrop?
Winthrop Area Credit Union has an office in Winthrop. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Winthrop in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winthrop?
Nearby cities with more banks include Hallowell, Augusta, Jay. Hallowell is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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