US Bank Directory
Banks in Waterville, ME
6 FDIC-insured banks operate 8 offices in Waterville, Maine, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waterville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Waterville, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waterville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Camden National Bank and Kennebec Savings Bank have the most locations in Waterville, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Camden National Bank Bank · 2
Camden National Bank has 2 branches in Waterville, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterville location is the Waterville - Main Street at 150 Main St, dating to 1923; the newest, at 258 Kennedy Memorial Dr, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Waterville - Main Street150 Main St, 04901
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Waterville Kmd Branch258 Kennedy Memorial Dr, 04901
Kennebec Savings Bank Bank · 2
Kennebec Savings Bank has 2 branches in Waterville, 8 across Maine and 8 nationwide. FDIC records list its main office in Augusta, ME and show it operating since 1870. With $1.87 billion in total assets on June 30, 2026, it ranks No. 633 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterville location is the Waterville Branch at 226 Main St, dating to 1887; the newest, at 11 Washington St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Washington Street Branch11 Washington St, 04901
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Waterville Branch226 Main St, 04901
New Dimensions Credit Union Credit union · 2
New Dimensions Credit Union has 2 officees in Waterville, 4 across Maine. It is based in Waterville, ME and $241.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Waterville locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office94 Silver St, 04901
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Digital Branch61 Grove St, 04901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ancorum Credit Union Credit union · 1
Ancorum Credit Union has 1 office in Waterville, 15 across Maine. It is based in Bath, ME and $405.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ancorum Credit Union80 Waterville Commons Dr, 04901
All hours
Mon to Fri 8:30 am to 7 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Waterville, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Main Street Waterville Branch at 366 Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Street Waterville Branch366 Main St, 04901
Bar Harbor Bank & Trust Bank · 1
Bar Harbor Bank & Trust has 1 branch in Waterville, 22 across Maine and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. The Main Street Waterville Branch at 335 Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Street Waterville Branch335 Main St, 04901
K V Credit Union Credit union · 1
K V Credit Union has 1 office in Waterville, 3 across Maine. It is based in Augusta, ME and $138.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waterville Branch299 Main St, 04901
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Waterville, 30 across Maine and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Waterville Branch at 110 Main St dates to 1941 in FDIC branch records. It opens on Saturday.
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Waterville Branch110 Main St, 04901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Ksw Credit Union Credit union · 1
Ksw Credit Union has 1 office in Waterville, 2 across Maine. It is based in Waterville, ME and $120.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office222 College Ave, 04901
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Maine State Credit Union Credit union · 1
Maine State Credit Union has 1 office in Waterville, 5 across Maine. It is based in Augusta, ME and $787.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waterville Branch81 Grove St, 04901
All hours
Mon to Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Waterville, 28 across Maine and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Waterville- Main St. Branch at 182 Main St dates to 1852 in FDIC branch records. It opens on Saturday.
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Waterville- Main St. Branch182 Main St, 04901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Waterville
5 credit unions have 6 offices here: New Dimensions Credit Union, Maine State Credit Union, Ancorum Credit Union, K V Credit Union and Ksw Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waterville page has every office in the state's directory.
Banking in Waterville: the local picture
Short answer: 6 banks run 8 branches in Waterville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Waterville, 4 elsewhere in Maine and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 182 Main St, dating to 1852; the newest is Kennebec Savings Bank's at 11 Washington St, from 2021.
5 credit unions have 6 offices in Waterville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Waterville
Short answer: 3 of the 8 Waterville locations with published hours open on Saturday, run by 3 institutions.
- TD Bank: 1 of 1 branch (182 Main St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (110 Main St: Saturday 9 am to 12 pm)
- Ancorum Credit Union: 1 of 1 office (80 Waterville Commons Dr: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waterville, and where the nearest one is if they do not.
Short answer: In Waterville: TD Bank (1). No branches in Waterville: Chase (nearest in Yarmouth, 58 mi), Wells Fargo, Bank of America (nearest in Brunswick, 47 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Waterville | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Yarmouth, 58 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 47 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waterville to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waterville residents like anyone else.
Banks near Waterville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Skowhegan (15 miles) and Augusta (18 miles). Augusta, 18 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Skowhegan, ME | 15 mi | 3 | 3 |
| Banks in Augusta, ME | 18 mi | 7 | 10 |
| Banks in Hallowell, ME | 20 mi | 2 | 2 |
| Banks in Pittsfield, ME | 20 mi | 2 | 2 |
| Banks in Madison, ME | 21 mi | 3 | 3 |
| Banks in Winthrop, ME | 24 mi | 2 | 2 |
| Banks in Farmington, ME | 26 mi | 4 | 6 |
| Banks in Newport, ME | 26 mi | 4 | 4 |
Bank branch openings and closings in Waterville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waterville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waterville
Short answer: 2 institutions have their main office in Waterville: New Dimensions Credit Union and Ksw Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| New Dimensions Credit Union | Credit union | $241.4 million | 2 |
| Ksw Credit Union | Credit union | $120.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waterville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waterville offices.
Short answer: TD Bank is the largest bank with offices in Waterville, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Camden National Bank | $6.94 billion | No. 224 | 2 | Camden, ME |
| Bar Harbor Bank & Trust | $4.73 billion | No. 297 | 1 | Bar Harbor, ME |
| Kennebec Savings Bank | $1.87 billion | No. 633 | 2 | Augusta, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waterville: FAQ
How many banks are in Waterville, ME?
Waterville has 6 banks with 8 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waterville?
Camden National Bank, with 2. Kennebec Savings Bank has 2 and TD Bank has 1.
Is there a Camden National Bank in Waterville, ME?
Yes. FDIC data lists 2 Camden National Bank branches in Waterville as of September 5, 2026. Its branches are listed under Camden National Bank above, with the address and directions for each.
Is there a Kennebec Savings Bank in Waterville, ME?
Yes. FDIC data lists 2 Kennebec Savings Bank branches in Waterville as of September 5, 2026. Its branches are listed under Kennebec Savings Bank above, with the address and directions for each.
Is there a TD Bank in Waterville, ME?
Yes. FDIC data lists 1 TD Bank branch in Waterville as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Chase in Waterville, ME?
No. FDIC data lists no Chase branch in Waterville as of September 5, 2026. The nearest is in Yarmouth, about 58 miles away in a straight line.
Which banks in Waterville are open on Saturday?
TD Bank, KeyBank and Ancorum Credit Union publish Saturday hours for one or more Waterville locations. The Saturday section above lists each one with its hours. 6 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waterville?
New Dimensions Credit Union and Ksw Credit Union have their main office in Waterville, according to the FDIC and the NCUA.
What is the oldest bank in Waterville?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Waterville?
New Dimensions Credit Union, Maine State Credit Union, Ancorum Credit Union and K V Credit Union and 1 more have offices in Waterville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waterville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waterville?
Nearby cities with more banks include Skowhegan, Augusta, Hallowell. Skowhegan is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: KeyBank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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