US Bank Directory

Banks in Waldoboro, ME

2 FDIC-insured banks operate 2 offices in Waldoboro, Maine.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Waldoboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Waldoboro, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waldoboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Camden National Bank and First National Bank have the most locations in Waldoboro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Camden National Bank The Camden National Bank · 1 branch · main office Camden, ME Bank · 1

Camden National Bank has 1 branch in Waldoboro, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Waldoboro Branch at 1768 Atlantic Hwy dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waldoboro Branch
    1768 Atlantic Hwy, 04572
    Hours: see the bank's site
Camden National Bank: profile, branches and contacts
First National Bank 1 branch · main office Damariscotta, ME Bank · 1

First National Bank has 1 branch in Waldoboro, 18 across Maine and 18 nationwide. FDIC records list its main office in Damariscotta, ME and show it operating since 1864. With $3.18 billion in total assets on June 30, 2026, it ranks No. 407 of 4,232 U.S. banks by total assets. The Waldoboro Branch at 1471 Atlantic Hwy dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waldoboro Branch
    1471 Atlantic Hwy, 04572
    Hours: see the bank's site
First National Bank: profile, branches and contacts

Banking in Waldoboro: the local picture

Short answer: 2 banks run 2 branches in Waldoboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Waldoboro, 2 elsewhere in Maine, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Camden National Bank's office at 1768 Atlantic Hwy, dating to 1891; the newest is First National Bank's at 1471 Atlantic Hwy, from 1975.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Waldoboro, and where the nearest one is if they do not.

Short answer: No branches in Waldoboro: Chase (nearest in Yarmouth, 45 mi), Wells Fargo, Bank of America (nearest in Brunswick, 32 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Rockland, 13 mi), BMO.

BankIn WaldoboroNearest branch if none here
ChaseNoneYarmouth, 45 miles away
Wells FargoNonenone in Maine
Bank of AmericaNoneBrunswick, 32 miles away
PNC BankNonenone in Maine
U.S. BankNonenone in Maine
TruistNonenone in Maine
Fifth Third BankNonenone in Maine
HuntingtonNonenone in Maine
Regions BankNonenone in Maine
TD BankNoneRockland, 13 miles away
BMONonenone in Maine

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waldoboro to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waldoboro residents like anyone else.

Banks near Waldoboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Damariscotta (9 miles) and Union (11 miles). Rockland, 13 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Waldoboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waldoboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waldoboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waldoboro offices.

Short answer: Camden National Bank is the largest bank with offices in Waldoboro, with $6.94 billion in total assets on June 30, 2026, No. 224 among U.S. banks by total assets. First National Bank is second with $3.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Camden National Bank$6.94 billionNo. 2241Camden, ME
First National Bank$3.18 billionNo. 4071Damariscotta, ME

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waldoboro: FAQ

How many banks are in Waldoboro, ME?

Waldoboro has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Waldoboro?

Camden National Bank, with 1. First National Bank has 1.

Is there a Camden National Bank in Waldoboro, ME?

Yes. FDIC data lists 1 Camden National Bank branch in Waldoboro as of September 5, 2026. The address and directions are under Camden National Bank above.

Is there a First National Bank in Waldoboro, ME?

Yes. FDIC data lists 1 First National Bank branch in Waldoboro as of September 5, 2026. The address and directions are under First National Bank above.

Is there a Chase in Waldoboro, ME?

No. FDIC data lists no Chase branch in Waldoboro as of September 5, 2026. The nearest is in Yarmouth, about 45 miles away in a straight line.

What is the oldest bank in Waldoboro?

First National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Did any bank branches open or close in Waldoboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waldoboro?

Nearby cities with more banks include Damariscotta, Union, Rockland. Damariscotta is 9 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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