US Bank Directory
Banks in Damariscotta, ME
5 FDIC-insured banks operate 5 offices in Damariscotta, Maine.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Damariscotta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Damariscotta, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Damariscotta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Damariscotta, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Damariscotta, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Damariscotta Branch at 619 Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Damariscotta Branch619 Main St, 04543
Bath Savings Institution Bank · 1
Bath Savings Institution has 1 branch in Damariscotta, 13 across Maine and 13 nationwide. FDIC records list its main office in Bath, ME and show it operating since 1852. With $1.50 billion in total assets on June 30, 2026, it ranks No. 740 of 4,232 U.S. banks by total assets. The Damariscotta Branch at 8 Church St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Damariscotta Branch8 Church St, 04543
Camden National Bank Bank · 1
Camden National Bank has 1 branch in Damariscotta, 56 across Maine and 74 nationwide. FDIC records list its main office in Camden, ME and show it operating since 1875. With $6.94 billion in total assets on June 30, 2026, it ranks No. 224 of 4,232 U.S. banks by total assets. The Damariscotta Branch at 435 Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Damariscotta Branch435 Main St, 04543
First Federal Savings and Loan Association of Bath Bank · 1
First Federal Savings and Loan Association of Bath has 1 branch in Damariscotta, 5 across Maine and 5 nationwide. FDIC records list its main office in Bath, ME and show it operating since 1935. With $189.1 million in total assets on June 30, 2026, it ranks No. 3,069 of 4,232 U.S. banks by total assets. The 238 Main Street Branch at 283 Main St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
238 Main Street Branch283 Main St, 04543
First National Bank Bank · 1
First National Bank has 1 branch in Damariscotta, 18 across Maine and 18 nationwide. FDIC records list its main office in Damariscotta, ME and show it operating since 1864. With $3.18 billion in total assets on June 30, 2026, it ranks No. 407 of 4,232 U.S. banks by total assets. Its main office at 223 Main St dates to 1864 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office223 Main St, 04543
Banking in Damariscotta: the local picture
Short answer: 5 banks run 5 branches in Damariscotta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Damariscotta, 4 elsewhere in Maine, according to the FDIC.
The bank with the longest record here is Bangor Savings Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank's office at 223 Main St, dating to 1864; the newest is Bangor Savings Bank's at 619 Main St, from 2008.
None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Damariscotta, and where the nearest one is if they do not.
Short answer: No branches in Damariscotta: Chase (nearest in Yarmouth, 36 mi), Wells Fargo, Bank of America (nearest in Brunswick, 24 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Rockland, 21 mi), BMO.
| Bank | In Damariscotta | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 36 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 24 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Rockland, 21 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Damariscotta to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Damariscotta residents like anyone else.
Banks near Damariscotta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waldoboro (9 miles) and Wiscasset (9 miles). Brunswick, 23 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waldoboro, ME | 9 mi | 2 | 2 |
| Banks in Wiscasset, ME | 9 mi | 3 | 3 |
| Banks in Boothbay Harbor, ME | 13 mi | 5 | 5 |
| Banks in Bath, ME | 17 mi | 3 | 4 |
| Banks in Union, ME | 19 mi | 2 | 2 |
| Banks in Rockland, ME | 21 mi | 8 | 9 |
| Banks in Hallowell, ME | 22 mi | 2 | 2 |
| Banks in Brunswick, ME | 23 mi | 12 | 14 |
Bank branch openings and closings in Damariscotta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Damariscotta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Damariscotta
Short answer: 1 institution has its main office in Damariscotta: First National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First National Bank | Bank | $3.18 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Damariscotta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Damariscotta offices.
Short answer: Bangor Savings Bank is the largest bank with offices in Damariscotta, with $7.74 billion in total assets on June 30, 2026, No. 202 among U.S. banks by total assets. Camden National Bank is second with $6.94 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Camden National Bank | $6.94 billion | No. 224 | 1 | Camden, ME |
| First National Bank | $3.18 billion | No. 407 | 1 | Damariscotta, ME |
| Bath Savings Institution | $1.50 billion | No. 740 | 1 | Bath, ME |
| First Federal Savings and Loan Association of Bath | $189.1 million | No. 3,069 | 1 | Bath, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Damariscotta: FAQ
How many banks are in Damariscotta, ME?
Damariscotta has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Damariscotta?
Bangor Savings Bank, with 1. Camden National Bank has 1 and First National Bank has 1.
Is there a Bangor Savings Bank in Damariscotta, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Damariscotta as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Camden National Bank in Damariscotta, ME?
Yes. FDIC data lists 1 Camden National Bank branch in Damariscotta as of September 5, 2026. The address and directions are under Camden National Bank above.
Is there a First National Bank in Damariscotta, ME?
Yes. FDIC data lists 1 First National Bank branch in Damariscotta as of September 5, 2026, the main office at 223 Main St. The address and directions are under First National Bank above.
Is there a Chase in Damariscotta, ME?
No. FDIC data lists no Chase branch in Damariscotta as of September 5, 2026. The nearest is in Yarmouth, about 36 miles away in a straight line.
Which banks are headquartered in Damariscotta?
First National Bank has its main office in Damariscotta, according to the FDIC.
What is the oldest bank in Damariscotta?
Bangor Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Did any bank branches open or close in Damariscotta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Damariscotta?
Nearby cities with more banks include Waldoboro, Wiscasset, Boothbay Harbor. Waldoboro is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds