US Bank Directory
Banks in Lincoln, ME
3 FDIC-insured banks operate 3 offices in Lincoln, Maine, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lincoln
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Lincoln, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lincoln
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: KeyBank, Bangor Savings Bank and Machias Savings Bank have the most locations in Lincoln, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lincoln Maine Credit Union Credit union · 2
Lincoln Maine Credit Union has 2 officees in Lincoln, 3 across Maine. It is based in Lincoln, ME and $161.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office171 W Broadway, 04457
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat 9 am to 11:30 am; Sun not published
Hours: NCUA, March 31, 2026
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Lincoln Maine Federal Credit Union161 W Broadway, 04457
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Lincoln, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Lincoln Branch at 4 Prospect Ave dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln Branch4 Prospect Ave, 04457
KeyBank Bank · 1
KeyBank has 1 branch in Lincoln, 30 across Maine and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lincoln/Broadway Branch at 107 W Broadway dates to 1966 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln/Broadway Branch107 W Broadway, 04457
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Machias Savings Bank Bank · 1
Machias Savings Bank has 1 branch in Lincoln, 15 across Maine and 16 nationwide. FDIC records list its main office in Machias, ME and show it operating since 1869. With $2.67 billion in total assets on June 30, 2026, it ranks No. 480 of 4,232 U.S. banks by total assets. The Lincoln Branch at 6 Penobscot Valley Ave dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln Branch6 Penobscot Valley Ave, 04457
Join a credit union in Lincoln
1 credit union has 2 offices here: Lincoln Maine Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln page has every office in the state's directory.
Banking in Lincoln: the local picture
Short answer: 3 banks run 3 branches in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Lincoln, 2 elsewhere in Maine and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 107 W Broadway, dating to 1966; the newest is Machias Savings Bank's at 6 Penobscot Valley Ave, from 1992.
The only credit union with an office here is Lincoln Maine Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Lincoln
Short answer: 1 of the 2 Lincoln locations with published hours opens on Saturday, run by 1 institution.
- Lincoln Maine Credit Union: 1 of 2 offices (171 W Broadway: Saturday 9 am to 11:30 am)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln, and where the nearest one is if they do not.
Short answer: No branches in Lincoln: Chase (nearest in Yarmouth, 135 mi), Wells Fargo, Bank of America (nearest in Brunswick, 122 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bangor, 40 mi), BMO.
| Bank | In Lincoln | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 135 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 122 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Bangor, 40 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.
Banks near Lincoln
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Old Town (30 miles) and Orono (33 miles). Bangor, 40 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Old Town, ME | 30 mi | 2 | 2 |
| Banks in Orono, ME | 33 mi | 2 | 2 |
| Banks in Dover Foxcroft, ME | 37 mi | 2 | 2 |
| Banks in Bangor, ME | 40 mi | 8 | 18 |
| Banks in Brewer, ME | 41 mi | 5 | 5 |
| Banks in Dexter, ME | 44 mi | 2 | 2 |
| Banks in Hampden, ME | 45 mi | 2 | 2 |
| Banks in Greenville, ME | 51 mi | 2 | 2 |
Bank branch openings and closings in Lincoln
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lincoln
Short answer: 1 institution has its main office in Lincoln: Lincoln Maine Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lincoln Maine Credit Union | Credit union | $161.6 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lincoln by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.
Short answer: KeyBank is the largest bank with offices in Lincoln, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Bangor Savings Bank is second with $7.74 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Machias Savings Bank | $2.67 billion | No. 480 | 1 | Machias, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln: FAQ
How many banks are in Lincoln, ME?
Lincoln has 3 banks with 3 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lincoln?
KeyBank, with 1. Bangor Savings Bank has 1 and Machias Savings Bank has 1.
Is there a KeyBank in Lincoln, ME?
Yes. FDIC data lists 1 KeyBank branch in Lincoln as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Bangor Savings Bank in Lincoln, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Lincoln as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Machias Savings Bank in Lincoln, ME?
Yes. FDIC data lists 1 Machias Savings Bank branch in Lincoln as of September 5, 2026. The address and directions are under Machias Savings Bank above.
Is there a Chase in Lincoln, ME?
No. FDIC data lists no Chase branch in Lincoln as of September 5, 2026. The nearest is in Yarmouth, about 135 miles away in a straight line.
Which banks in Lincoln are open on Saturday?
Lincoln Maine Credit Union publishes Saturday hours for one or more Lincoln locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lincoln?
Lincoln Maine Credit Union has its main office in Lincoln, according to the FDIC and the NCUA.
What is the oldest bank in Lincoln?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Lincoln?
Lincoln Maine Credit Union has an office in Lincoln. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lincoln in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln?
Nearby cities with more banks include Old Town, Orono, Dover Foxcroft. Old Town is 30 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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