US Bank Directory
Banks in Orono, ME
2 FDIC-insured banks operate 2 offices in Orono, Maine, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Orono
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 4 locations in Orono, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Orono
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bangor Savings Bank and Bar Harbor Bank & Trust have the most locations in Orono, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
University Credit Union Credit union · 2
University Credit Union has 2 officees in Orono, 10 across Maine. It is based in Orono, ME and $529.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Orono locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office15 Main St, 04473
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Memorial Union, U Of M Campus, Orono5748 Memorial Un University Of Maine, 04469
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Orono, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Orono Branch at 110 Park St dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orono Branch110 Park St, 04473
Bar Harbor Bank & Trust Bank · 1
Bar Harbor Bank & Trust has 1 branch in Orono, 22 across Maine and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. The Orono Branch at 69 Main St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orono Branch69 Main St, 04473
Join a credit union in Orono
1 credit union has 2 offices here: University Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Orono page has every office in the state's directory.
Banking in Orono: the local picture
Short answer: 2 banks run 2 branches in Orono according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Orono, 2 elsewhere in Maine, according to the FDIC.
The bank with the longest record here is Bangor Savings Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Bar Harbor Bank & Trust's office at 69 Main St, dating to 1972; the newest is Bangor Savings Bank's at 110 Park St, from 1978.
The only credit union with an office here is University Credit Union.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Orono
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 04473 has the most bank and credit union offices in Orono (3), followed by 04469 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 04473 | 3 | 3 | Bangor Savings Bank, Bar Harbor Bank & Trust, University Credit Union |
| 04469 | 1 | 1 | University Credit Union |
Saturday hours in Orono
Short answer: None of the 2 Orono locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Orono, and where the nearest one is if they do not.
Short answer: No branches in Orono: Chase (nearest in Yarmouth, 106 mi), Wells Fargo, Bank of America (nearest in Brunswick, 93 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bangor, 8 mi), BMO.
| Bank | In Orono | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 106 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 93 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Bangor, 8 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Orono to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Orono residents like anyone else.
Banks near Orono
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Old Town (3 miles) and Bangor (7 miles). Bangor, 7 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Old Town, ME | 3 mi | 2 | 2 |
| Banks in Bangor, ME | 7 mi | 8 | 18 |
| Banks in Brewer, ME | 8 mi | 5 | 5 |
| Banks in Hampden, ME | 13 mi | 2 | 2 |
| Banks in Bucksport, ME | 23 mi | 2 | 2 |
| Banks in Ellsworth, ME | 27 mi | 7 | 8 |
| Banks in Newport, ME | 30 mi | 4 | 4 |
| Banks in Dexter, ME | 32 mi | 2 | 2 |
Bank branch openings and closings in Orono
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Orono between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Orono
Short answer: 1 institution has its main office in Orono: University Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| University Credit Union | Credit union | $529.6 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Orono by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Orono offices.
Short answer: Bangor Savings Bank is the largest bank with offices in Orono, with $7.74 billion in total assets on June 30, 2026, No. 202 among U.S. banks by total assets. Bar Harbor Bank & Trust is second with $4.73 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Bar Harbor Bank & Trust | $4.73 billion | No. 297 | 1 | Bar Harbor, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Orono: FAQ
How many banks are in Orono, ME?
Orono has 2 banks with 2 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Orono?
Bangor Savings Bank, with 1. Bar Harbor Bank & Trust has 1.
Is there a Bangor Savings Bank in Orono, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Orono as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Bar Harbor Bank & Trust in Orono, ME?
Yes. FDIC data lists 1 Bar Harbor Bank & Trust branch in Orono as of September 5, 2026. The address and directions are under Bar Harbor Bank & Trust above.
Is there a Chase in Orono, ME?
No. FDIC data lists no Chase branch in Orono as of September 5, 2026. The nearest is in Yarmouth, about 106 miles away in a straight line.
Which banks in Orono are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Orono?
University Credit Union has its main office in Orono, according to the FDIC and the NCUA.
What is the oldest bank in Orono?
Bangor Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Orono?
University Credit Union has an office in Orono. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Orono in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Orono?
Nearby cities with more banks include Old Town, Bangor, Brewer. Old Town is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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