US Bank Directory
Banks in Houlton, ME
4 FDIC-insured banks operate 5 offices in Houlton, Maine, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Houlton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Houlton, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Houlton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Katahdin Trust has the most locations in Houlton, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Katahdin Trust Bank · 2
Katahdin Trust has 2 branches in Houlton, 17 across Maine and 17 nationwide. FDIC records list its main office in Patten, ME and show it operating since 1918. With $1.16 billion in total assets on June 30, 2026, it ranks No. 924 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Houlton location is the Houlton Branch at 65 North St, dating to 1987; the newest, at 20 Katahdin Ln, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Houlton Operations Center Branch20 Katahdin Ln, 04730
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Houlton Branch65 North St, 04730
Bangor Savings Bank Bank · 1
Bangor Savings Bank has 1 branch in Houlton, 62 across Maine and 72 nationwide. FDIC records list its main office in Bangor, ME and show it operating since 1852. With $7.74 billion in total assets on June 30, 2026, it ranks No. 202 of 4,232 U.S. banks by total assets. The Houlton Branch at 38 Court St dates to 1872 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Houlton Branch38 Court St, 04730
KeyBank Bank · 1
KeyBank has 1 branch in Houlton, 30 across Maine and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Houlton Market Square Branch at 32 Market Sq dates to 1882 in FDIC branch records. It opens on Saturday.
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Houlton Market Square Branch32 Market Sq, 04730
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Machias Savings Bank Bank · 1
Machias Savings Bank has 1 branch in Houlton, 15 across Maine and 16 nationwide. FDIC records list its main office in Machias, ME and show it operating since 1869. With $2.67 billion in total assets on June 30, 2026, it ranks No. 480 of 4,232 U.S. banks by total assets. The Houlton Branch at 138 North St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Houlton Branch138 North St, 04730
the County Credit Union Credit union · 1
the County Credit Union has 1 office in Houlton, 9 across Maine. It is based in Presque Isle, ME and $520.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Houlton Branch247 North St, 04730
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Houlton
1 credit union has 1 office here: the County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Houlton page has every office in the state's directory.
Banking in Houlton: the local picture
Short answer: 4 banks run 5 branches in Houlton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Houlton, 3 elsewhere in Maine and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Bangor Savings Bank's office at 38 Court St, dating to 1872; the newest is Katahdin Trust's at 20 Katahdin Ln, from 1997.
The only credit union with an office here is the County Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Houlton
Short answer: 1 of the 2 Houlton locations with published hours opens on Saturday, run by 1 institution.
- KeyBank: 1 of 1 branch (32 Market Sq: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Houlton, and where the nearest one is if they do not.
Short answer: No branches in Houlton: Chase (nearest in Yarmouth, 197 mi), Wells Fargo, Bank of America (nearest in Brunswick, 185 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Presque Isle, 39 mi), BMO.
| Bank | In Houlton | Nearest branch if none here |
|---|---|---|
| Chase | None | Yarmouth, 197 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Brunswick, 185 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| TD Bank | None | Presque Isle, 39 miles away |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houlton to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houlton residents like anyone else.
Banks near Houlton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Presque Isle (39 miles) and Caribou (51 miles). Presque Isle, 39 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Presque Isle, ME | 39 mi | 5 | 5 |
| Banks in Caribou, ME | 51 mi | 4 | 4 |
| Banks in Lincoln, ME | 63 mi | 3 | 3 |
| Banks in Calais, ME | 71 mi | 4 | 4 |
| Banks in Fort Kent, ME | 85 mi | 2 | 2 |
| Banks in Greenville, ME | 91 mi | 2 | 2 |
| Banks in Old Town, ME | 92 mi | 2 | 2 |
| Banks in Eastport, ME | 94 mi | 2 | 2 |
Bank branch openings and closings in Houlton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Houlton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Houlton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houlton offices.
Short answer: KeyBank is the largest bank with offices in Houlton, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Bangor Savings Bank is second with $7.74 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Bangor Savings Bank | $7.74 billion | No. 202 | 1 | Bangor, ME |
| Machias Savings Bank | $2.67 billion | No. 480 | 1 | Machias, ME |
| Katahdin Trust | $1.16 billion | No. 924 | 2 | Patten, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Houlton: FAQ
How many banks are in Houlton, ME?
Houlton has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Houlton?
Katahdin Trust, with 2. KeyBank has 1 and Bangor Savings Bank has 1.
Is there a Katahdin Trust in Houlton, ME?
Yes. FDIC data lists 2 Katahdin Trust branches in Houlton as of September 5, 2026. Its branches are listed under Katahdin Trust above, with the address and directions for each.
Is there a KeyBank in Houlton, ME?
Yes. FDIC data lists 1 KeyBank branch in Houlton as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Bangor Savings Bank in Houlton, ME?
Yes. FDIC data lists 1 Bangor Savings Bank branch in Houlton as of September 5, 2026. The address and directions are under Bangor Savings Bank above.
Is there a Chase in Houlton, ME?
No. FDIC data lists no Chase branch in Houlton as of September 5, 2026. The nearest is in Yarmouth, about 197 miles away in a straight line.
Which banks in Houlton are open on Saturday?
KeyBank publishes Saturday hours for one or more Houlton locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Houlton?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Houlton?
the County Credit Union has an office in Houlton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Houlton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Houlton?
Nearby cities with more banks include Presque Isle, Caribou, Lincoln. Presque Isle is 39 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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