US Bank Directory
Banks in Gray, ME
3 FDIC-insured banks operate 4 offices in Gray, Maine, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Gray
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Gray, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gray
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Androscoggin Savings Bank has the most locations in Gray, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Androscoggin Savings Bank Bank · 2
Androscoggin Savings Bank has 2 branches in Gray, 10 across Maine and 10 nationwide. FDIC records list its main office in Lewiston, ME and show it operating since 1870. With $1.76 billion in total assets on June 30, 2026, it ranks No. 655 of 4,232 U.S. banks by total assets. The Gray Branch at 24 Portland Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gray Branch - Messenger Service24 Portland Rd, 04039
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Gray Branch24 Portland Rd, 04039
Cumberland County Credit Union Credit union · 2
Cumberland County Credit Union has 2 officees in Gray, 7 across Maine. It is based in Falmouth, ME and $488.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Gray locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Gray43 Lewiston Rd, 04039
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Cumberland County Fcu43 Lewiston Rd, 04039
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Maine State Credit Union Credit union · 1
Maine State Credit Union has 1 office in Gray, 5 across Maine. It is based in Augusta, ME and $787.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gray Branch25 Portland Rd, 04039
All hours
Mon to Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Norway Savings Bank Bank · 1
Norway Savings Bank has 1 branch in Gray, 24 across Maine and 25 nationwide. FDIC records list its main office in Norway, ME and show it operating since 1866. With $2.16 billion in total assets on June 30, 2026, it ranks No. 576 of 4,232 U.S. banks by total assets. The Gray Branch at 1 Libby Hill Rd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gray Branch1 Libby Hill Rd, 04039
TD Bank Bank · 1
TD Bank has 1 branch in Gray, 28 across Maine and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Gray Branch at 23 Portland Rd dates to 1915 in FDIC branch records. It opens on Saturday.
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Gray Branch23 Portland Rd, 04039
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Gray
2 credit unions have 3 offices here: Cumberland County Credit Union and Maine State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gray page has every office in the state's directory.
Banking in Gray: the local picture
Short answer: 3 banks run 4 branches in Gray according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Gray, 2 elsewhere in Maine and 1 out of state, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 23 Portland Rd, dating to 1915; the newest is Androscoggin Savings Bank's at 24 Portland Rd, from 2020.
2 credit unions have 3 offices in Gray, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Gray
Short answer: 2 of the 4 Gray locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (23 Portland Rd: Saturday 9 am to 12 pm)
- Cumberland County Credit Union: 1 of 2 offices (43 Lewiston Rd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gray, and where the nearest one is if they do not.
Short answer: In Gray: TD Bank (1). No branches in Gray: Chase (nearest in Yarmouth, 10 mi), Wells Fargo, Bank of America (nearest in Windham, 6 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Gray | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Yarmouth, 10 miles away |
| Wells Fargo | None | none in Maine |
| Bank of America | None | Windham, 6 miles away |
| PNC Bank | None | none in Maine |
| U.S. Bank | None | none in Maine |
| Truist | None | none in Maine |
| Fifth Third Bank | None | none in Maine |
| Huntington | None | none in Maine |
| Regions Bank | None | none in Maine |
| BMO | None | none in Maine |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gray to the nearest branch in Maine.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gray residents like anyone else.
Banks near Gray
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Windham (6 miles) and Yarmouth (9 miles). Portland, 16 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Windham, ME | 6 mi | 6 | 7 |
| Banks in Yarmouth, ME | 9 mi | 7 | 7 |
| Banks in Freeport, ME | 11 mi | 3 | 3 |
| Banks in Falmouth, ME | 12 mi | 10 | 12 |
| Banks in Westbrook, ME | 15 mi | 6 | 6 |
| Banks in Standish, ME | 15 mi | 2 | 2 |
| Banks in Gorham, ME | 15 mi | 3 | 4 |
| Banks in Portland, ME | 16 mi | 17 | 36 |
Bank branch openings and closings in Gray
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gray between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gray by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gray offices.
Short answer: TD Bank is the largest bank with offices in Gray, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Norway Savings Bank is second with $2.16 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Norway Savings Bank | $2.16 billion | No. 576 | 1 | Norway, ME |
| Androscoggin Savings Bank | $1.76 billion | No. 655 | 2 | Lewiston, ME |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gray: FAQ
How many banks are in Gray, ME?
Gray has 3 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gray?
Androscoggin Savings Bank, with 2. TD Bank has 1 and Norway Savings Bank has 1.
Is there a Androscoggin Savings Bank in Gray, ME?
Yes. FDIC data lists 2 Androscoggin Savings Bank branches in Gray as of September 5, 2026. Its branches are listed under Androscoggin Savings Bank above, with the address and directions for each.
Is there a TD Bank in Gray, ME?
Yes. FDIC data lists 1 TD Bank branch in Gray as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Norway Savings Bank in Gray, ME?
Yes. FDIC data lists 1 Norway Savings Bank branch in Gray as of September 5, 2026. The address and directions are under Norway Savings Bank above.
Is there a Chase in Gray, ME?
No. FDIC data lists no Chase branch in Gray as of September 5, 2026. The nearest is in Yarmouth, about 10 miles away in a straight line.
Which banks in Gray are open on Saturday?
TD Bank and Cumberland County Credit Union publish Saturday hours for one or more Gray locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Gray?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Gray?
Cumberland County Credit Union and Maine State Credit Union have offices in Gray. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gray in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gray?
Nearby cities with more banks include Windham, Yarmouth, Freeport. Windham is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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