US Bank Directory

Banks in Freeport, ME

3 FDIC-insured banks operate 3 offices in Freeport, Maine, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Freeport

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Freeport, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Freeport

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Norway Savings Bank, Kennebec Savings Bank and Bath Savings Institution have the most locations in Freeport, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Regional Credit Union 1 office · main office South Portland, ME Credit union · 1

Atlantic Regional Credit Union has 1 office in Freeport, 12 across Maine. It is based in South Portland, ME and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Freeport
    41 Mallett Dr, 04032
    (207) 865-2830Today 9 am to 4 pm
    All hours

    Mon 8:30 am to 5 pm; Tue 8:30 am to 4 pm; Wed 9 am to 4 pm; Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Atlantic Regional Credit Union: profile, branches and contacts
Bath Savings Institution 1 branch · main office Bath, ME Bank · 1

Bath Savings Institution has 1 branch in Freeport, 13 across Maine and 13 nationwide. FDIC records list its main office in Bath, ME and show it operating since 1852. With $1.50 billion in total assets on June 30, 2026, it ranks No. 740 of 4,232 U.S. banks by total assets. The Freeport Branch at 189 Lower Main St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Freeport Branch
    189 Lower Main St, 04032
    Hours: see the bank's site
Bath Savings Institution: profile, branches and contacts
Kennebec Savings Bank 1 branch · main office Augusta, ME Bank · 1

Kennebec Savings Bank has 1 branch in Freeport, 8 across Maine and 8 nationwide. FDIC records list its main office in Augusta, ME and show it operating since 1870. With $1.87 billion in total assets on June 30, 2026, it ranks No. 633 of 4,232 U.S. banks by total assets. The Freeport Branch Office at 181 Lower Main St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Freeport Branch Office
    181 Lower Main St, 04032
    Hours: see the bank's site
Kennebec Savings Bank: profile, branches and contacts
Midcoast Credit Union 1 office · main office Freeport, ME Credit union · 1

Midcoast Credit Union has 1 office in Freeport, 5 across Maine. It is based in Freeport, ME and $266.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    186 Lower Main St, 04032
    (207) 865-4443Today 9 am to 4:30 pm
    All hours

    Mon to Tue 8:30 am to 4:30 pm; Wed 9 am to 4:30 pm; Thu 8:30 am to 5:30 pm; Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Midcoast Credit Union: profile, branches and contacts
Norway Savings Bank 1 branch · main office Norway, ME Bank · 1

Norway Savings Bank has 1 branch in Freeport, 24 across Maine and 25 nationwide. FDIC records list its main office in Norway, ME and show it operating since 1866. With $2.16 billion in total assets on June 30, 2026, it ranks No. 576 of 4,232 U.S. banks by total assets. The Freeport Branch at 8 Mallett Dr dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Norway Savings Bank: profile, branches and contacts

Join a credit union in Freeport

2 credit unions have 2 offices here: Atlantic Regional Credit Union and Midcoast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Freeport page has every office in the state's directory.

Banking in Freeport: the local picture

Short answer: 3 banks run 3 branches in Freeport according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Freeport, 3 elsewhere in Maine, according to the FDIC.

The bank with the longest record here is Bath Savings Institution, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Norway Savings Bank's office at 8 Mallett Dr, dating to 1968; the newest is Kennebec Savings Bank's at 181 Lower Main St, from 2019.

2 credit unions have 2 offices in Freeport, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Freeport

Short answer: None of the 2 Freeport locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Freeport, and where the nearest one is if they do not.

Short answer: No branches in Freeport: Chase (nearest in Yarmouth, 5 mi), Wells Fargo, Bank of America (nearest in Brunswick, 8 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Yarmouth, 5 mi), BMO.

BankIn FreeportNearest branch if none here
ChaseNoneYarmouth, 5 miles away
Wells FargoNonenone in Maine
Bank of AmericaNoneBrunswick, 8 miles away
PNC BankNonenone in Maine
U.S. BankNonenone in Maine
TruistNonenone in Maine
Fifth Third BankNonenone in Maine
HuntingtonNonenone in Maine
Regions BankNonenone in Maine
TD BankNoneYarmouth, 5 miles away
BMONonenone in Maine

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Freeport to the nearest branch in Maine.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Freeport residents like anyone else.

Banks near Freeport

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Yarmouth (5 miles) and Topsham (9 miles). Portland, 15 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Freeport

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Freeport between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Freeport

Short answer: 1 institution has its main office in Freeport: Midcoast Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Midcoast Credit UnionCredit union$266.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Freeport by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Freeport offices.

Short answer: Norway Savings Bank is the largest bank with offices in Freeport, with $2.16 billion in total assets on June 30, 2026, No. 576 among U.S. banks by total assets. Kennebec Savings Bank is second with $1.87 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Norway Savings Bank$2.16 billionNo. 5761Norway, ME
Kennebec Savings Bank$1.87 billionNo. 6331Augusta, ME
Bath Savings Institution$1.50 billionNo. 7401Bath, ME

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Freeport: FAQ

How many banks are in Freeport, ME?

Freeport has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Freeport?

Norway Savings Bank, with 1. Kennebec Savings Bank has 1 and Bath Savings Institution has 1.

Is there a Norway Savings Bank in Freeport, ME?

Yes. FDIC data lists 1 Norway Savings Bank branch in Freeport as of September 5, 2026. The address and directions are under Norway Savings Bank above.

Is there a Kennebec Savings Bank in Freeport, ME?

Yes. FDIC data lists 1 Kennebec Savings Bank branch in Freeport as of September 5, 2026. The address and directions are under Kennebec Savings Bank above.

Is there a Bath Savings Institution in Freeport, ME?

Yes. FDIC data lists 1 Bath Savings Institution branch in Freeport as of September 5, 2026. The address and directions are under Bath Savings Institution above.

Is there a Chase in Freeport, ME?

No. FDIC data lists no Chase branch in Freeport as of September 5, 2026. The nearest is in Yarmouth, about 5 miles away in a straight line.

Which banks in Freeport are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Freeport?

Midcoast Credit Union has its main office in Freeport, according to the FDIC and the NCUA.

What is the oldest bank in Freeport?

Bath Savings Institution has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Which credit unions can I join in Freeport?

Atlantic Regional Credit Union and Midcoast Credit Union have offices in Freeport. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Freeport in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Freeport?

Nearby cities with more banks include Yarmouth, Topsham, Brunswick. Yarmouth is 5 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds